Readydebit Prepaid Card Complaints & Reviews

Readydebit Prepaid CardDebit card

I purchased a card a few days ago & bought a few thins via internet. Today I go to buy a pair of sneakers & it was denied. I called a rep & she told me I need to give photo id &this & that. I tried calling back but now my card number is declined & I cant even speak with anyone this is beyond frustrating I want my money back & I doubt i'll ever go through this company ever again

Readydebit Prepaid CardWrong CVV

I purchased a Ready Debit Prepaid Card for online purchases and when I called to activate the card I was told that I could not make purchases online for 7-10 days when I received the new card because the card I had purchased had the wrong CVV number printed on it. The purchase I needed to make was time sensitive. I will not be using this company again.

Readydebit Prepaid CardOnline interface acccess and phone support!

This is for the ready debit prepaid card im complaining about. I have called phone support for help accessing online and all i get late at night and in the early morning in some indian that is like asleep and cannot talk to you properly.

I cant find a way to access my prepaid card online with ready debit because the card is not in the system when i already activated the card with a 20 dollar moneypak.

Ready debit is not getting my business unless it changes its online interface and many people are complaining also.

$2. 00 just to get phone support from ready debit! That sucks. $2. 00 dollars per call. Thats too much money!

  • Co
    Connie139 Aug 11, 2010
    This comment was posted by
    a verified customer
    Verified customer

    Order two (2) Cards 1. Leon Faison 2. Harlie Taylor at the same address above.

    0 Votes
  • Go
    Gotcha09596 Feb 29, 2012

    Ready Financial Group, Inc.
    Phone: (925) 498-1800
    View Additional Phone Numbers
    5465 E. Terra Linda Way, Nampa, ID 83687

    Ready Financial Group is responsible for ReadyDebit. They also have a load of companies that are sponsors of readydebit and complaining to them may light a fire under this companies ###. They are also in this with the Bancorp Bank so constant contact with them may also help. In addition see their partner list below with a link and Idaho State Attorney General Office

    Ready Financial Group offers the READYdebit™ prepaid Visa® card and online check-writing service—an affordable alternative to high-fee checking accounts. In 2006, US banks collected more than $25 billion in bounced-check and overdraft fees—hundreds of dollars per household! Our systems are specially designed to prevent overdrafts, allowing us to offer the READYdebit card to virtually anyone, including people with past credit problems that other banks have to turn away. We offer several convenient ways for customers to deposit money. They can use the card everywhere Visa debit cards are accepted worldwide. Of course, all deposits are insured by the FDIC. If you, or someone you know, is tired of paying overdraft fees, check out the READYdebit prepaid Visa card. Visit

    For business
    We offer a specially-configured Visa gift card, designed for high-response direct-mail campaigns. If your company's direct mail doesn't get at least a 5% response rate, call us at (866) 465-1645

    Contact us
    Comments, questions, or suggestions? We'd love to hear from you.

    phone: Toll-free (866) 465-1645
    email: [email protected]
    US mail: Ready Financial Group, Inc. - P. O. Box 7554 - Boise, ID 83707-7554

    Contact us
    Comments, questions, or suggestions? We'd love to hear from you.
    phone: Toll-free (866) 465-1645
    email: [email protected]

    US mail: Ready Financial Group, Inc. - P. O. Box 7554 - Boise, ID 83707-7554

    Here is there info, you will need to file a complaint with the Idaho State Attorney Generals Office at
    700 West Jefferson Street Boise, ID 83702
    (208) 334-2400

    This card is issued by MetaBank™ or The Bancorp Bank™ pursuant to a license from Visa U.S.A. Inc. and can be used wherever Visa Debit cards are accepted. The Bancorp Bank; Member FDIC.

