TopTradelines review: I didn't get the report ( 82 comments)

they are scammers be aware ! Lorena Ortiz is dishonest and Marcio Garcia Andrade is a scam artist . Report them to your local Attorney general office

I was a person totally unaware of the credit and finance terminologies and procedures. All I knew was that my credit score was not very appreciative. This also revealed upon me when I needed the funding and was inhibited to qualify due to these poor credit scores. On my colleagues' suggestion, I signed up with the Top Tradelines. They educated me about the tradelines and how effective they would be in giving me a good credit score. Besides, when my deal with them was over, they monitored my tradelines and suggested me if any corrective action was needed. With their help and efforts my score went up by 110 points. Great service and best supportive staff. Highly Recommended.

When I signed up with Top Tradelines, I was afraid as to what kind of service they will be providing. The fear of theft and cheating haunted me continuously. But I liked how effectively they began the credit repair process. They first analyzed my current credit position, the practice that I liked the most at TTL. Based on this analysis, they then recommended me the best of the tradelines I could go for to repair my credit. When I acted upon their valuable advice, my credit was incredibly improved by 95 points.

I'm an attorney and, therefore, I'm hard-wired to be skeptical. I had an issue that was not my fault brought down my credit score from "excellent" to "good". I called a couple of other "top rated" credit repair companies, but they just had a salesperson read off a script to try to sell me on their package. When I contacted TopTradeLines (Steve) returned my call, spent a few minutes listening to my problem, gave me some quick self-help advice that I readily implemented and they added the tradelines that eliminated all the signs of the poor credit. I stood up again with the finest credit position all over again. Within a few days my credit score was back up to "excellent". Top TradeLines and Steve are the BEST! In an industry cluttered and blemished by salespeople, TOPT is the only real choice. Thanks Steve!

I wanted to improve my credit score so I could qualify for better interest rates. My credit score was generally around 650 across all of the bureaus. I wasn't sure how to do it so I got online and starting looking for information.

It didn't take long before I found toptradelines.com. I didn't really know how tradelines worked, so I was a little skeptical at first. But I took a leap of faith and purchased the Bronze package. In less than a month, I saw a big jump in my credit score. Experian went to 710. TransUnion went up to 718. And Equifax 723!

After that, toptradelines.com helped me get 3 credit cards through one of their other companies. In total, I got $9000 in credit, plus I finally qualified for low interest rates.

As someone who really didn't know much about credit and tradelines, toptradelines.com made the whole process super simple and easy to get through. My agent explained everything to me so that it all made sense. I'm very happy with the results. In fact, I'm planning to buy more tradelines and boost me credit score even higher.

6 months ago, I faced the worst credit situation. My credit scores dropped drastically and I lost my credit reputation. I was not qualifying for the loans I needed the most, at the earliest possible. Top Tradelines hit me out of nowhere, when I was watching video on YouTube.I did not believe what was advertised, but still thought to visit their website. And that was the turning point for my credit. I applied to them and they started the procedure immediately. Their efforts continued until I got approved for the loan I have been looking for since long.

I emailed TopTradelines yesterday inquiring about their services. I explained my situation and they responded so fast.They asked to see my credit report, and after reviewing it they got back to me explaining that I honestly did not have major issues. They went in depth on how I could address some of the things that were weighing me down myself without the need to hire their services. They explained in so detailed and shared some links for further review.

WOW! I have been on the phone all week with different credit repair companies and all they have done was try to talk me into buying long term services for THOUSANDS of dollars--and not once did any of them ask to see me credit report, they were essentially selling me a one size fits all program. I am so glad I kept looking, because I was so close to going with one of these companies out of desperation and pulling money out of my 401K to pay them!

Scott, thank you for your time and honesty. I respect your insight and giving me the tools to move forward. I have a friend who runs an extremely successful real state business and I will share your information with her so she can share with her clients.

