Robert, how did this work out for you? A similar thing happened to me with H&H. They sent a collection notice, i promptly requested debt validation (none was received) and about 5 months later they sent some other correspondence and a couple months after filed a lawsuit against me. I have all my paperwork and return receipts in order and will counter sue for thousands. I think there is a possible class-action lawsuit out there for H&H. Let me know how your lawsuit went.
A similar thing happened to me with H&H. They sent a collection notice, i promptly requested debt validation (none was received) and about 5 months later they sent some other correspondence and a couple months after filed a lawsuit against me. I have all my paperwork and return receipts in order and will counter sue for thousands. I think there is a possible class-action lawsuit out there for H&H. Let me know how any of your lawsuits went.
@Laura, similar thing happened to me. Document everything! Did you send validation letter via certified mail with return receipt? You need to so you can prove you sent and they received on X date. Did you know each time they call or mail or contact you in ANYWAY after that 30 day 'validation period' is a violation of your rights under the Fair Debt Collection Practices Act? Also, they can be sued/fined $1, 000 for EACH TIME they contacted you and attempted to collect the debt after that 30 day period? Know your rights!
This is a good starting point for you: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
File a complaint on the FTC website against H&H!
