PLEASE READ! I NEED HELP! so... in 1998, I went to a college for one semester. I took a loan from PHEAA. Pennsylvania Higher Education Assistance Agency, for 2, 625 dollars US. I had it deferre which added a thousand bucks. I never paid on it. after several years, they began garnishing my federal tax return. over 3 years, they took more than 4, 000 dollars from my Federal tax return. Now, last year, this Van Ru starts calling me, telling me that I owe them over 5 grand. What? I say, "what happended to the 4, 000 dollars that was garnished from me?" they tell me it all went to fees and interest and that I still owe over five thousand dollars. i tell them to get lost. A couple months ago, they called and offered me a settlement of 3, 000. I am trying to get back into school and I'm sick of dealing with this, so I agree. Well, I find out after filing my taxes, that I have 1, 500 bucks coming to me, which I know they will take anyway, so I say "take my tax return, then call me when it posts and let me know what the total I owe is." they called me last week and said my final payoff is 1300 dollars. I say " give me a week to get the money and call me back." they called me today and I informed them that I could not come up with the payoff. She offers me a "rehabilitation program" which after ten months, will get me out of default and come off my credit report. Great, sign me up. " so what is my total payoff?" i ask them. " i know its 1300 something, right?" she informs me that NO. that is not the amount anymore. Since I am unable to write a check for the full 1300 dollars, which was the rest of the settlement that we agreed on, that my new balance is 32oo dollars and I owe them. !!! I told her exactly this... " I borrowed 2625 dollars and have paid back already almost 6 thousand dollars. If you think I'm gonna pay you people another 3 grand, you are out of your [censor]ing mind!" SOMEONE PLEASE HELP ME!!! LET'S START A CLASS ACTION LAW SUIT AGAINST THESE PEOPLE!!!
CLASS ACTION LAW SUIT AGAINST VAN RU!!! DON'T PAY THEM A PENNY!!! THEY NEED TO BE TAUGHT A LESSON.