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National Recovery Agency / harrassment

1 United States Review updated:

Does anybody have any information on how 'victims of harassment" can legally fight company's such as National Recovery Agency and Portfolio Recovery Associates. Of course they will never send any proof or validation of the alleged debt and continue the harassment. I record every conversation, don't get mad anymore...just want to get even! I want to gather resources and information from people (victims) on how we can bring these company's to there knees.

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Comments

  • Be
      6th of Jun, 2011
    0 Votes

    Send this company a cease and desist letter via certified return mail. The post office will send you a card back letting you know it was delivered. You'll have proof. I am forever sending these out. Also if you get one from another collection agency for the same bill, write them and tell them they are in violation of a cease and desist letter.
    In your original cease and desist letter make sure you tell them that they are not to send to or make for resale to any other collection agency.
    When you get this next one, you'll be glad you sent the original, because I have one on my desk right now that violates a cease and desist.

  • Mo
      19th of Sep, 2012
    0 Votes

    pay ya damn bills and collections will ahve no reason to reach u

  • Mo
      19th of Sep, 2012
    0 Votes

    pay ya bills and collection companies wont contact you . i work for a collection company .. and have been doing so for years.. this is how it works ... when u receive something without paying for it ... or stop making your adjusted payments, what happens is the creditor, then hires companies like these to collect they're monies ... it is not the collection agency that is in fault ... it is the debtors fault for not paying the bill .. before hand, , , we just have a job to do ... and we r being paid to do it ... i love collections ... and i will continue to get the payments and get the clients monies @!!!

  • Be
      19th of Sep, 2012
    0 Votes

    The FBI will not contact you with a telephone call with a bad debt. It is best to contact the FBI and file a complaint with this scammer. Also you need for these people to verify that the debt is your debt. They have 30 business days to do so if they are a legimate business. Business days are Monday through Friday, but excludes weekends and legal holidays that fall in the weekdays. If they say that they are in INDIA then they have to follow U. S. Laws when working with a U. S. Bank and all this falls under Secret Service too. If by the end of your 30 days, you have not received anything from these people then send them a cease and desist letter. Send it certified mail so they have to sign for the letter. You keep the green mail card when the post office delivers it back to you. Also make a copy of all your letters.
    moodf, you should mind your own business. Sometimes people do not owe collections anything. Especially if it was something from GECC, because they don't know how to post account properly. They are fixing to be sued for just that.

  • Th
      27th of Sep, 2012
    0 Votes

    Listen if the scammers are in India end the conversation and blast their ear off with a big sports air horn. This is the latest scam being hoisted on people by scammers from India. They threaten sheriff and police arrests, don't be scared. A simple google will reveal the scam. You have to take radical measure to stop them as they will not stop to call you - a nice loud sports air horn!

    If they CA is an american collection agency you need to educate yourself on your rights under federal FDCPA and FCRA laws.
    Hit google on these:-
    1-what to do when you are contacted by a collections agency.
    2-your rights under federal laws FDCPA and FCRA
    3-Validation of debt (VOD), cease and desist (C&D), CMRRR
    4-Your state's Statute of Limitations (SOL) on debt.
    5-post your questions at debtorboards dot com if things get thick or stopthecollector dot com

    If you are dealing with a CA you need to CMRRR a VOD. It has to be the original contract with your signature on it, not some letterhead stating an amount owed. Then go from there. An remember to record all your calls but it's better to use CMRRR-make it easier for a judge to find judgment in your favor. If it's not in writing it didn't happen.

  • Be
      27th of Sep, 2012
    0 Votes

    If they do send you a Summons, check their affidavit especially if they are in New York. New York requires the emboss seal to appear on all legal documents by Notaries. What is the emboss seal? It is the indentation you see when you get a copy, or it may be the round stamp with the date of the notary's commission expiration and their state number, which includes the state in which the notary has the commission.
    this man posting here is a great idea. because if you have to do this pro se' (by your self) you have good advice from peole who have done this before and won.

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