SavingsClub30 review: Unauthorized debit

I received this email this morning...
Direct Debit Declined
Hi Mandy,
A direct debit for $238.13 by SAVINGSCLUB30 was declined because there are insufficient funds in your Chime Checking Account and SpotMe does not cover direct debits and ACH transfers.¹
We recommend funding your Checking Account now to cover future payment attempts. You may also contact SAVINGSCLUB30 to ask them to stop debiting your account.
You can deposit money to your Checking Account from the Move Money section of the Chime app.