American Car Center

Si me and my husband got a car worth 23, 000 2016 chevrolet with over 60, 000 miles I have 2800 down payment none of that money went towards my car. Where did that money go? I called to make a payment and the lady said this is your last payment for the down payment? I said excuse me downpayment ha even apid to them already the 2800! Basically they are charging 3800 for a down payment on my car plus 23, 000 and when I get close to paying my car I can buy out the car for 4000 plu lore are you serious the car comes up to be 31, 000 total? And also have to pay taxes on the car again? Something is wrong here they don't read everything correctly and also seems very fraudulent how none of that money of the 3800 not a dime has gone towards my car! Where did that money go?