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500 Fast Cash / Harassment!

1 United States Review updated:
Contact information:
Phone: 800-636-9460 has started to call and harass me at work regarding my loan balance. I borrowed 200 dollars from them. They want to take out $90 on 12/28,$60 on 1/11, $100 on 1/25 and $100 on 2/8 that is $350 dollars can they take that much money from a person? It doesn't sound legal. I told the bill collector that represents this company that and he quickly changed the subject. Is he hiding something I should know... Beware all!

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  • Ni
      27th of Jan, 2008
    0 Votes

    Yeah, I am having MAJOR problems with 500 Fast Cash too... no way to contact them to make a payment on time, they automatically debit your account more so it costs you and say you didn't make a payment. Well you can't if you don't know where to send the money in and can't log into their website!

  • Wi
      17th of Mar, 2008
    +1 Votes

    I think there are companies out there that deal especially with payday loan companies. You might want to try and contact them if reference to this... Langhorne debt solutions is one them. I have been running internet checks on them and can not find anything bad so far. I will let you know if i do..

  • Ke
      13th of Jul, 2008
    0 Votes

    I ahve thought about using Langhorne services to get out of my payday mess any body know anything about them

  • Ch
      21st of Jul, 2008
    -1 Votes

    i am currently using Langhorne Debt Solutions, so far so good. the company takes care of the creidtors so very few call you. its worth it rather than let the payday loan companies steal all of your money

  • Lu
      8th of Sep, 2008
    -1 Votes

    i'm not sure but i believe that i got a loan from u guys... and i needed to know how would i go about paying it... thank you..

  • Pa
      1st of Nov, 2008
    0 Votes

    I borrwed $150 dollars and so far they have taken $475 ou of my account is there any thing I can doto stop this? This is getting way out of hand they take to amounts in one day today went shopping and my card was declined and I get home and find that they took $90 out of my account yesterday.

  • An
      1st of Nov, 2008
    0 Votes


  • Am
      15th of Nov, 2008
    +1 Votes

    Yes, I have had the same experience and just recently they took out $480 out of my checking account using a "authorized debit." This was not authorized by me and they also took out $90 each week after my original loan of $300. They even took out money on days I did not agree to, causing me overdraft charges on my account. I can not contact them, I have tried. And, there website is no longer available, at least I can not find it anymore...


  • Sy
      8th of Dec, 2008
    0 Votes

    CLOSE YOUR BANK ACCOUNT AND OPEN A NEW ONE. I consolidated PayDay Loanshark loans and was told by the consolidation company to close the original account. That was almost eight months ago. The payday loan companies continue to 'hit' that CLOSED bank account in an attempt to draft funds despite the fact that they have been communicated wiht not only by my consolidation company but by me as well! If you have not already closed that account DO IT TODAY

  • Ne
      20th of Feb, 2009
    0 Votes

    US FAST CASH and United some stupid name took out money from my checking account every payday. They took $90 out every time. So they gave me the payment due date. So I thought ok after all that they will stop taking money out. But they kept taking money out. I talked to one of their Rep. and she said I refinanced it. When the hell did I do that? So I cussed her out and she threaten to take me to court. I closed my checking account out completely. It's been 4 months old bank still send me letters stating that these mother[censored]ers still try to withdraw money from it. They call and harrass me at work, too!

    To those who need money, please, please find a better way that doesn't include giving out your checking or saving account. BEWARE, if its too good to be true then it usually is!

  • Co
      2nd of Apr, 2009
    0 Votes

    Fast Cash has been a headache for over 2 years now! Back in 2007 my Husband and I took out a 400.00 payday loan with these guys. They took the payments right out of our bank account as the contract originaly stated. When the last payment went in I thought this would be all done, but two weeks later they took out another 90.00. So I tried to make contact with the company to find out what the hell was going on. The lady I talked to was rude and told me we "re-financed". Re-financed what???? She stated that we owed them another 400.00 plus interest fee's. But if I had re-finaced would'nt I have seen the money go back into my account??? They ended up getting over 800.00 from me, until I went and closed the account.

