1/12/2025 We (myself and my two sons) joined Bonitas medical aid
2/12/2025 My son went to the doctor. Blood tests done.
11/12/2025 Bonitas only paid R 280.83 of total R 1586.00
19/12/2025 Ampath sends invoice with balance R 1305.17
13/01/2026 Received sms from VeriCred that my Ampath account of R673.34 was handed over.
13/01/2026 Received sms from VeriCred that my Ampath account of R683.93 was handed over.
13/01/2026 Received sms from VeriCred that my Ampath account of R690.83 was handed over.
23/01/2026 Received sms from VeriCred that they find it difficult to contact me
20/01/2026 Ampath sends invoice again with balance R 1305.17.
I replied, asking them to please resend the claim to Bonitas. They would not as per email explaining that a claim of 2025 cannot be submitted to the medical again in 2026.
28/01/2026 Received statement with balance R 1305.17.
4/02/2026 Received sms from VeriCred to send proof of payment
16/02/2026 Received sms from VeriCred with their banking details and balance of R 639.49
23/02/2026 Received sms from VeriCred stating balance of R537.18 due
23/02/2026 Received Final Demand letter from Ampath
24/02/2026 Received statement with balance R 1305.17.
25/02/2026 I made a payment of R310.00 and sent them proof of payment
26/02/2026 Received sms from VeriCred to send proof of payment
27/02/2026 Received statement reflecting my payment and with new balance of R 995.17
2/03/2026 Received sms from VeriCred "still no payment on your Ampath acc", yet I have made a payment on 25/02/2026
2/03/2026 Received sms from VeriCred "still no payment on your Ampath acc" with balance R 541.07
2/03/2026 Received another sms from VeriCred "still no payment on your Ampath acc" with balance R 541.07
2/03/2026 Received another sms from VeriCred "still no payment on your Ampath acc" with balance R 541.07
2/03/2026 Received another sms from VeriCred "still no payment on your Ampath acc" with balance R 541.07
2/03/2026 Received another sms from VeriCred "still no payment on your Ampath acc" with balance R 541.07
2/03/2026 Received another sms from VeriCred "still no payment on your Ampath acc" with balance R 541.07
2/03/2026 Received another sms from VeriCred "still no payment on your Ampath acc" with balance R 541.07
2/03/2026 Received another sms from VeriCred "still no payment on your Ampath acc" with balance R 541.07
7/03/2026 Received another sms from VeriCred "please send proof of payment" with balance R 524.58
7/03/2026 Received another sms from VeriCred "still no payment on your Ampath acc" with balance R426.16
18/03/2026 Received 1st email from VeriCred with payment reminder for balance of R 557.06, hacking up unnecessary costs in trying to find me where Ampath has supplied them with all my details, sending more than one sms per month
26/03/2026 I made another payment of R250.00, together with other payments of other invoices for pathology not covered by my then medical aid, Momentum.
31/03/2026 Received statement reflecting my payment and with new balance of R 745.17
2/04/2026 Received statement reflecting my payment and with balance of R 745.17, together with the other invoices (XXJ34776; XXJ97855; XAAO3032) which I've also been paying off since June 2025.
7/04/2026 Received email pertaining only to acc nr XA173604 demanding full payment of R 745.17 within 20 business days, and if not paid will be handed over to the credit bureau.
8/04/2026 I replied asking how can they hand me over for this account only and not the other ones since June 2025 when I've been paying it off every month
9/04/2026 They responded that they do not have a formal payment arrangement from me. Their system receives payments but doesn't acknowledge the payments as of the lack of a payment agreement.
4/05/2026 I made a payment of R 373.00
5/05/2026 Received statement acknowledging payment of R 373.00 and new balance of R 372.17
27/05/2026 I made a final payment of R 372.17
23/06/2026 Received statement with 0.00 balance, with all accounts/invoices now settled
Received a further 20 plus smses from VeriCred during Feb, Mar, Apr, May and latest one from VeriCred on 25/06/2026 with balance due R634.13, meanwhile the Ampath account is settled in full in May.
Desired outcome: Retract hand-over to VeriCred as it was totally unnecessary and causing extra expenses to me.
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