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Complaint Rating:  97 % with 29 votes
97% 29
Contact information:
WesternSky Financial
United States
I went to the WesternSky Finanical website (www.westernsky.com) and applied for a loan. At the time I had no idea that this company was affiliated with CashCall. About an hour later, I started receiving calls from numbers in California. So deciding to look up the number, I discovered the number was from CashCall. NO! I had already heard bad things about this company and I wasn't going to fall into that trip. Coming here, I decided to be a bit proactive and make sure that they cancel the loan application that they had on file and for them to destroy my information. Can you say phone bouncing?

Well to add insult to injury of what was already going on, every representative I talked to claimed they couldn't see my information and that only the representative that created the loan application could see it. So I was finally pushed over to Shawn, my loan rep agent. The first minute of talking to him, he basically made cracks about my credit and that the only reason I was upset because I was one of the people they have to go after for non-payment of their accounts. I laughed at him and he went into his spill about how all the complaints against CashCall was from people like me that had credit problems with their credit that wanted to cheat and stiff them out of their money. So I basically laughed more and told him to put a cancellation on that loan application and that would be the best thing for both of us.

Being that I sent them a voided check, I hope I don't see any charges on my bank statement from them. With all that I have read here on ComplaintsBoard, I would have a hard time getting my money back. For all having trouble with CashCall, good luck.
Complaint comments Comments (44) Complaint country United States Complaint category Loans


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N  29th of Sep, 2008 by    0 Votes

CashCall - unfair interest rates, harrassment
United States

Calling my job and my house yday and night, baiting you into loans by not being totally truthful.will not negotiate for lower payments or interest rates, very nasty people that call you very rude.
N  10th of Oct, 2008 by    0 Votes

United States
Phone: 7025018472

N  10th of Oct, 2009 by    0 Votes

CashCall - Fraudsters
United States

I took a loan out with Cashcall over the phone 6-1-2004 Had paid on the loan every month until October 2007 lost my job and asked if the account could be put on hold until I went back to work. Was told to call a friend and ask for money to pay them. Made a complaint with the Better Business Bureau than Cashcall said I signed a promissory note stating I would payback $24, 244.79 for a loan which was for $5, 000. How crazy does that sound when I signed the promissory note online it was for the $5, 000. I hope someone call help me. When this loan was taking out there was no Gary Coleman on the ad that would have told me not to take out this loan if anything I want someone to learn from what happen to me. Cashcall is legal Loan Shark.

Better Business Bureau has this company as A within standing. Went into my account and get this month from my overdraft on my account when I told them I had no money.I closed the account someone has to stop these people.
N  26th of Jun, 2010 by    0 Votes

CashCall - fraud
United States

cashcall charged me ungodly interest and then when i stopped paying they threatened me with a collection agency and then reported me to all 3 credit agency's and ruined my credit my credit score went from 700 to 480 and they have gotten away with it i tried to fight the credit agency's and they believe them and not me and will not change anything
N  26th of Jun, 2010 by    +1 Votes
That's funny. You admit you stopped paying your bill and have the balls to complain because they reported it onyour credit report. LOL! What the hell did you think they were going to do, dumbass!
N  26th of Jun, 2010 by    +2 Votes
What makes you an even bigger dumbass is you posting a copy of the letter with all of your personal information on it, INCLUDING your account and loan number!
D  26th of Jun, 2010 by    +1 Votes
you know nobody is perfect are you
N  26th of Jun, 2010 by    0 Votes
I'm interested in knowing what you thought would happen when you decided to stop sending them payments?
N  28th of Feb, 2011 by    0 Votes
I have a loan with them and am having a hard time paying it. I am behind one payment and you would think it was the end of the world. They call me non stop. One person told me to send them whatever amount I could come up with another told me I had to pay it in full. They told me to ask my neighbors, co-workers and family for money. They even went as far as to tell me to get a payday loan. I don't know what to do. I do not want them harassing my references. I am not trying to avoid paying them, I just need some extra time
N  3rd of Mar, 2011 by    0 Votes
Go to My3Cents.com and contact DebtorBasher. I'm sure she can offer you some advice on how to handle your collection problem.
A  26th of Jun, 2011 by    0 Votes
I agree with this person. I was in a bad spot and needed money for emergency surgery, so I went through Cashcall and borrowed $5, 000.00. This would pay my bills for a couple of months and put food on the table. I have been paying $253.00 a month and never seem to get anywhere. I have been paying on this for two years. Last month I wrote and asked for the payoff balance and asked what the least amount would be to pay if off. I received a letter saying they do not do anything except the balance due. Told me that my balance was $4, 740.00. I cannot believe this. I called and was told they would extend the loan at smaller payments for a longer period of time. So that would make me giving them more money !!! Cashcall is a REAL RIP OFF. Lady in Maryland
N  20th of Oct, 2011 by    0 Votes
I took a loan with cashcall 2 years ago for $5, 000 at 59.95% APR. I have made 23 consecutive on-time monthly payments of $254.03 totaling $5, 851.01. Last month was the first time i was unable to make my payment. i talked to several reps of cashcall. today i was told that i did not meet their hardship requirements for deferment or interest reduction. they then told me my loan payoff balance was $5, 400. I was told by the man helping with the loan origination that the interest would NOT be loaded on to the front of the loan but rather this was a simple interest loan. put simply, the earlier i paid of the loan the less interest i would pay. it seems i was misled.
N  3rd of Nov, 2011 by    0 Votes
Before you get these kinds of loans, read the fine print. If you're getting charged 116% APR for 5 years, you're going to be paying 580% of the face value of the loan: almost $30, 000 over time for $5, 000 now. If you have good credit, you're better off going into a bank or credit union and getting a loan. It might take a few days, but you're saving yourself THOUSANDS of dollars. If you have bad or not so good credit, you might want to think about selling your things before turning to this. Some of the payments are almost $500 per month for 5 years. This of it this way: If you cannot come up with a few thousand now, what makes you think you can come up with $500 per month for years?
N  7th of Jun, 2016 by    0 Votes

CashCall - The interest rate is outrageous
United States

I got a loan for emergency purpose. I have been paying for 18 mos, $216.55, borrowed 2500 and I still owe over 2400.

