The horror stories about Cohen & Slamowitz are enough to make your hair stand on end. Managed by David A. Cohen and Mitchell G. Slamowitz in Woodbury, NY, Cohen & Slamowitz most often collect on credit card debt, such as charges to your Discover card or Visa. Consumers raise a litany of complaints against Cohen & Slamowitz. For example, Cohen & Slamowitz threaten lawsuits, issue “information subpoenas, ” and threaten to talk to employers. Further, some consumers have reported that Cohen & Slamowitz representatives claim to have access to consumers' bank accounts and property, and have threatened to liquidate all assets in order to settle the debt.
Stop Cohen & Slamowitz Harassment
Chances are, if you've been contacted by Cohen & Slamowitz once, they'll keep contacting you - whether or not you actually owe a debt. Their M.O. is to pepper consumers with dozens of calls and letters. If you're ready to stop Cohen & Slamowitz harassment, you need to take a stand. Understand that, calling repeatedly and verbal abuse are both violations of the Fair Debt Collection Practices Act. The law broadly defines harassment, which includes “the use of obscene or profane language, or language the natural consequence of which is to abuse the hearer or reader.” Under the law, Cohen & Slamowitz harassment isn't judged based on how you felt; the more generous standard of the “least sophisticated consumer” is applied. So, harassment happens anytime the hypothetical least sophisticated consumers might feel confused or threatened. Meant to intimidate and demean you, Cohen & Slamowitz's threats of violence, abusive language, and threatening to take property that is not being used as debt collateral are against the law.
This means that, unless you put your house, car, or other property up for collateral for the particular debt that is being collected, it is illegal for Cohen & Slamowitz to threaten to take or repossess that property. Of course, this doesn't include mortgages or car loans, which are secured by the property. But, for example, if it's a Discover bill that they are collecting, they have no right to any property.
But debt collectors like Cohen & Slamowitz use other types of illegal threats as well. For example, they might say or imply that non-payment will result in your arrest or imprisonment. It is flat-out illegal to threaten criminal prosecution to collect a civil debt. Cohen & Slamowitz might also threaten to take action that can't be legally taken, such as threatening a lawsuit on a debt that is past the statute of limitations, or threatening to garnish your wages. In order to garnish your wages, Cohen & Slamowitz must first take you to court, get a judgment in their favor, and then execute the judgment. In addition, garnishment is very limited in most states, and not available for all types of debts.
Cohen & Slamowitz Contact Information
Cohen & Slamowitz
199 Crossways Park Drive
Woodbury, NY 11797-2016
How to Stop the Harassment Now
Complete the form to the right for a FREE evaluation, or call 855-301-8100. The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.