:( If you're foolish enough to think fraudulent charges are income tax deductible, you're a fool. They tell you you are in business for yourself. You cannot deduct ANY of the fees you are assessed, BECAUSE you are NOT investing in keeping your regular employee postiion. All the fees are all thievery. I found out the hard way that a REAL life insurance company PAYS for your training and travel expenses. Furthermore, you pay 225 or more, depending upon how much your upline thinks that they can put over on you. NOT $40, and I've never seen a single verified instance that you get your "investment" back, several claim. And NO ONE falls for the lie that you have to PAY for your background investigation in ANY real job. Primerica KEEPS your money - what deception, fraud and thievery! They don't do a background investigation: look whom they take - any one. Very few would pass a background investigation. They want numbskulls whom will believe any lie; not intelligent souls whom would pass a background investigation. A background investigation contradicts the evil pyramid plan of those at the top of the pyramid. The plan is "recruit, recruit, recruit!". You know well what they brainwash you with.
What a vicious lie that fools no one of even infinitesimal intelligence! The Primerica pyramid is a monstrous ripoff. The rvps, etc, pressure you to BUY the policy. You NEVER get free health ins, any one than you get free death ins.
Thou shalt not bear false witness. Primerica is a pyramid scheme and there NEVER has been anything good nor CAN THERE BE. An evil tree cannot produce good fruit: -Matthew 7:15-20. As outlined before, pay the fine, you pathological liar! A.L. Williams surely hasn't made restitution for all that they owe me. You lied! Then you have to pay me a fine. All the exposes have been explained in many, many posts on many, many websites and recorded in books, tracts, tapes and legal documents. Primerica, a part of Citigroup is in part responsible for the current subprime loan mortgage crisis.
You can criticize WHC all you want. I know they have great surgeons. the criticism won't bother me one little bit. The reason you incessantly post lying, ignorant rebuttals is because you panic and cannot afford for the public to know the truth of how you are drilled to "recruit, recruit, recruit". If you go to work any where that's real, you are NOT dependant upon "recruiting" someone to be below you and depend upon his lies to clients and potentail clients in order for you to receive a tiny pittance! You know when it becomes general knowledge, you won't be able to recruit anyone except may be drunkards, pot heads, derelicts, pickpockets, adulterers, adulteresses, shysters, sodomite child molesters: you get the drift.
You were NOT TOLD a tremendous number of truths by your upline rvp, etc. You don't own your company! In addition, you are a captive agent ! Therefore, you fimd yourself lying to YOUR OWN RELATIVES AND FRIENDS IN ATTEMPTING TO SELL POLICIES that are NOT the lowest in price and in many instances are not even competitive! And NO ONE falls for the lie that you have to PAY for your background investigation in ANY real job. Primerica KEEPS your money - what deception, fraud and thievery! They don't do a background investigation: look whom they take - any one. Very few would pass a background investigation. They want numbskulls whom will believe any lie; not intelligent souls whom would pass a background investigation. A background investigation contradicts the evil pyramid plan of those at the top of the pyramid. The plan is "recruit, recruit, recruit!". You know well what they brainwash you with.
What a vicious lie that fools no one of even infinitesimal intelligence! The Primerica pyramid is a monstrous ripoff. The rvps, etc, pressure you to BUY the policy. You NEVER get free health insurance, any one than you get free death insurance.
Thou shalt not bear false witness. Exodus 20, Deuteronomy 5. Primerica is a pyramid scheme and there NEVER has been anything good nor CAN THERE BE. An evil tree cannot produce good fruit: -Matthew 7:15-20. As outlined before, pay the fine, you pathological liar! A.L. Williams surely hasn't made restitution for all that they owe me. You lied! Then you have to pay me a fine. All the exposes have been explained in many, many posts on many, many websites and recorded in books, tracts, tapes and legal documents. Primerica, a part of Citigroup is in part responsible for the current subprime loan mortgage crisis.
You were NOT TOLD a tremendous number of truths by your upline rvp, etc. You don't own your company! Primerica owns it! Furthermore, you are a captive agent! You are NOT allowed to sell anything except ripoff Primerica. Hence, you find yourself LYING to your loved ones and friends and co-workers attempting to get them to policies, mutual funds, mortgages that are NOT even competitve. Also, do not suit their actual needs. One vile criminal who claimed to be a police officer sold ripoff policies to HIS OWN MOTHER. Some minister of GOD he is! The mortgages are an especial heinous ripoff.
Read my blogs and check out the websites. Type in "Primerica fraud" and simiar titles in to search engines.
http://nextaxpro.spaces.live.com
http://360.yahoo.com/mgtenter95
http://www.perfspot.com/Nextaxpro
http://nextaxpro.mobile.spaces.live.com
you can be level sure that is true. Check out my blogs. I've also recorded Links and the complaints of others. I know what I'm talking about. I got in to A.L. Williams, Inc, and I'm still awaiting restitution but surely not holding my breath.
http://nextaxpro.spaces.live.com
http://360.yahoo.com/mgtenter95
If you're foolish enough to think fraudulent charges are income tax deductible, you're a fool. They tell you you are in business for yourself. You cannot deduct ANY of the fees you are assessed, BECAUSE you are NOT investing in keeping your regular employee postiion. All the fees are all thievery. I found out the hard way that a REAL life insurance company PAYS for your training and travel expenses. Furthermore, you pay 225 or more, depending upon how much your upline thinks that they can put over on you. NOT $40, and I've never seen a single verified instance that you get your "investment" back, several claim. And NO ONE falls for the lie that you have to PAY for your background investigation in ANY real job. Primerica KEEPS your money - what deception, fraud and thievery! They don't do a background investigation: look whom they take - any one. Very few would pass a background investigation. They want numbskulls whom will believe any lie; not intelligent souls whom would pass a background investigation. A background investigation contradicts the evil pyramid plan of those at the top of the pyramid. The plan is "recruit, recruit, recruit!". You know well what they brainwash you with.
What a vicious lie that fools no one of even infinitesimal intelligence! The Primerica pyramid is a monstrous ripoff. The rvps, etc, pressure you to BUY the policy. You NEVER get free health ins, any one than you get free death ins.
