CB Loans CareCredit

CareCredit review: Removed over $5000 of limit! ( 1 comment)

BuildTheGu1llotines of US

May 27, 2026 3:43 pm UTC

Verified customer

Review updated: May 28, 2026

Featured review

I woke up to a notification today that my credit score had dropped 10 points due to a decrease in credit limit. After checking my accounts, I found CareCredit had reduced my limit by $5000 leaving me only $68 under my limit. I had purposely stayed under 30% utilization like everyone says to and now I have an account reporting 98% utilization and killing my overall utilization numbers just because CareCredit felt like it! No missed payments, paying a little of the minimum each month, and no zero-interest promotional purchases. Screw you CareCredit!

Recommendation: Avoid like the plague!

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M. Wolff

1 complaint

1 comments

M. Wolff

May 28, 2026 10:21 am UTC

Verified customer

That's so unfair — you did everything right, kept your utilization low, made payments, and they just yanked the rug out. I'm so sorry. I'd suggest calling them and politely but firmly asking for a reinstatement; sometimes a human can override the algorithm. If not, a complaint to the CFPB is worth it. You've got this.

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+1 (904) 437-9434

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+1 (714) 434-4279

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8554833971

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8667481585

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website@carecredit.com

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chearn@carecredit.com

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PO Box 960061, Orlando, Florida, 32896-0061, United States

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May 28, 2026
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