    The company began harrasing us, telling us we still owed them money. I told the lady again that I would never have taken a loan out knowing that they would charge me over 1200.00 for a 400.00 payday loan. She began to threaten us with taking us to court. So I then told her about the unfair lending act, she hung-up.

    Now here we are in 2009, having not heard a peep out of these people all this time. Today I got a phone call from some guy claiming to be an attorney out of california...with a very thick hindi accent... that I could barly understand...told me his name was Mike, that they would be serving us papers tomorrow unless I paid them 938.32 today and that the court date was monday. They would not give me any info on the time and what courthouse. So tomorrow they will be delivering papers to my husbands past employer...wich went out of buisness over a year ago!

    So now I'm looking for my own attorney to resolve this over seas [censored]!
    So please people, if your having money trouble, avoid at all costs taking out an on-line payday loan! This is going to end up costing us much more that 400.00!

  • Sh
      15th of Apr, 2009
    +1 Votes

    yes, i am having the same problem with these people and i even put a stop payment on my account and they still came thur even with made up check now my account is over draw.cause these stupid people.

  • St
      4th of Jun, 2009
    -1 Votes

    here is the deal...when they are taking 90 bucks out every 2 weeks most normal people would think "thats fine its paying off the sum i borrowed" what is really happening is that 90 dollars is not paying off a thing and is just extending your loan period until they recieve the final 'payoff amount" which is what your borrowed plus the interest rate all at once. until u pay the payoff amount they will keep charging you that 90 dollars (in some cases the payments even increase to 140) every 2 weeks therefore renewing your loan. it took me 4 payments of 90 dollars in 2 months to check out how much i had left to pay, i clicked on 'payoff amount' to realize it was still the 390 (300 dollar loan). i went nuts. then to pay off the payoff amount is no easy task. after doing it online, i had to print everything out, fax it to them, call the next day to make sure they recieved the fax, and if its under 3 days until the amount due date, they cancel it out and charge u the 90 all over again and none of the payoff amount is touched. it truely is a horrible scam, targeting people who need money fast who therefore dont have money in the first place.

  • Ds
      23rd of Jul, 2009
    0 Votes

    I just recieved a phone call from a bogus "New Jersy Crime Prevention" at a phone number that only had 9 digits on my caller ID. They claimed that I borrowed a combined $2300 from Fast Cash 500 and Universal Cash Advance (which I never did). They had my name, my SSN, my father's name and phone #, and they had what they claimed was my bank account number (which was also bogus). They claimed that they were filing legal action against me if I didn't pay them the $2300 immediately.
    As soon as I got a supervisor's name and phone number written down, I informed them that I would be contacting my JAG office on the military installation where I work, and their supervisor should expect a call from them sometime tomorrow, they apparently got scared, because they immediately hung up the phone. I don't expect another call from them anytime soon!

  • El
      9th of Nov, 2009
    -2 Votes

    They had their "lawyer" call me today and tell me i would be arrested for theft by deception...i have enrolled in a debt program to make payments, and i'm still being harrassed.