Thou shalt not bear false witness. Primerica is a pyramid scheme and there NEVER has been anything good nor CAN THERE BE. An evil tree cannot produce good fruit: -Matthew 7:15-20. As outlined before, pay the fine, you pathological liar! A.L. Williams surely hasn't made restitution for all that they owe me. You lied! Then you have to pay me a fine. All the exposes have been explained in many, many posts on many, many websites and recorded in books, tracts, tapes and legal documents. Primerica, a part of Citigroup is in part responsible for the current subprime loan mortgage crisis.
You can criticize WHC all you want. I know they have great surgeons. the criticism won't bother me one little bit. The reason you incessantly post lying, ignorant rebuttals is because you panic and cannot afford for the public to know the truth of how you are drilled to "recruit, recruit, recruit". If you go to work any where that's real, you are NOT dependant upon "recruiting" someone to be below you and depend upon his lies to clients and potentail clients in order for you to receive a tiny pittance! You know when it becomes general knowledge, you won't be able to recruit anyone except may be drunkards, pot heads, derelicts, pickpockets, adulterers, adulteresses, shysters, sodomite child molesters: you get the drift.
You were NOT TOLD a tremendous number of truths by your upline rvp, etc. You don't own your company! In addition, you are a captive agent ! Therefore, you fimd yourself lying to YOUR OWN RELATIVES AND FRIENDS IN ATTEMPTING TO SELL POLICIES that are NOT the lowest in price and in many instances are not even competitive! And NO ONE falls for the lie that you have to PAY for your background investigation in ANY real job. Primerica KEEPS your money - what deception, fraud and thievery! They don't do a background investigation: look whom they take - any one. Very few would pass a background investigation. They want numbskulls whom will believe any lie; not intelligent souls whom would pass a background investigation. A background investigation contradicts the evil pyramid plan of those at the top of the pyramid. The plan is "recruit, recruit, recruit!". You know well what they brainwash you with.
What a vicious lie that fools no one of even infinitesimal intelligence! The Primerica pyramid is a monstrous ripoff. The rvps, etc, pressure you to BUY the policy. You NEVER get free health insurance, any one than you get free death insurance.
Thou shalt not bear false witness. Exodus 20, Deuteronomy 5. Primerica is a pyramid scheme and there NEVER has been anything good nor CAN THERE BE. An evil tree cannot produce good fruit: -Matthew 7:15-20. As outlined before, pay the fine, you pathological liar! A.L. Williams surely hasn't made restitution for all that they owe me. You lied! Then you have to pay me a fine. All the exposes have been explained in many, many posts on many, many websites and recorded in books, tracts, tapes and legal documents. Primerica, a part of Citigroup is in part responsible for the current subprime loan mortgage crisis.
You were NOT TOLD a tremendous number of truths by your upline rvp, etc. You don't own your company! Primerica owns it! Furthermore, you are a captive agent! You are NOT allowed to sell anything except ripoff Primerica. Hence, you find yourself LYING to your loved ones and friends and co-workers attempting to get them to policies, mutual funds, mortgages that are NOT even competitve. Also, do not suit their actual needs. One vile criminal who claimed to be a police officer sold ripoff policies to HIS OWN MOTHER. Some minister of GOD he is! The mortgages are an especial heinous ripoff.
Read my blogs and check out the websites. Type in "Primerica fraud" and simiar titles in to search engines.
http://nextaxpro.spaces.live.com
http://360.yahoo.com/mgtenter95
http://www.perfspot.com/Nextaxpro
http://nextaxpro.mobile.spaces.live.com
AT&T HAS TURNED VERY, VERY CORRUPT
But the fearful, and unbelieving, and the abominable, and murderers, and [censored]wongers, and sorcerers, and idolaters and all liars shall have their part in the Lake which burneth with fire and brimstone, which is the second death. -Revelation 21:8
Greetings: AMERICAN TELEPHONE AND TELEGRAPH = AT&T is abominable. The mis-management teams are loaded with sodomites and have sodomite toleration courses. They expect you to put up with anything!
Donate to my cause of doing seminars, exposing evil, teaching and showing you can save on your Federal and State taxes. Thank you.
AT&T a thief. Won't save e-mails; refuses to retrieve. AT&T shouldn't have deleted the e-mails in the first place /URL removed/
AT&T has waxed worse and worse, deceiving, and being deceived: /URL removed/
More horror at the hands of sodomite AT&T: /URL removed/
Don't buy AT&T Go phone! /URL removed/
AT&T owes many for time, including the fact that they owe me: /URL removed/
AT&T has a staff of lawyers. No such thing as a verbal contract. Extortion in all its hideousness, dishonesty and immorality. Teach a lesson to evil: end AT&T existence.: /URL removed/
AT&T steals from your debit card and your credit card. They did to me! /URL removed/
AT&T, Cingular Wireless abomination. They make up outrageous lies! /URL removed/
AT&T: deceit, don't sign up. Termination fee is outrageous and they will terminate you if they feel like it. That's what they did to me: /URL removed/
More typical AT&T nowadays: /URL removed/
AT&T HAS TURNED VERY, VERY CORRUPT
American Telephone and Telegraph is AT&T. AT&T took care of my great grandfather, my grandfather, my grandmother, and, in some part, my father. That means through payment of stock dividends. Saying all of the following, I am not a short. I get no pleasure in sharing this. I only share because every means of negotiation has led to snubs or no response at all from AT&T. Here's the incident:
In 2002 or 2003, I switched to AT&T to get their world net ISP service. I also switched to AT&T to get their long-distance and international long distance service. I had inquired about their service to a country overseas. Late in 2003, a salesman called and offered AT&T service to that country for .23/minute to calls made to a cell; .18/minute to a landline. I accepted the salesman's offer.
When I received the bill, I immediately noticed that I was charged between 4.425/minute and 8.01/minute instead of .23/minute. I e-mailed AT&T and a representative of the outfit e-mailed back to me saying that the charges were correct and no adjustments were warranted. I called customer service and the representative said she could immediately perceive what had happened. There had been a 'computer error' and she would credit me, no problem.