As soon as I called and spoke with Raza about my credit situation, he immediately went into action and I could tell from the way he spoke to me that he knows exactly what he is doing. He assured me that this is all he does and I feel like I can trust him without any hesitation.
I would like to highly recommend him for other people who are trying to repair their credit and even those who are struggling a little bit financially.
I highly recommend him because I believe he truly cares about people's individual situations and helping them to get into a better place financially.
Not only this but I texted him on this holiday weekend and he promptly responded back to my text in answer to my question. He is amazingly responsive for a business owner. He is very much client-centered and client oriented in his approach.
It is truly a win-win situation to use his services because his attentiveness earns the devotion of his clients, and thereby he proves himself worthy of our devotion, our respect and our thanks for what he does for us.
I will highly recommend Top TradeLines and Raza.

This was my first time needing such a service- I am angry I didn't contact you sooner!These guys were quick to get me help, took my case seriously, and maintained a great line of communication with me.

They boosted my score by 40% in less than just 4 weeks.The fee to pay them was tiny compared to how much they saved me on my bad credit. I am very satisfied on your professionalism, comm skills, eagerness to take my matter seriously, guidance, and overall follow through.

I have prided myself on knowing a little about credit repair and have fixed my own credit in the past. I have used the "dispute over and over again near the holidays" method.

Fast forward 10 years, I have income but can't even qualify for a 250 dollar credit card. I tried everything to fix my credit...seems like the banks or cred company's are more aggressive.

I was hesitant to pay hundreds to fix my credit, but it has been totally worth it. I am in the middle of the program but I am so happy that I got reports from Equifax and Experian that my judgement has been deleted, along with 3 derogatory items.

I don't have my final credit score yet, but know for sure it went up - those superficial credit monitoring sites showed 80 something point jump.

Whatever, the case, knowing that I don't have to be handcuffed by my credit due to past mistakes is a freedom that I never though I would ever enjoy again.

TopTradelines and Deletion Expert you guys rock.

This company is amazing. I was seriously skeptical at first being referred here for help. 4-5 months later the results spoke for themselves. My credit score was higher across all three bureaus. ( I was seriously in doubt) I did not think I would ever see my credit score rise out the 500's. At the end of the process, I reached my goal = home loan approved. Credit score in the high 600's. I thank Frank, Raza. And everyone that interacted with me through the process.
It's in your best interest to give this company a chance at repairing your credit. I am truly a satisfied customer and would recommend them.

When dealing with anyone particularly in such sensitive financial matters, I am always looking for a staff who is concerned about the clients. And that's what I found and loved about Top Tradelines. They have a very well-educated staff who absolutely knows how to satisfy the client while doing their job accurately. They were patient and answered my every single question happily. They guided me everything about the tradelines and why I needed them. I would recommend everyone with poor credit position to hire Top Tradelines. They will repair your credit so effortlessly yet perfectly.

So Misty from TopTradelines has been my constant support through out. I bought a gold package of seasoned authorised user tradelines from TopTradelines.com. And this has been the wisest decision so far. Had a quick boost in my credit scores.

Guys, it actually works. I always thought websites like these are nothing but huge scams but Noo! This is for real. I tried it myself and it gave an immediate boost to my credit scores.

I’d give 5 stars to appreciate the excellent services that TopTradelines provide. I increased all my credit scores above 700 with their help that also helped me gain an attractive credit position. I wish I could give them 7 stars.

I was struggling very hard to maintain my credit points at a good rates but they would never increase.They would go down but never increase no matter what I did.I could never afford high ad reasonable interest rates because of my low and decreased credit but after much struggle and research I came across top trade lines over the internet.They promised a good increase in credit but I did not believe it because I tried everything but all went in vain.But I still bought the silver package from the site to give a last try and finally it worked my score got increased by a good deal of points .I was overjoyed.My struggle paid off.And now I recommend it to all.