I asked for a deferment for 2 months for medical purpose and I was told no. I have never missed a payment and this company has almost double their money and I couldn't get a deferment.

The interest rate is outrageous, something must be done. You get the loan because you really need it and they play on your situation and get you for the high interest rate. We should ban together and not pay till the interest rate is lowered.
N  7th of Jun, 2016 by    0 Votes

CashCall - highinters
United States

Oh God I got a $5.000 dollar loan from cashcall. i was making payments of $250.41 a month for over 1 year one day i decide to check on my balance and it was $5547.95 of was i ask i call to make sure the information was right. and they said it was that i need it to continue paying for the next 10 years in order to finish paying that loan with it will added up to $30.000 dollars of a $5.000 dollar loan. i'm a single mother of three went i ask for these loan i need it the money and i didn't read the contract right i was willing to made the loan and i ask them if they lower my inter and they said no that should read it before sign it. i stop making payments. well after that i became i living hell the call me every day and every night living masseges, with any one that will answer the phone. the minor child some of the things they used to said to may children "tell your mom she needs to pay us and that is she needs to get attorney she is going to need one if she doesn't have money know wait until this is over ". i received alot of ugly calls like that every day. i'm living pay check to pay check. last week on saturday Aug 16 2008 i receive another call from cashcall and i told the agent i'm will to pay the $5.000 dollars with some interters but you need to lower my rate i explain my self situation to him and i told him that i could only make $100 payments at this time and he said no that he can work with me but he had to make some payments were it shows that i'm will to pay and then that they make work something out with me so I deposit $130 dollars like he said to do in order for them not to garnish my wages because if it gets to that point i was going to pay more money and all the court fees. he said that he will but me back on $5.000 dollars give $130 payments for the next 3 months and that he will hold the court order, but after that i need to come up with minimun if $3800 dallors and that he will closed me case, and i ask him what amonut the year and half of payments were is that money and he said that is loss. what i'm staring from scratch. i don't know that to do i'm in debt i want to pay every one thst i own money i have try to get personal loan or a credit card to i can get out of this mess but i got to much credit and cashcall destroy my credit please help me i don't know what to do i don't have $3800 dollars and if they star taking money of my check other bills wouldn't get pay and i will be on the street . please help me i don't know what to do

N  7th of Jun, 2016 by    0 Votes

CashCall - Rip off
United States

I asked for a loan at Cash Call... They loaned me 2500.00 and I ended up paying about 6500.00. They took advantage of me. I was in need... I hoped they bring a lawsuit against Cash Call... They ripped off people...

Cash Call employees would harass me on the phoned and called me everyday just because I missed a payment... I will tell them I will give the payment a little late, but they wouldn’t understand I will get a phoned called every second of the day... I will go forward and do a lawsuit against them... mad
N  7th of Jun, 2016 by    0 Votes
I also called cash call. I was loaned the amount of 2500, I currently have paid 7, 000 back and they told me i owe them 2, 000 more for a grand total of 9, 000 dollars when i only borrowed 2, 500!! C'mon, i heared of interest charges but this is a ripp off!!! I wish someone would sue them for a class action suit..!!!
A  26th of Jul, 2016 by    0 Votes
I have a loan through cashcall and it has also been a nightmare. I get harassing phone calls 7-10 times a day. When my payment is paid, I still get calls for the next months payment. This is the worst company I have ever dealt with.
N  26th of Jul, 2016 by    0 Votes
this is the worst company ever! we had a loan through them and paid on time the amount never went down it just kept growing. We knew we would never get this paid off with the way they do business so we quit paying them! yes its on our credit. they only sent emails for awhile then letters that said they would settle for half the amount, with the way they do business we did not trust them. just recently we got a call from a collection agency two years later that said cash calls will settle for 3000.00 that we can make a 150.00 dollar payments for four months then the balance left would be due. still dont trust them. So we may end up in court who knows. these guys should be shut down! stay away from them!
N  26th of Jul, 2016 by    0 Votes

CashCall - Harassment phone calls!
P.O. BOX 66007
United States
Phone: 8668991844

I agree Cash Call is a BAD Company to get a loan from. I borrowed 2525.00 from them, I will let everybody know even friends and Family not to get a loan from this Company. I was late a few times and was hit with outrageous fees, and then the harassment phone calls. They called my job telling me you make enough money pay up or else we will go and get the money, from your mother or your friends. They started telling me they will garnish my paycheck and sue me, and take my car. I asked them to please stop calling my job, but they didn't. They were hitting my bank account two and three times a week, my Bank sent me an email. I then put a stop to them, racking up bank fees on my account. I have been under alot of stress dealing with this Company, and harassment calls at home. The last call I got from them was a man telling me you think you are slick getting away with our free money. I told him that is a lie I have paid you off, you have over 2600.00 from me. I told him my Loan is paid off by. This Company needs to be shut down completely.

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1600 S. Douglass Rd
United States - 92806
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