Toyota

I went to look for a car one day, first I went to see if I can qualify, I told the sales men I didn't have money for a down payment and he told me it was fine.. it was a lot things that I didn't like after the purchase but I didn't complain about it..
But after few weeks after the purchase I received a Toyota credit card with a $3, 000 I was surprise Because At the dealer the finance men never mention a credit card so what's really upset me is he opens a credit card account and those $3, 000 put it as at down payment and he never mention it to me… I wasn't advice of the credit card account open and use that credit as at down payment.