The complaint has been investigated and
resolved to the customer's satisfaction
American Credit ServicesPayday loan payment scam

I was contacted by this company in regards to a payday loan, & they also called my work saying that a uniformed officer was to delivered documents there for me to come to court! I made a mistake into paying them money on this matter without asking who they were supposed to be collecting for! And when I failed to make the final payment, they called my cellphone 13 times in an hour, trying to get in touch with me! I also was told that they contacted my wife on her cellphone, & I never gave her cellphone number to anyone, EVER!! Now, this gotten me more pissed -off than ever before! I cancelled my credit card due to this situation, & if they call me again, I will report them to the law enforcement here, as well as the FTC, & the BBB!


  • Lo
    Logic2147 Jan 20, 2014

    Funny thing is someone, a Mrs ?, called my work stating they were going to serve me papers and then offered to give me the phone # of the ones responsible for filing the papers. Well I called the # and have figured out that none of them have first names! And the office filing the papers refused to give me a call back #. When I got divorced I called the court house and was given the name and # of the serving office and that office gave me their full name and the ext # I could call her back on.
    And scary thing is the day all this took place I received a notice from target stating my information was in the mass amount stolen from them.
    I have never used a "check" or have ever given out my bank account information to any company. If I do anything I use my debt card which protected. I have requested written information from this company and have yet to receive any, nor have they called me back with the company # they so-called represent.
    Do your home work, get a call back #, and a full name before giving or agreeing to anything they say. I asked the lady if they record the calls for quality assurance and she back peddled thinking I was recording the call, which I worked to my advantage during their call. This company has made the bbb and new york times fraud list so becareful!!!

    0 Votes
  • Belleville Dec 06, 2013

    You will have better luck finding a consumer attorney in your area by going to (website for the National Association of Consumer Advocates). They've helped me with debt collectors in the past.

    0 Votes

Post your comment

    By clicking Submit you are agreeing to the Complaints Board’s Terms and Conditions



    Unhappy consumers gather online at and have already logged thousands of complaints.
    If you see dozens of complaints about a certain company on ComplaintsBoard, walk away.
    One of the largest consumer sites online. Posting here your concerns means good exposure for your issues.
    A consumer site aimed at exposing unethical companies and business practices.
    ComplaintsBoard is a good source for product and company gripes from especially dissatisfied people.
    You'll definitely get some directions on how customer service can best solve your problem.
    Do a little research on the seller. Visit consumer complaint websites like ComplaintsBoard.