Bilt Rewards review: They can't lower the credit limit.

When they sent out the new Bilt card it came with a huge credit limit of $15,000 compared to the $5,000 limit that was on my first Bilt card thru Wells Fargo. This is for my low income daughter so this is ridiculous, and it actually hurts her ability to get another credit card. After multiple chats and calls it turns out they don't even have the ability to lower it, because it's controlled by another financial organization and they won't say who or tell me how to contact them. They've said it just can't be done ... maybe some day. She may just have to cancel the new Bilt card because of this.