I went on vacation and when I returned, I discovered that, not only had my bills not been credited, but that AT&T had cut my phone and internet access and referred my 'overdue' account to a collection agency! It should be strongly emphasized that AT&T on 4 occasions had stolen $25 from my bank account when they had no right {I was in the right on disputed billings; they stupidly depend upon a computer like all large corporations} and two of the violations had occurred by this point in time. They illegally, wickedly and immorality store your debit card when they promise not to. I inquired around and eventually found a representative of the company, a Mr. Justin Williams. Told him what had happened. He looked in it, called me and e-mailed me and told me that the collection agency had been called off and that my account would be credited. I noticed a month or two later that the severe overcharges had been credited.
A month or two later, a salesman working for AT&T called me and offered me a rate of .18/minute to a cell; .16/minute to a landline. I accepted the offer. Immediately I noticed the same occurence: I had been charged between 4.425/minute and 8.01/minute for calls to a cell. The same thing happened as I related in the previous paragraph; the rep right away said that she could tell that the 'computer had not been adjusted', and eventually my bill was credited before they cut my internet, e-mail, phone service and before referring my account to the wolves: an evil, lecherous, criminal, illegal, heinous, atrocious, filthy collection agency.
A month or two later, in July, 2004, a salesman with the firm called offering me .16/minute to a cell; .14/minute to a landline. I accepted the offer. He promised the new, reduced rate would be seen in my bill of September, 2004, as the 'cycle' ran from the 16th of the month to the 15th of the following month. That would seem correct as you pay to get on, then get billed roughly a month later for calls.
In December, 2004, I went on vacation. I sent AT&T $400 extra as AT&T used to be a good company and, out of loyalty for all they had done in the past for the buying public as well as the shareholders, I had been sending them money in advance, any way. I just happened to check to see how much credit I had on my bill since I was vacationing in the country I had been calling so did not need to make international long distance calls. Was I ever disturbed to see that AT&T not only did not show nearly a 300.00 credit; AT&T had billed me for nearly $300! The third time did not turn out to be a charm. AT&T had cashed my check; charged me between 4.425 and 4.685 per call, cut my internet service and all my important e-mails were lost!
Very criminal: AT&T, in the tradition of Enron and Arthur Andersen, cuts your internet service, hence, all the vital e-mails are gone. In addition, I had worked out an arrangement in which I would pay 16.50 to have a message left to all callers while I was on vacation. It was understood that I would pay the fee and receive unlimited messages that could be left in return. Not only did my phone stop at only 12 messages, but AT&T had attached other fees on top of the 16.50 and taxes! I was very angry that AT&T had deceived me regardling the worthless service and the high bill for the worthless service {it was worthless to only get 12 calls taken: most of the slots were filled up by solicitors}.
AT&T had committed fraud and had deceived. They docked my debit card 25.00 (again and I never give any one permission to do such a violation to a person). AT&T can't use the excuse of 'we didn't know e-mails could be lost'. Were that the case, just don't offer the fraudulent so-called service. That's as bad as a bank renting you a safe deposit box, then not allowing you access because there's a bank holiday: FDR.
Further, I saw more breaches of promise. Upon study of the fraud and overcharges on the part of AT&T for long distance charges, fees, international long distance charges, I noticed that AT&T had dishonestly raised my calls to the cell from the promised .16/minute to .22/minute. This was breach of promise. And, of course unjustifiable as costs keep going down for telecommunications companies doing international long distance service.
Furthermore, no notice was mailed stating that rates would go up in 90 days or whenever. Then looked at the past bills and noticed that the promised .16/minute to a cell had never been implemented. Observed that I was charged .21/minute for calls to a landline; .22/minute for calls to a cell fone beginning September, 2004. AT&T is responsble; the company cannot say 'he was not an authorized representative. it had been stuck in to their computers as the reps had confirmed it the first two corrections of the fraudulent overcharges.
So I went through the cycle again: tried to get the fraud settled via e-mails and received rude responses. Then called the number and told the rep what had happened. This time the rep refused. So I asked for a supervisor. The supervisor said she would look in to it - no apologies nor offer to correct. I called back and another rep said the same and her supervisor said the same: no apologies nor offer to correct. So attempted to call Mr. Williams again and a different middle level mgt spoke with me. He refused to help me and said the bill was right. All attempts to explain to him the situation, what had happened before and to reason with him failed. When I called back, again Mr. Williams did not answer and a different guy in middle management told me he could not help me: my account had been referred to a collection agency.
So I called the attorney general. In some states, the attorney general offices need reformation. In my state, a recording came on saying to call a different number AFTER I had gone to a lawyer. Out of loyalty to AT&T, I still hoped the mobsters would be reasonable. I made a huge mistake. I wrote Joliet, IL, where the checks were being sent and explained everything to them. There were no responses, and bills kept coming. AT&T sent more bills, adding interest when AT&T owed me! In May, 2005, called the rep back and asked for copies of the bills. They said they were in archives! Already in archives! So it took 3 weeks or longer, but finally the copies were mailed. Most were included, but the December, 2005 bill {Nov 16-Dec 15}, where I had written a check for $400 was not.
I went to the BBB{ignorant then}, then called the Attorney general again. Still got the recording. I wrote, but no response. I then sent a bill to AT&T demanding the firm pay me for what they owed as well as credit my account for a few months of internet access and phone service (since important e-mails were lost and my e-mail address was lost when they irresponsibly cut my internet access and my international long distance and long distance had been cut: the PIN# would not work and I would've been overcharged vastly yet again in any event). I wrote Joliet, IL many times and received no response. I emailed AT&T on their website and received no response.
Began receiving bills from a collection agency in California. I wrote them explaining what happened and demanded they rectify the situation. Result? More billings from the collection agency. I wrote the CEO (don't know if Mr. Stephenson was yet there) and on the envelope also addressed the Director of Customer Relations, the Director of Public relations and the director of the international long distance dialing dept. No response. Then I made copies of all the bills, enclosed in a manila envelope and wrote addressing the envelope to some of the members on the BOD. I've forgotten how I found some of the names; don't think it was Value Line. I also made a copy of my bank statement proving that AT&T had cashed my check and that if AT&T would pay me for the expense of getting the bank to make a copy of the front and back of the canceled check, I would fax that to them. No response from them, either.
