Andhra Bank / cheque and return memo lost in bank
I am a account holder of Andhhra Bank.
This is regarding the lose of the cheque and the return memo lose by the bank.
I have presented a cheque no. 63077 Dt.[protected] of Indusind bank, banjara hills branch for Rs. 1, 00, 000/- one lakh only in clearing on 19.2.2010
the amount of one lakh has been realeased to my accounton 22.1.2010.
on 12.2.2010 the bank manager has call up and said that the cheque was not cleared and the account of the relatedaccount has been closed at their end in indusind bank.
And the main thing is that the Andhra bank has credited the amount and they have lost the original cheque and the original return memo has been lost .
when enquired they simply gave a reply that it has been lost in the transit
now what should i do.
I have deposited the amount of 1.00.000/- to fixed deposit in the same account.
Now there are forcing me to return back the money with out any information about the cheque and the return memo .
and additional they are adviced me to file a case on the person who had given me the cheque.
please reply me if you have any suggetion for this...thanks.