I find irony in an individual who relates Litton loan practices with leftist stereotypes about the state of Texas and coupled with his opinion of the Bush administration. Well now, thanks to your communist ruler Obama, losers like you have been given an open door to wage excuses why you entered into an aggressive loan agreement with Litton lending. This is imperialism at its best. You entertained an agressive loan because you are dumb. You are not smart to even entertain such a loan. let me guess, you probably seek a lifestyle you cannot afford. Oh, yeah, you'd probably rather drive a BMW than save for a rainy day on top of it, right? No one forced you to take that loan. You signed the agreement and you either should have read it or should have done business with a better bank and with a more secure loan agreement like a 30-YR fixed. Now, all you are doing is crying about how you failed and you're blaming it on someone else just like a typical hypocrit and irresponsible fool would do. Take responsibility for your actions loser!
The loan modification is a complicated disorganized program implemented by Obama. Any bank has had trouble implementing it and you should have done the following things to avoid such things:
1) live responsibly and within your means
2) purchased a more conservative loan agreement such as a 30-YR fixed
3) pay your mortgage as you agreed to do when you ratified the loan agreement
4) saved enough by living within your means for a rainy day as much as 6 months salary
5) researched the loan modification program before you entered it..you have no one to blame but yourself.
6) there really is no good news about the loan modification program in any state with any bank because it is rediculous to begin with and was designed by the current administration.
I have 4 small children, lived in an expensive area and had a somewhat conservative loan agreement but my property value tanked so I could not sell. Our payment became difficult but I worked hard to save and pay it. My wife could not find work so it was evident we were going to have to relocate but we couldn't because we couldn't sell our place. Then, I lost my job. I tapped into my rainy day fund and solely supported my family and paid my mortgage. My wife and I both got new jobs and relocated and are now trying to purchase a foreclosed home becase this is all we can afford on owning two homes at once. We booked a small BNB room waiting for closing. The bank says they cannot close now and we are stuck in the bed and breakfast. We are stuck because Obama has waived his Red Chinese flags with a threat to all banks. Why? Because he feels that all the losers who could not effectively plan their lives and be responsible need his help. I'm not concerned about a bank rubber stamping an atta'boy to kick your ### out for not fulfilling your end of the deal. Further complicating the matter in your case was the loan modification, which you should know is a farse as much as Obama is himself for even creating it. You were dumb enough to put your reliance into someone elses hand and now are reaping the rewards. Suck it up and move on. I once lost a lot of money in stock market and could have cried and blamed someone for making a speeche that sounded better than the results but, I sucked it up and moved on with my life. the best lessons come from mistakes and that is the mind set you must apply here. You are not a victum because every man is endowed by his creator so dig into your intelect and begin moving positively forward in your life with a new found responsibility. Stop whining and screwing good people like me that are trying to get their family in a home. Take responsibility for your own actions and stop being a loser!
No one forced you to take the loan. Suck it up and start living responsibly and taking responsibility for your actions loser!
The loan modification program is a farse no matter what bank you applied with. No bank is easily implementing them odification program as it is derived from the leftist Big Government machine that never has full intention to provide what they say...they know this but they also know that you are too dumb to see the truth so if they speak about programs that will give you a free ride you will vote for them. Unfortunately for you, you believe in free rides and there is no such thing. Next timeplease do not vote because your vote just cancels mine.
The modification program was created by Obama and simply does not work. If anything, it is too slow and has allowed many people to become dillusional waiting for their savior to come in and give them a free ride. When that free ride didn't come and the bank got tired of paying for your living you became dissipointed didn't you? This whole time you thought you were getting a free ride and Obama will save you. You are a fool! I have no concern for you and the atta'boy rubber stamp that finally kicked or will kick your butt out of the house. Remember, the house was never yours to begin with because you purchased it with someone elses money. Maybe you cannot see that clearly to understand what I am saying so go find a hut that is free or a low rent deal somewhere and suck it up. The only event here is that the inevitible has come to you and even your savior Obama cannot save you - you freeloader!