I considered myself very unfortunate because of my low credit score. I would never exceed more than 700 whereas I wanted it to reach 750 at least, low and a constant score made me cost double my expenses and a good fortune. I was paranoid if I would ever be able to make good credit score. Until one day my boss told me about Top trade lines. He told me how they help increasing your credit score in no time with the help of adding Trade Lines. This gave me a ray of hope and I started my research. I called the support department and took all the information I needed. They were beyond amazing. I bought a gold package of season authorized use tradelines from toptradelines.com and unbelievably my score increased by 95 points in 4 weeks. I can’t believe how good they are. I recommend it to all.

I longed for a house so long that at a point it nearly seemed impossible. My credit score never reached the demanded point. It was not enough to get me the house I wanted. However, my good friend advised me to get the gold authorized package from top trade lines. He told me it did wonders and that they will help me increase my score. I took his advice and contacted them. They explained everything to me after which I bought the gold package. It increased my score to 700+ on all Credit Bureaus and now I am going to buy the house I longed for. They are truly the best and trustworthy.

I was having trouble maintaining my credit score which was going down day by day. In result to which I had no savings and I had to pay higher interests. Until one day when I found about Top trade lines through the internet. I went to the website and bought the gold authorized package. It did wonders for me. It increased my credit score to remarkable limit in absolutely no time. I highly recommend this company.

I was trying to save some money to rent an apartment but unfortunately my credit score was going down at total loss. It cost me more than a fortune but my advisor told me to try toptradelines.com without further delay I contacted the company and bought the silver authorized package. With their help I was able to increase my score and able to afford my dream apartment. I shall recommend it to everyone.

After I started my business my credit score started decreasing constantly because I applied for some loans and were rejected which not only put inquiries on my report but it damaged my score badly and no matter what I did it would not increase. My business partner told me about the top trade lines and how they help increasing score. I went to the website and learned how I can boost my score by purchasing an authorized user trade lines so I bought the silver authorized package and they definitely did wonders for me. I highly recommend them

My credit score never exceeded more than 700 on any credit Bureau even though I tried very hard. It was costing me more than I was earning. Low credit was beginning to destroy my financial condition. My colleague who faced a similar problem told me to try top trade lines. I bought the silver authorized package at first to try and it really worked and my credit increase to two folds in no time. I think they are doing a wonderful job.

After my credit score dropped down to 300 whereas it was in 700s before I decided to take my fathers advise and give toptradelines.com a try. I bought their silver package which helped my score to rise to amazing levels.

After years of renting apartments, I was finally ready to invest in my first condo. However, I knew that my credit scores were not as good as they could be. Sure enough, I was on the lower end with scores of 523 on Experian, 531 on TransUnion, and 514 on Equifax.
I began researching ways to raise my credit scores and found TopTradelines.com. I was a little apprehensive to spend money to raise my credit scores, but I really wanted to be eligible for a lower interest rate now that I was out house hunting. I purchased the Platinum Package on TopTradelines.com and within three weeks, my scores had risen by over 100 points across all three reporting bureaus.
I was so impressed that I also spoke to TopTradelines about securing a low interest rate credit card. I was able to get a Bank of America credit card with a limit of $7, 000…and that was just the beginning. Additionally, within another 3 weeks, my credit scores had increased even more! I now have credit scores of 752 on Experian, 768 on TransUnion, and 741 on Equifax.
It is definitely worth the investment in TopTradelines.com. They helped me raise my credit scores to be able to qualify for lower interest financing

I was struggling in maintaining my credit score but it kept going down. Moreover, I had to pay higher interests rate. But my sister advised me to try TopTradeLines.com. she told me how they do wonders in getting credit score increased. I visited the website and bought the gold package. My credit score was increased to a considerable rate with in days.

I got the golden package from the Top Trade Lines few months back when I was having trouble maintaining my credit score which had gone down to 600 from 950. I was surprised to see that Top Trade lines solved my problem real quick and helped me increase my credit score with in a good time period.