I very nicely told AT&T every time in my correspondence that I wanted to work something out with them - credit for the calls on future bills, a discount in the internet service, something. All efforts resulted in snubbing. They had taken me to a collection agency and they were through with me. What a deplorable way to treat the people who pay your salary! Customers like I are the lifeblood of their company.
I still have the bills that Joliet, IL sent to me. The state attorney, FCC have done nothing to force AT&T to reimburse me. Such ingratitude! I was a loyal customer. From what I've been learning, AT&T is doing to same unscrupulous duplicity and nastiness to other customers. In all my correspondence, I told AT&T I am willing to work with them. Let's work something out - reimbursements, free internet for 3 months, discounts on long distance calls for a year, communicate with me, the buying public: something. I'm not going to go to a lawyer against AT&T. All my pleadings with the firm were unanswered.
NECESSARY RESTITUTION NOW ON THE PART OF AT&T:
- AT&T has to award me damages because they went to a collection agency vs. me. Collection agencies have to be banned until they cease and desist forever the presumption that you are guilty until you prove your innocence, but that's beyond the scope of this expose.
- AT&T must restitute the 100.00 that they illegally, immorally and surreptitiously docked from my bank account by lying. I only authorize one-at-a-time debits. And AT&T must award damages for the mental stress.
- AT&T must pay for my time and the bank fees to reproduce the front and back of the check that I mailed to them on or about December 5, 2004.
- AT&T has to pay for the valuable and vital e-mails that I lost or else pay a database repair co. to retrieve.
- The Board of Directors at AT&T must go. They do not answer to the public that pays their salary. I have copies of my letters to them.
- AT&T must pay my $300 back plus interest and penalty.
- AT&T has to pay the expense of restoring my credit, and, if necessary, pay the rent, deposit, etc, for as long as necessary if my application to an association, corporation or partnership for a place to live is denied.
- If AT&T refuses to make restitution to its former customers that it bilked, defrauded, extorted - AT&T is to be dissolved by Congress, its assets sold and the proceeds used to pay the customers that they owe. Why Congress? Because the regulatory agencies refuse to do their appointed job. They are to be banned and Congressmen are to be held accountable to we, their constituents who elected them in to office.
- 'Computer glitch' has worn out as an excuse. Surveys as long ago as 1998 have found that computers have resulted in a NET LOSS in office time of 10%, NOT a gain of 500, 1000, 2000, 10000% or more as you might expect. AT&T cannot say 'it was a computer error'. People's feelings are worth more than an idiotic, brain dead computer. But many companies apparently do not like to face reality, apparently.
Often times AT&T won't come up when you type it in the search engine on /link removed/ ATT will bring up a few that pertain to AT&T. You have to type in "Cingular Wireless" or "American Telephone and Telegraph". Or, scroll to the bottom of their home page. Easier: click on the letter "B". Find AT&T in the upper left corner and click on it. There are nearly 1160 exposes of AT&T ripoffs and corruption, and the number grows every single week! Sometimes a day does not go by for weeks without a complaint.
AT&T {AMERICAN TELEPHONE AND TELEGRAPH } NO LONGER IS THE MA BELL IT USED TO BE. BY THEIR FRUITS, YE SHALL KNOW THEM. Matthew 7;16, 20. WE ALL SEE THE FRUITS OF AT&T NOW, A CORPORATON THAT HAS LARGELY BEEN TAKEN OVER BY SODOMITES AND, LIKE HATE CRIME ACTIVISTS, FEEL THAT THEY ARE ABOVE THE LAW! !
The Better Business Bureau is dishonest and is bought! Those that are members give the "better business" bureau bribes. That's what the dues amount to. Those who want to check out AT&T are denied by the "better business" bureau because the reports that the Attorney General submitted have been purged! When you have sodomites guarding the child to protect him/her from molestation, you know what's going to happen! Hence, those whom are members of the "better business" bureau and remain so will have their derogatory and disadvantageous records expunged from their records! Enron! Arthur Andersen! Be sure to check out /link removed/ Donate to to my cause. Thank you. /link removed/ Scroll to bottom where Top Rip-off Links is. Click on "B" in the alphabet. Click on AT&T. Easier to find this way: AT&T will be 5th, 6th or 7th down in the farthest row to the left. 1210 complaints as of the middle of October. Grows almost daily.
Get: Lively, THE PINK SWASTIKA, SODOMY IN THE NAZI PARTY. FIGHT SODOMITE LIES! THEY ARE ATTEMPTING TO LIE ABOUT PROVEN, FACTUAL HUMAN HISTORY, AS IS THE HOLOCAUST MUSEUM, PBS AND ALL THE LYING, ENVIRONMENTALIST
LYING, LIBERAL, GLOBALIST SODOMITE PRESS.
http://www.profam.org/pub/fia/fia.2005.6.htm
http://www.repentamerica.com/notebook/2005/12/homosexual_activists_target_ch.html
http://www.safelibraries.org/ The ALA is a massive evil! That ###'n is abominable. I've tried to reason with that devilish, child molesting group before!
http://www.samgipp.com/
http://shieldoftruth.org/truth_gaypride.htm
http://www.stonewallrevisited.com/softcopy/marco2.pdf
http://www.swordofthelord.com/osb/itemdetails.cfm/ID/549
(“Holocaust Survivor: molested by Guards, ”The Massachusetts News, April 5, 2000)
http://www.abidingtruth.com/pfrc/books/pinkswastika/
Pyle, The Truth About the Homosexuals {20th Century Sodomites!} http://www.swordofthelord.com/osb/itemdetails.cfm/ID/549
OR, Hebrew, Aramaic, Greek, old Syrian, old Latin, German, and English marks the seventh: http://www.biblebelievers.com/Vance5.html
http://www.biblebelievers.com/believers-org/counterfeit-kjv.html
The Answer Book: http://daystarpublishing.org/shop/index.php?productID=2
http://360.yahoo.com/mgtenter95
PRIMERICA FRAUD, PYRAMID SCHEME AND ABOMINABLE RIPOFF SCAM: You can be level sure that is true. Check out my blogs. I've also recorded Links and the complaints of others. I know what I'm talking about. I got in to A.L. Williams, Inc, and I'm still awaiting restitution but surely not holding my breath.
