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CB Insurance Services Review of Phoenix Health Plan
Phoenix Health Plan

Phoenix Health Plan review: Failure to pay Physicians 4

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Author of the review
3:18 am EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

The state of Arizona provides health care for those who are indigent whether through long-term unemployment and mental and/or physical disabilities. This sounds almost too good to be true, because if you chose Phoenix Health Plan it seems it is too good to be true. You might find Doctors behaving somewhat unhappily. Some very good Physicians have simply left the area. Clinics which were once efficient and trustworthy are chaotic and likely to give bad information per referrals. I am the friend and advocate of a man who is severely disabled. He would like to work. Sometimes he works a day here, a day there because he's frantic about money -- and he suffers for days afterwards. His spine looks like a concertina. He has to use oxygen and a CPAP machine to be able to sleep with reasonable chance of awakening again. I'm able to assist him in paying part of the utilities most of the time. He'd been seeing a Pain Management Specialist for nearly a year and has been given very strong medications to manage the pain. As many of you know, these medications are typically addictive. You cannot simply quit taking meds like morphine and Oxycodone. Even the printout at the pharmacy advises you not to stop taking the medication without consulting your Doctor.

So, my friend has a Doctor who is honest enough to tell him the truth. Phoenix Health Plan hasn't paid him for any of the patients covered under the plan in what is now over one year. Had my friend chosen the other option offered under AHCCCS, there would not be an issue.

Unfortunately, AHCCCS allows people to choose but once a year. And of course there's nothing to indicate problems with Phoenix Health Plan. My friend is referred by yet another Physician's Assistant at North Country to see a certain Doctor in Bullhead City. He schedules medical transportation more than a week in advance. The appointment, made five weeks in advance is cancelled quite suddenly -- three hours before medical transportation is scheduled to arrive. A receptionist or assistant informs my friend that "The Doctor is sick." He has just enough time to call and cancel medical transportation. However, he is about to run out of medications. The woman representing the Doctor who has suddenly taken ill and apparently will not recover for a full month assures my friend that he can simply go back to the Specialist who no longer accepts his insurance and get all of his prescriptions written. Yeah, right...

My friend is not at ease with bureaucracy, so when he attempts to speak with his former Pain Management Specialist's office about the dilemma, he's so stressed he asks me to speak to the person on his behalf, which I do. The bottom line: Phoenix Health Plan has still not done what is correct (pay the Doctor's fees) and they will not simply give him prescriptions without seeing him. The visit will cost $80. Then there are the prescription co-pays. It's too late to schedule medical transportation, so I will have to drive about 60 miles and use 1/4 tank of gas. Gas prices are nearing $4.00 per gallon.

While this might not seem like a huge amount of money to many people, this means my friend cannot pay his electric bill this month. I came up with $50 to help him pay the bill. If you suffer chronic pain you understand that stress and anxiety exacerbate the pain. I do not feel any ill will toward the Doctor who was kind enough to see him on an emergency basis tomorrow morning. After all, he is not providing a free service. I am, however, furious with the state of Arizona for theft of services from more than one excellent Doctors who accepted and treated patients under the "umbrella" of Phoenix Health Plan and believed they would be compensated for their time and expertise. Remember that "temporary" penny tax we voted in to guarantee continuance of Health services and prevent further cuts to Education? Where did all those pennies go, Governor Brewer?

What a thrill it is to receive a shiny, full color brochure printed on expensive paper a few times a year extolling the virtues of Phoenix Health Plan in English and Spanish. I wonder how much those brochures cost to create, print and mail to so many thousands of people who are out of work through no fault of their own. The post office bin is practically overflowing with the ones that are tossed out by people who don't even bother to read the useless things.

I think: does the state of Arizona have some wily strategy to kill off the poor and disabled? No, there is no logic at work behind the scenes..just plain old greed. Because in the short run, you're angering both Physicians and patients. And in the long run, you will find people like my friend filling hospital beds -- a much pricier proposition. FYI, my friend does not get a check from Social Security. He worked very hard for four decades and paid into the system and now he's going to have to hire a lawyer to fight for what is rightfully his.

As for the Physicians who've been cheated out of payment for services rendered, I hope they've got a Class Action Lawsuit in the works. I would happily testify on behalf of every good, qualified Doctor who has DONATED time to help my friend, thus far. Shame on our government for dropping the ball and deceiving Doctors and patients through obfuscation. I hope Jan Brewer inherits a hotel with 500 rooms and is found dead in every one of them.

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

4 comments
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Glenn Tompkins
, US
Sep 19, 2016 5:53 pm EDT

These insurance company is criminal. I can no longer get my Parkinsons medicine because they decided to drop me. They told me they haven't received payments in 90 days this is not the case. Yes I have been struggling since diagnoised. However I sold my car and put my home up for sale and paid them all within less than 60 days or right ontime. My wife has MS I have Parkinsons and we spent a fortune on helping our daughter get clean. So why are they criminal? They cashed my checks and cashed two donations made by my church and refuse to reinstate me or make good on doctor bills. You can mess with me and my money but to take checks from a church and not providing services has to be the work of an evil company.

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s.m.c
, US
Feb 04, 2016 10:13 am EST

Oh gosh, this place is a mess. I am usually on a work insurance plan but this semester I needed to go through the marketplace. I never received any notice that my plan went through or they received my first month's payment. I called on a weekday and the hold was over 30mins. They said they haven't received a payment yet so I paid for 3 months in advance. Come February 1st, I get notice that an additional payment was taken out of my card. Looks like the original first months payment just went through. Called to get it refunded (since I already paid 3 months..) and the lady said that was impossible and that she needs to "email her boss" to get my card removed from receiving automatic payments. This place is unprofessional and needs to upgrade their systems. Peace!

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tsk64
Kingman, US
Dec 13, 2011 3:03 am EST

Hi, This is Tammy again with another complaint, this time about my husband. My husband lost his job because the doctors said he can't work anymore and like your friend he has worked since he was 8 years old and he is now 60. He is applying for disability at this time. He is also on oxygen and the CPAP machine. He is also having heart problems, and severe arthritis in his hips and can barely walk at times. He is a diabetic and a severe bad back. He had surgery which made it worse. He has had 15 back injections and also tried the electronic stimulator twice and none of this has worked. He is on strong Oxycontin which barely works for him now. He tried to get AHCCCS and they denied him because he is single and, a male lol. Like me he has been on this for years and they won't even help people that might die and we can't afford to buy insurance. We have been married for 20 years and i am so scared i might lose him if he can't get some help soon. Sincerely Tammy

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tsk64
Kingman, US
Dec 13, 2011 2:31 am EST

I agree 100%. I just got on full disability and had too go on AHCCCS until i get my medicare which is a year from now. I chose Phoenix Health Plan because i heard good things about it, What a joke!. Now i know why most doctors won't accept it!. I have been seeing the best pain management doctor around when i was on BCBS insurance. We lost it when my husband and i lost our jobs due to medical problems and now i find out i can't see him because he don't accept my insurance. I have been having problems getting them to pay for my prescriptions which i have been taking them for years and now may end up in the hospital because of with drawls. I wonder how that will go over with them. I guess i will try the other Health plan as soon as i can and hopefully it will be a little better but, not counting on it lol. Anyway i hope everything works out for your friend. Sincerely Tammy