I had low credit scores due to some late payments on medical bills I incurred a few years ago. A month ago I found a great apartment that I wanted to rent, but I wasn’t approved on the application because of my low scores.
A friend referred me to TopTradelines.com, and suggested to purchase a package that would boost my credit rating across all three credit bureaus. TopTradeline support worked closely with me to explain which package would work best for me and even explained a Personal Funding Program to get me started.
Within six weeks, my credit scores had risen by nearly 200 points on all three reporting bureaus. I now have scores of 789 on Experian, 772 on TransUnion, and 792 on Equifax. I was approved for the apartment lease and have since moved in to my new place. I was also able to qualify for two credit cards, from American Express and Bank of America, with a combined credit limit of $28, 000. That allowed me to purchase some new furniture for my apartment as well.
I have never worked with any company to improve my credit scores, but TopTradelines.com worked great. I now have more freedom to make the purchases I want, qualify for financing, and receive better interest rates.

They have packages that are very economical and helpful for low credit score. I got two of their packages silver and golden and they both helped me increase my credit score within a few weeks. It seemed very unlikely to me before I signed up for it, but I realized later that it is truly the best.

I was trying to save money for my apartment but my credit score was decreasing day by day. I was going through a tough time when I came to know about toptradelines.com. They have amazing staff and amazing services. They helped me increase my score. They are truly professionals.

I was struggling with my credit score for a long time. When my sister told me to try the Top trade lines. She told me how they help in getting the credit score increased with their exclusive packages. My score had dropped to 450 from 700. I contacted the support team and talked to Steve. He suggested me to get the golden package. After much though I decided to purchase it, and it really did wonders for me. My credit score increased with in days. They are the most efficient people that I know.

My credit score that had gone down to 519 increased to 720 in 3 months after I purchased the golden package from the toptradelines.com. They have amazing packages at economical prices for credit score. They sell the best trade line services to serve their clients with the best.

My sister was struggling in getting her credit score maintained. Her score was 620 but it dropped down to 419. It was a huge shock for her. I suggested her to sign up for her top trade lines and told her about the exclusive packages they have. she contacted the support team and talked to Steve. He explained her the entire thing and told her about the packages as well. My sister purchased the golden package from their website which was very economical. It helped her score go up to 700 in 3 months. That was one big success. we both are highly impressed by what they are doing.

The top trade lines not only provide the best packages but also look after the trade lines. They share much informative content with the clients and help them to attain the best out of their package in the most suitable way possible.

I had been at a terrible mess of poor credit and had been rejected from several companies because of such a credit. I started researching on how to Fix Credit and Top Tradeline's excellent reviews urged me to try and buy tradelines from them to improve my credit, because I was already much frustrated trying to get high credit score. I signed up for their website, and received a call from customer support and they explained to me the whole process. After 5 weeks they were able to boost my credit scores and it was such a BIG RELIEF. They provided me regular updates about the tradelines and were readily available whenever I needed them. Their guide helped me a lot and improved my credit scores to a splendid amount.

I was struggling to maintain my credit score. Since a very long time I longed for a solution in order to get my credit score increased. I looked for good and outstanding tradeline services. I was told about toptradelines.com by a friend and trying them out was a must. I understood how they worked so I purchased the silver package from the site. With in few weeks my score increased up to 620 from 425. It really was a miracle for me. I highly recommend top tradelines and their services.

toptradelines.com helped me increase my credit score. In fact my credit score was more than all the credit bureaus. They have the best online services.

The best place where you could get your credit score increased if by any means you are struggling, Toptrade lines is the site. Me and my wife were struggling for a mortgage. But due to low credit score we could not. Toptrade lines helped us increase our credit score. They are the best

I want you all to know about the amazing brand that helped me increase my score from lower 500s to 700s literally. Now low score is no more a struggle because this company called top tradelines.com literally helps you increase your score.

My score was in low 50s and I really needed to increase it as it was costing me a small fortune. My sister told me about toptradelines.com and their services. I purchased their gold package from a seasoned authorized user and achieved 700plus score. It really was unbelievable for me.

I got a chance to experience toptradelines.com twice and both the times it was outstanding. I had to get my credit score increased which was pretty low, their exclusive packages helped me increase my credit score. second time my wife encountered the same problem so I approached them again. the results were the same both the times. they are doing an amazing job.