  • St
      22nd of Dec, 2009
    +1 Votes

    Contact 500fastcash at their email address. Don't they usually contact you to remind you how much they are going to take from you each payday. Usually a set amount for the first 4 times and then that amount plus $50. which lowers your principal. They keep doing that until you've paid off the principal but in the meantime you continue paying that huge finance fee - ends up like $1000. for a 300 or 400 dollar loan. To stop them you need to look at your contract with them - did you print it. Email them and fax them the following:
    - that you revoke authorizition to do debit ACH, to debit your debit card, or to debit your checking account or take any more monies from your bank account.
    - point out to them the laws in your state. Look this up on the web. M any states do not allow rollover payday loans and put a cap on the finance fee. (For example: california does not allow a finance fee of over 15% and does not allow a payday loan to automatically rollover and only allows a one time $15 fee for a bounced payday loan.
    - Request that they mark your loan as paid in full and that they email you that they have.
    - Tell them you revoke authorization for them to contact you via phone or mail either at work or at home, and that you revoke authorization for them to contact your references by either phone or mail
    - Tell them that they can only contact you via email.
    - Be polite but firm and thank them for their prompt attention to this matter. Make sure you contact them at least 3 days before you next payment is due to stop it in time. I've tried this with several payday loans and it's worked on two so far. I'm waiting to hear from the other day loans.
    - Lastly point out the amount you borrowed, what the agreement was to pay back (For example: Loan was for $300; total payment was to be for $390.) Then point out that you have made a payment of 105. every two weeks for however many weeks (put the dates of your payments - look online at your bank statement to get this info). Then point out how much more over the agreed amount to pay back (for exampe: 601 dollars instead of 390 for a total of 211 over the amount). Point these numbers out before you ask that the amount be marked as paid in full.
    Also, doesn't Langhorne Debt solution just take your money, contact your debtors, but not pay them? Please check with the Better Business Bureau, they could be another scam.
    Good luck.

  • St
      22nd of Dec, 2009
    0 Votes

    Attorney General McGraw Continues His Success in Halting the Making and Collection of
    Payday Loans in WV. $1.57Million in total relief to date.
    When Attorney General Darrell McGraw directed his office to investigate the Internet payday lending industry in 2005, few
    states had dared to assert their authority over the industry at that time. Notwithstanding the obvious hurdles, McGraw’s
    investigations of dozens of Internet payday lenders and their collection agencies have been very successful, prompting other
    states to enforce their laws regulating or prohibiting payday loans.
    Today, Attorney General McGraw announced settlements with 17 more Internet payday lenders and 14 collection agencies,
    bringing the total obtained from his investigation of Internet payday lending industry to $1.57 million in cash refunds and
    cancelled debts for 6096 West Virginia consumers.
    The latest settlements include three lenders owned by federally recognized Indian tribes who assert they are immune from suit
    by states under the legal doctrine of “tribal sovereign immunity.” The settlements with the tribal corporations, Miami Nation
    Enterprises and SFS, Inc., affiliated with the Santee Sioux Nation of Nebraska, and MTE Financial Services, affiliated with the
    Modoc Tribe of Oklahoma, resulted in $128, 239.50 in cash refunds and cancelled debts for 946 West Virginia consumers. The
    companies did business under numerous trade names, including:
    Miami Nation Enterprises
    d/b/a Ameriloan
    d/b/a Cash Advance
    d/b/a US Fast Cash
    MTE Financial Services
    d/b/a 500 Fast Cash
    SFS, Inc.
    d/b/a Preferred Cash
    d/b/a One Click Cas

  • Ra
      13th of Apr, 2010
    -1 Votes

    In regards to Langhorne Debt Solutions: DO NOT USE THEM!!! Check out my website...It will tell you EVERYTHING you need to know in order to get out of the Payday loan trap for FREE. Do not throw your money away on a third party who will make you sign a Power of Attorney. You can do it yourself. I created this website to protest against Langhorne, and included information how to get out of the payday loan trap yourself. It's easty!

  • Ro
      18th of Jun, 2010
    +1 Votes

    I've had the same experience with these loan companies. My bank told me to close my account because it has been compromised by these loan companies. I keep getting these threatening phone calls from someone with a very thick Indian accent, I told them to send me a letter and a statement as to how much money I owe them and I will send them the exact amount. So far I have not receive any letter or any type of written correspondence from them. I think they are trying to avoid providing an address that can be traced.

  • An
      22nd of Jun, 2010
    -1 Votes

    Thank all of you for your comments. You saved me from the grief. I am glad I saw their flaws before I took the loan. they could never give me my userid nor password, so I googled them. Boy there were a lot of compliants. I wish everyone good luck dealing with 500fastcash. Florida is a debtor state. People move there to get out o fpaying debt. Also fraudulent business set up there because their laws are very laxed.

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