    Ready Financial Group
    Corporate Headquarters
    5465 East Terra Linda Way
    Nampa, Idaho 83687

    United States

    Phone: 208-489-1645
    Fax: 208-498-2053

    Will Tumulty is the Founder of Ready Financial Group, Inc. and serves as its Chief Executive Officer and President. Mr. Tumulty joined Capital One in 1999, working in the telecommunications division before becoming the General Manager of a credit and debit card issuing business line. He served for five years as a Navy SEAL in the US. He graduated from the US Naval Academy. He holds MBA and Master's Degree in Engineering from Stanford

    Management Team
    Our management team has been together for seven years. Before starting Ready Financial Group in 2006, we worked for Capital One, building and marketing special-purpose credit and debit card products for consumers. Meet the team.

    Will Tumulty, President
    After graduating from the US Naval Academy and serving five years as a Navy SEAL, Will received an MBA from Stanford, as well as a master's degree in engineering. He joined Capital One in 1999, working in the telecommunications division before becoming the general manager of a credit and debit card issuing business line.

    James Haworth, Vice President of Business Development
    James studied engineering at the University of Virginia, then worked for ten years on the modernization of the US air traffic control system. At The MITRE Corporation, a federally-funded R&D center, James managed the company's program to create a secure global information network for the US intelligence community. After working in sales for several years and getting a masters degree in operations research, he joined Capital One in 2000, to negotiate the purchase of large portfolios of consumer debts from other banks.

    John Magnuson, Vice President of Product Development/Analytics
    John studied applied physics at Yale before joining Capital One in 2000. He designed and directed the implementation of Capital One's first prepaid card programs as both a marketing tool and as a financial vehicle for under-banked customer segments. In addition, he was lead analyst for a large credit card portfolio.

    Scott Bass, Vice President of Marketing/Operations
    Scott studied engineering at Duke before serving five years as a nuclear submarine officer in the Navy. Scott joined Capital One in 1999, managing a wide range of customer acquisition and retention programs for the company.

    Our Partners

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    Our purpose is to help rebuild the Detroit area through entrepreneurial fire. We view business building as a palette for creative expression and an opportunity to make a difference and change the world. If not, why bother?

    We are creative business builders, not money managers. We are entrepreneurs helping other entrepreneurs build and grow meaningful companies.

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    0 Votes
  • Ag
    aggravated1234 Nov 29, 2014

    i loaded a readydebit card with $25, it cost $3 to buy it, and they charged me $4.95 to use the card once. so, i was charged $8 for $20 worth of merchandise. this is very grievious and unscrupulous business practice. i seriously doubt i will ever use them again.

    0 Votes
  • Za
    Zanylady89 Feb 28, 2016

    This year I purchased a ReadyDebit Gold card. Since I do not like the idea of making purchases or providing my card number to my bank account to any one I have a prepaid card for said purposes. Until now I have been able to load and use the card just fine and never had a issue, well over a couple thousand dollars in fact. I had chosen to receive my tax return upon said card due to a recent decision to switch banks for the bank I am currently working with is not very small business friendly. Prior to the deposit with the tax return I had loaded 1, 000 for the purpose of bills and had paid with no problems. When I try to get logged in after being notified that my taxes should be received I had an error message to call customer service. This is when I first am told that I must fax over proof of identity. Demanding that I provided my electric bill, ID, and signed social security card. Not having a copy of my social security card since my last one was stolen with my wallet a while back I asked if legal documents showing my name and social would be sufficient and was told YES. I was also informed my tax return was deposited, and that after I had sent my documents would be available that afternoon. Immediately after I sent the requested information and later called back. At this time I was told that the approval process can take any where from 24 to 72 hours. The reason for this, unknown. The only way I can do anything was to wait. That the person who reviews and either approves the documents is unable to answer your questions as to the lack of phone or incoming calls. And until I was reviewed my account was closed, yet when I opened the card I was never asked for the documents nor to provide them at any time prior to the locking of my account. If the validity of my identity was so important why had I never been told that I needed to provide the document. Since the event I have been hung up on, ignored, lied to, when I ask for a supervisor I am put on hold for 3+hrs or the same associate answers changing their name. Not a single person can provide you with their job title, nor can they do anything. I'm sure that the company is committing fraud and the failure to follow let alone know anything about the federal and state regulations that govern how they work makes me feel an investigation is beyond necessary.

    1 Votes