http://nextaxpro.spaces.live.com
http://360.yahoo.com/mgtenter95
If you're foolish enough to think fraudulent charges are income tax deductible, you're a fool. They tell you you are in business for yourself. You cannot deduct ANY of the fees you are assessed, BECAUSE you are NOT investing in keeping your regular employee postiion. All the fees are all thievery. I found out the hard way that a REAL life insurance company PAYS for your training and travel expenses. Furthermore, you pay 225 or more, depending upon how much your upline thinks that they can put over on you. NOT $40, and I've never seen a single verified instance that you get your "investment" back, several claim. And NO ONE falls for the lie that you have to PAY for your background investigation in ANY real job. Primerica KEEPS your money - what deception, fraud and thievery! They don't do a background investigation: look whom they take - any one. Very few would pass a background investigation. They want numbskulls whom will believe any lie; not intelligent souls whom would pass a background investigation. A background investigation contradicts the evil pyramid plan of those at the top of the pyramid. The plan is "recruit, recruit, recruit!". You know well what they brainwash you with.
What a vicious lie that fools no one of even infinitesimal intelligence! The Primerica pyramid is a monstrous ripoff. The rvps, etc, pressure you to BUY the policy. You NEVER get free health ins, any one than you get free death ins.
Thou shalt not bear false witness. Primerica is a pyramid scheme and there NEVER has been anything good nor CAN THERE BE. An evil tree cannot produce good fruit: -Matthew 7:15-20. As outlined before, pay the fine, you pathological liar! A.L. Williams surely hasn't made restitution for all that they owe me. You lied! Then you have to pay me a fine. All the exposes have been explained in many, many posts on many, many websites and recorded in books, tracts, tapes and legal documents. Primerica, a part of Citigroup is in part responsible for the current subprime loan mortgage crisis.
You can criticize WHC all you want. I know they have great surgeons. the criticism won't bother me one little bit. The reason you incessantly post lying, ignorant rebuttals is because you panic and cannot afford for the public to know the truth of how you are drilled to "recruit, recruit, recruit". If you go to work any where that's real, you are NOT dependant upon "recruiting" someone to be below you and depend upon his lies to clients and potentail clients in order for you to receive a tiny pittance! You know when it becomes general knowledge, you won't be able to recruit anyone except may be drunkards, pot heads, derelicts, pickpockets, adulterers, adulteresses, shysters, sodomite child molesters: you get the drift.
You were NOT TOLD a tremendous number of truths by your upline rvp, etc. You don't own your company! In addition, you are a captive agent ! Therefore, you fimd yourself lying to YOUR OWN RELATIVES AND FRIENDS IN ATTEMPTING TO SELL POLICIES that are NOT the lowest in price and in many instances are not even competitive! And NO ONE falls for the lie that you have to PAY for your background investigation in ANY real job. Primerica KEEPS your money - what deception, fraud and thievery! They don't do a background investigation: look whom they take - any one. Very few would pass a background investigation. They want numbskulls whom will believe any lie; not intelligent souls whom would pass a background investigation. A background investigation contradicts the evil pyramid plan of those at the top of the pyramid. The plan is "recruit, recruit, recruit!". You know well what they brainwash you with.
What a vicious lie that fools no one of even infinitesimal intelligence! The Primerica pyramid is a monstrous ripoff. The rvps, etc, pressure you to BUY the policy. You NEVER get free health insurance, any one than you get free death insurance.
Thou shalt not bear false witness. Exodus 20, Deuteronomy 5. Primerica is a pyramid scheme and there NEVER has been anything good nor CAN THERE BE. An evil tree cannot produce good fruit: -Matthew 7:15-20. As outlined before, pay the fine, you pathological liar! A.L. Williams surely hasn't made restitution for all that they owe me. You lied! Then you have to pay me a fine. All the exposes have been explained in many, many posts on many, many websites and recorded in books, tracts, tapes and legal documents. Primerica, a part of Citigroup is in part responsible for the current subprime loan mortgage crisis.
You were NOT TOLD a tremendous number of truths by your upline rvp, etc. You don't own your company! Primerica owns it! Furthermore, you are a captive agent! You are NOT allowed to sell anything except ripoff Primerica. Hence, you find yourself LYING to your loved ones and friends and co-workers attempting to get them to policies, mutual funds, mortgages that are NOT even competitve. Also, do not suit their actual needs. One vile criminal who claimed to be a police officer sold ripoff policies to HIS OWN MOTHER. Some minister of GOD he is! The mortgages are an especial heinous ripoff.
Read my blogs and check out the websites. Type in "Primerica fraud" and simiar titles in to search engines.
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Those who attempt to refute truth can put their money where their mouth is. Pay the fine for bearing false witness: Exodus 20:16, Deuteronomy 5:20. So far, none of these liars, scamsters, thieves have paid. By their fruits ye shall know them -Matthew 7:16, 20. Great will be their terror when they stand before the LORD JESUS CHRIST and are confronted with all the lies they told throughout their wicked lives: Revelation 20:11-15. They will see a huge Lake of Fire awaiting them if they do not repent and receive the LORD JESUS CHRIST as their personal Savior.
Your chances of getting your money back are zero unless you hound them and hound them. Occassionally, a girl comes on here and offers to give the money back. Whether she follows through I have not found out for sure.
I need you to read through all my facts I present in my exposes of the Primerica pyramid scheme fraudulent scam. I need to point out that, in addition to all that I exposed and revealed, as well as the exposes and revelations of others I put up, the deceit of the RVPs who are desperate not to have their fleecing livelihood exposed. They have to rent office space. What's wrong with being an independent agent and coming to the prospect? Why does Primerica - and AL Williams before - force an RVP to rent or lease expensive office space? Then they have to purchase extra ripoff life insurance policies to keep their hopes afloat of getting prizes and winning trips. The same goes on with Herbalife, Amway, For U, Market America, Mary Kay and 10000 other pyramid schemes. And more cults spring up daily. They even had a stock market pyramid scheme! How that is pulled, I don't know. Must be the mob as in Cybersentry [former symbol CBR].
