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HomeComings Financial / CONSTRUCTIVE DEFAULT FORCED FORECLOSURE

1 3001 E Camelback RdPhoenix, AZ, United States Review updated:
Contact information:
Phone: 480-515-6143

Homecomings Financial forced my account into
delinquency by blocking access to their mandatory
payment system, delaying or reversing timely loan
payments, applying payments retroactively to cover
those they'd delayed or reversed and refusing payments
that would cure the default . This company's misdeeds
have put me at risk of foreclosure but a calculated series
of roadblocks has been erected to prevent me from recourse.

They continually send letters requesting that I call to discuss
my options, schedule meetings or fax information but when I do,
I'm referred to someone who's on vacation, my call is dropped
during transfer, appointments are no longer available or my faxes
have not been received. This vicious cycle creates a paper trail
for the company while making me appear unresponsive and is
obviously intended to establish a bogus loss mitigation history.

This company is publicly committed to preventing foreclosure
and was istrumental in founding the HOPE Foundation but their
true objective is to defraud America without restraint, which
they accomplish by misapplying funds, sabotaging communication
and manipulating records. Homecomings Financial is operating in
violation of the Truth In Lending Law, the Fair Debt Collections Act,
a number of Arizona Statutes and their own Principles and Practices.

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Comments

  • No
      18th of Apr, 2008
    0 Votes

    Homecomings Financial forced my account into
    delinquency by blocking access to their mandatory
    payment system, delaying or reversing timely loan
    payments, applying payments retroactively to cover
    those they'd delayed or reversed and refusing payments
    that would cure the default . This company's misdeeds
    have put me at risk of foreclosure but a calculated series
    of roadblocks has been erected to prevent me from recourse.

    They continually send letters requesting that I call to discuss
    my options, schedule meetings or fax information but when I do,
    I'm referred to someone who's on vacation, my call is dropped
    during transfer, appointments are no longer available or my faxes
    have not been received. This vicious cycle creates a paper trail
    for the company while making me appear unresponsive and is
    obviously intended to establish a bogus loss mitigation history.

    This company is publicly committed to preventing foreclosure
    and was istrumental in founding the HOPE Foundation but their
    true objective is to defraud America without restraint, which
    they accomplish by misapplying funds, sabotaging communication
    and manipulating records. Homecomings Financial is operating in
    violation of the Truth In Lending Law, the Fair Debt Collections Act,
    a number of Arizona Statutes and their own Principles and Practices.

  • Ro
      1st of Sep, 2008
    0 Votes

    They did the same thing to me and even though I tried to fight it. I got nowhere. I was put on a repayment plan and then they sold my loan off and did not send my repayment plan to the new servicer. Now I am back to square one. Is there anything that I can do to get any help? I should have never been in foreclosure to begin with. What can I do to fight this?

  • Fo
      25th of Nov, 2008
    0 Votes

    I agree completely!!! I had similar problems with them when I was laid off and had a heart attack. The kept telling me to send in papers and that they would accept partial payments and work with me. Three months into my "negotiating" with them, I received a letter from their lawyers FORECLOSING!!! I had to file bankruptcy in order to save my home. Now my adjustable mortgage is going up to over 12% in December!!! I can barely make the original payments.

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