Anyway, Bonnie Dorman, my ex-RVP LIED LIED LIED as all RVPs LIE in not pointing out that you MUST MUST MUST have a protected territory. Primerica owes me untold tens of thousands now because NO DOUBT PRIMERICA RAISES THE PREMIUM IN SUBSEQUENT YEARS! Hence, the A.L. Williams selling gimmik to the customers and prospects of "you will never pay a continual commission to the agent; only in the first year of the life of the policy. Far as I'm concerned, that's a lie because Bonnie Dorman never showed how the commission figure is arrived at. And I know of no, nor have I heard of any RVP who has broken down the figures. You MUST MUST MUST be given a protected territory PRIOR to any agent allowed to sell in the territory. I would've sold a minimum of 25 policies within a year's time because of my customers telling their friends and loved ones. Some guy stole the sales. And I never received a fair remuneration for my contributions to the company nor any remuneration nor any consideration. And I'm due the commissions, renewals, interest, penalties because A.L. Williams hasn't paid, willful failure to pay penalties, fraud penalties - whew! the debt Primerica owes to me alone goes all the way out to Jupiter. Primerica bought the fraud from A.L. Williams. When you buy the assets, you buy the liabilities, known and unknown. And Bonnie Dorman LIED because she tole me none of this. Furthermore, Bonnie Dorman LIED as, at one of the "rah rah hallelujah" occult tongues rallies, Dorman said "Avon says you have a territory and don't you dare leave it. We are free". Yeah, right. Put you money where you mouth is and give me the 400000 + in commissions, renewals that your filthy pyramid schemes owes me.
Sodomites murder non-perverted lawyer for Radio Free Asia! Three sodomites stayed with a normal man overnight. As a result, a murder
occurred. What else would you expect from clapped up, serial murdering, devil possessed, hate driven, pleasure mad, lust crazed, unspeakable acts abominable sodomites? No death penalty nor jail time has been talked about, even though the police know that evidence was tampered with. Is this because sodomites are on the police squad? Now you KNOW KNOW KNOW shy sodomites want to have their filthy kind on the police force. They want you to have to watch haplessly while sodomite officers sit there - or participate! - while sodomites molest, brutalize and even murder your child and grandchild. It's really very simple why sodomites want to be allowed
in the military, the FBI, the police, teachers, political office, and so on and on. Sodomites deserve death just as any murderer deserves death, of course, if tried in a fair trial and convicted of the abominations that they were charged with. The nea, aclu, hrc and liberal associations, alliances and organizations don't want that and, out of the evil thoughts of their iniquitous hearts LIE LIE LIE and say that there is no fair trial because "Conservatives are in the majority here" or "anti-gay people here". They LIE LIE LIE as they know that they have perverted and abused and destroyed the dictionary of the English language. Gay means light-hearted or merry. Gay does not
mean sex perverted, mass murdering, serial murdering, vile affectioned, devil possessed, unspeakable acts molesting our children and attacking anyone who stands up for simple decency. The sodomite press does it every minute ad nauseum, with words like "discrimination", "West BAnk" "moral McCarthyism", "separation of church and state" and a thousand other lies, dreamed up unrealistic scenarios and everything and anything to weaken America and make America a state within a world government.
The Washington Examiner has reported the murder suspects as "gay" [SODOMITE] men, but the Examiner is published in San Francisco and I
notice that, while they call a spade a spade in virtually everything else, they do not condemn sodomy even when it is obvious that sodomites conceive the problem or crime that occurred. "You gotta have horse sense all da time, not some otta time", as the saying goes.
The story is that sodomites stabbed Robert Wong to death in August, 2006. The sodomites injected Mr. Wong with a paralyzing drug, then pervertedly
sexually assaulted him. The sodomites attempted to hide the knife that they used to commit the murder; attempted to wipe it clean and Dylan Ward,
one of the 3 sodomites, made up a lie that someone came through the back door of the house. It was weird." The sodomites conspired to lie, deceive the police, which is conspiracy. They committed obstruction of justice and tampered with evidence among other crimes that haven't come to light yet.
A lot of evil goes on behind closed doors and in sodomite bars and all places where sodomites go and congregate. It's not safe to bring your child anywhere now. These grisly crimes, like the brutal, heinous murder of Jesse Dirkhising by sodomites and millions of other crimes round the world
by sodomites are passed over quickly or completely by the sodomite abominable press. Never is it revealed that sodomites continually "chicken hawk", i.e, look for victims so they can more easily commit their unspeakable atrocities. The sodomites search and prey on souls from broken homes.
They always look for an easy "target". They are abominable, just as the LORD says: Genesis 13:13, 19, Exodus 22:18, Leviticus 20:9, 13; 1Kings 15:11-12, 14:24; 2Kings 23:7, Isaiah 3:9, 5:20, 10:1; Isaiah 59; Jeremiah 8:12, Proverbs 10:27, 28:4-5, 13:13; Romans 1, in particular Verses 26-2:6; 1Corinthians 6:9, 1Timothy 1:9-10, 2Peter 2:6, Jude 7, 23; Revelation 13, 14:9-11, 20:7-15, 21:8, 22:15.
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Copernicus you are a LIAR LIAR LIAR! THOU SHALT NOT BEAR FALSE WITNESS. AL WILLIAMS - CON AMERICA NEVER GAVE ANY MONEY BACK AND NEVER WILL. Their mission is to DEFRAUD. You are cased as a VICTIM, NOT a future millionaire selling Primerica trash, as broken down in I and many others blogs and websites, books, leaflets, iPods, DVDs and tapes.
Schmue, spue, GOD hath spued thee out of HIS Mouth: Rev 3:16. Pay the fine and pay me what thou owest. I've made it very clear on all these websites to put your money where your mouth is. A.L Williams didn't pay; Bonnie Dorman didn't pay. So you pay the over 750000 that I am owed. If you don't pay, shut your potty mouth and absorb all that I'm teaching you. Work 19 hours a dayto get the warnings out; get everyone to meet to e-mail me expressing a desire to attend my warnings, alarms and teaching. And, oh yes, I will teach flawless English grammar. Be zeaous therefore and repent: Revelation 3:18.
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E R ROCKY DRAKE http://nextaxpro.spaces.live.com/
yahoo pulse: http://profiles.yahoo.com/_U4YXIADA74L2E5GQAN7HKGX76M
I appreciate so much what you are doing. Here is one of my exposes. I have put up some on:
http://iripoff.com
www.complaintsboard.com
www.pissedconsumer.com
I would have on /link removed/ but con America bribed them! You cannot get anything up on [redacted] any more vs. the con America pyramid fraud scheme. [redacted] does not allow to post under "comments" of the expose being presented. I have more under http://nextaxpro.spaces.live.com
The best to you in getting the word out. It took the apologist liars 9 months to find my exposes on http://iripoff.com
So, if you are successful in getting the word out, you can expect a lot of "snuff". They will even attempt to shut down your blog if they think that they can avoid prosecution. God Bless. I know all the lies insurance people tell and I desire for many to say they want me to speak. Hope you put the word out. And I hope they will allow more than "4096 characters". Then, when I finally got it down, it had something like "X ID" with Chinese letters surrounding it. Oh, well
It is a joy to take this time. Hope all this is a blessing to you: Proverbs 27:17, 27:17; 2John1. Lord Bless you richly:
Rocky Drake
But I believe most are duplicates of what I have found here:
I am so glad that former Primerica reps are speaking up to the real truth of what Primerica really does to people. I especially like what PFS Truth had to say in April 2008. My husband and I joined the business about 2 years ago and slowly rose up the ranks as Divisional Leaders. We were asked to speak at meetings to motivate new people to come into the business. We followed what our RVP told us to do to the letter. Everything was fine as long as we were making money.
We were told that if we were going to become RVP's then we should like Chargebacks. {WHAT!} We were told to tell people that term was the best policy to have. We weren't allowed to sell any other product outside of what Primerica had. We were not allowed to advertise (our) business because head office wouldn't allow it. We were told, "we were in business for ourselves but not by ourselves." {What a lot of poppycock idiotic twaddle. Primerica want to wound people!}
None of what they said to us was true. We were not running our own business. All we were was a means for our upline to make more money for them. If you are a new person showing up for a business opportunity then you really don't know things until you hang around long enough. The person who invited you in the meeting doesn't tell you anything until you get to the office and they show you a film. They most of the time come across as being your friend. Inviting you to their house introducing you to their other family. Giving you supper etc...
This is done to let your guard down. You think to yourself if this person invites me to their home then maybe I should trust them. They act like your friend because they have an invested {sic} interest in you because of your warm market.
I'm not bashing Primerica people, rather stating the truth. We didn't leave Primerica because we weren't making money{, } either. We had a better offer! An offer that would enable us to tell people the truth from the beginning. As things were revealed to us we couldn't continue working for an organization who {sic} deceives people. There are a lot of others who are working with Primerica who really believe they are doing the right thing.
All I can say to the Primerica supporters is that if there is smoke then there is fire. Primerica is not the victim here and doesn't not need people like you to shout out others who think there is something wrong with Primerica's methodologies.
I wonder how many current Primerica reps have read their IBA Agreement? { ha ha ha ha ha ha ha ha ha ha ha ha ha ha -consult the Rock} So my advice would be to read your IBA Agreement before you shoot your mouths off to others saying that their negative. TELLING THE TRUTH IS NOT NEGATIVE!
Pictured are 3 victims of the A.L. Williams pyramid scheme. A.L. Williams caused deep poverty, a divorce and neither he nor con America {which, by buying, picked up his debts} have apologized nor made restitution to me. Furthermore, I know of no victims of his con fraud scam [censor] pyramid scheme that he has apologized or made restitution to.
Consult the Rock: Everything PSF Truth wrote is the Truth! I don't even know who this person is but I can tell that they know how Primerica doesn't {sic} business. By the way, CITI Group has not been in business for 30 years. Primerica has been formerly named A.L. Williams. So don't push the Citigroup stuff cause you all know that Citigroup is doing really terrible right now. Especially regarding the class action lawsuit against Citigroup for deceiving investors. Do your research people! As far as I can see anyone who disagrees with facts are just trying to be wrong and strong.
ANOTHER EXPOSE OF THE PRIMERICA ABOMINA-TION: "So I have been watching the news and found out that what is causing the current financial crisis is mortgage backed securities. I was wondering where I heard that saying before. Then it hit me. My mortgage company! You see I have a Primerica Mortgage (through CitiMortgage, was CitiTrust Bank).
I got a month behind on my mortgage because I was laid off, {.} however I have paid faithfully ever since. However, there are 2 problems that are unique with a Primerica Mortgage{, } I am told. One, I am only paying interest now (So it has essentially become an interest only loan) and two, it is a security backed mortgage so it can not be reworked. Every time CitiMortgage calls me, they let me know they can help me with my payments then the customer service rep finds out it is a “special” loan. After hearing this for months I asked what “special” meant – you guessed it{:} security backed mortgage. If{sic} is kind of funny now{.} when they call, I have to explain to the rep that it is {a}security backed mortgage{.} when they call trying to help, they all then say “Oh, yeah... I see your {sic} right... Well keep paying hopefully you can get it caught up sooner or later”. One guy said “I can’t believe they sell these loans, not allowing you any wiggle room.”
If it was { sic: were} any other loan they would have given me a month reprieve and added the payment to the end of my mortgage and I would be paying down principle {sic} instead of only interest.
The second suggestion they always give me is refinance. Little hard because I am a month behind and because the Primerica Loan was 100% Loan To Value. So now I am stuck with only paying interest payment{s} even though I make a full payments{sic} every time, {-} until I can come up with an almost triple payment now because the interest is accruing.
I am not blaming my Primerica rep because I signed the mortgage. But I am definitely not happy with the rep or Primerica because the rep did not know this could happen (which shows ignorance) or did not tell me about the possibility of this happening (which shows he did not care). All he pointed out was I would pay it off faster then a normal mortgage. At this rate I will never pay it off. A different loan would have given me some forgiveness; the Primerica Mortgage has me trapped after I made one bad move.
I also have a high interest rate. I am at 10.75% . Of course I was told interest rate does not matter {! WHAT! -consult the Rock}. Trust me, interest matters when it is accruing. If I had known the full story and ramifications I would have signed a different mortgage, one that would have given me more leeway when a bad time hit. Because when I came to Primerica for help, to rework the loan, they weren’t there. I am now trying to educate others before they make the mistake I did. ANOTHER EXPOSE: Totally agree! They scam and they make deals with you and then they throw you out in the cold! It is like some piramid franchise scheme. When I called CitiBank/CitiCorp which is the main hub for Primerica with my complaint about this guy they knew he was but said ti was my problem since all their "owners" are responsible for their franchises. "
MORE EXPOSES:
"I have had a 20 yr life policy with Primeri-ca. After 20 yrs they invited me to renew. One of their agents told me they were charging an extra premium because Primerica claims wife has a heart condition and she would have to have an expensive, uncomfortable medical test done to prove she didn't. She saw her hmo doctor who refused to do the test because she didn't need it. He provided a letter {and} I forwarded to Primerica {the} Sent{delete "sent"} letter stating she has no heart condition (she never had one) and test unnecessary. Primerica refuses to change unless expensive tests done. I asked Cust serv to provide their evidence of heart condition but they refused to provide it. Primerica Cust Serv. says they can't do anything... send another letter to "Underwriting". Underwriting ignored the letter I sent and the doctor letter. Sounds like a scam/fraud to me. { And a violation of the Constitution of the United States. -consult the Rock}
I will also complain to California Dept of Insurance. You don't want to buy insurance from dishonest Primerica, a company that rigs its customer relations to prevent resolution of service issues, as long as it benefits them. If Primerica disagrees, all they have to do is respond to my request and provide the evidence they have."
MORE:
American Income Life — interviewed with these as*es today!.html#c144611
MY TURN TO SAY MORE: Primerica's stealing of promised commissions is unconscionable. Also, I shot down in great detail why, if the company is sincere, they are to provide you with health and life insurance. You are not a customer; you are an employee. And I've explained that many times. It is an abomination to ask you to purchase a policy. That's rinky dink. That's a scam. That's Electrolux not giving you, the hard worker, a vacuum. Electrolux wants YOU to buy a vacuum. Same with the Primerica skimming, fleecing fraud. Same old lies by GilbertRinTX. And he even said "you make commisisons when you recruit others". THAT, Folks is an admision that Primerica is a nefarious, fraudulent pyramid scheme. At con America, as AL Williams prior, you are told to recruit recruit recruit. At the cultic meetings, they utter gross lies. One was: "what does 7-11 and McDonald's do? They open their mouth". Advertising and scam pyramid scheme recruiting to deceive souls are as different as east and west. 7-11 and McDonald's are not intrinsically illegal, evil and immoral organizations. EIGHT policies! EIGHT! You notice not outrage on the part of Primerica is a lie and GilbertRinTX. Unbelievable. And GilberRintX professes to be a policeman. An officer is a minister of God: Romans 13. WHERE is the righteous anger on the part of the policeman when all these illegalities, improprieties, immoralities, scams, boiler room schemes, overpricing, lying to customers, lying to the downline, ripping the customers, ripping the downline, reports of Primeirica committing fraud and unnecessary red tape; Primeirca agents attempting to commit adultery with downlines right in front of their spouses; Primerica in part responsible for the subprime crisis; Primerica having mortages TWO PERCENTAGE POINTS HIGHER; Primerica stealing from agents bank accounts without telling them, etc? And for GilbertRinTX to go "ho hum" when he was shown websites such as:
www.term4sale.com
is an outrage! At the cultic meetings with {con}Primerica, as AL Williams previously, you are told that we are the cheapest. On one package, Primerica was 27 the HIGHEST priced out of 31 packages! Primeirca is NEVER the cheapest! As an officer of the law, GilbertRinTX was supposed to be enraged by Primerica's overpricing and not being competitive. ALL the agents are being deceived! As an officer of the law, you should be attacking pyramid cons with unparalled missionary zeal ! Pay the fine, GilbertRinTX! Every liar defending Primerica will pay a 15000 fine per incident. I've already outlined the plan. Furthermore, Primerica will forthwith and forevermore cease and desist from asking for the prospect's SS#. Primerica wants it so that it can steal YOUR MONEY FROM YOUR BANK ACCOUNT as often as they please. It's called extorting, fraud and robbery. Questions? Arrange for me to give you a seminar. It'll be expensive, but it'll be worth it. Most of you do not know that VERY, VERY FEW people need any death insurance at all. Find out why. - consult the Rock
Present Primerica agents: Don't chase good money after bad! Have you taken a long time to mull over that? Had I done so when I was younger, I would've saved a money that is for ever gone. Defenders of the pyramid multi-level marketing fraud are posting because they do not want their downline and future downline to know the ghastly trap that they are being enticed in to. ALL who get in to pyramiding do not know what they are getting in to. ALL who sign with Primerica do NOT under-stand the IBA that they are signing, nor do they go over with their attorneys. Some do not even understand that it is a sales job with NO base salary.
THREE OF THE VICTIMS OF A.L. WILLIAMS ARE IN THE PHOTOGRAPH. NOTICE THAT TWO ARE CHILDREN. THIS IS STILL GOING ON WITH PRIMERICA { CON AMERICA! }. POOR, BRAINWASHED IN TO THE CULT SOULS ARE LOSING THEIR HOMES, THEIR CARS, THEIR RESPECT AND THE RESPECT OF THEIR FAMILIES BECAUSE OF PYRAMIDING.
http://nextaxpro.spaces.live.com
http://360.yahoo.com/mgtenter95
http://www.complaintsboard.com/new_complaint/
http://www.consumerfraudreporting.org/primamerica.php
http://iripoff.com/2187/A.L.Williams, _Inc-Primerica.html http://iripoff.com/2516/PRIMERICA.html
http://www.lookstoogoodtobetrue.com/option=com_content&task=blogcategory&id=72&Itemid=123 http://www.pissedconsumer.com/latest-articles/latest-consumer-reviews/primerica-stole-my-license-and-my-time-20080907134390.html
http://pyramidschemealert.org/PSAMain/resources/ppsabstract.html http://www.scamtypes.com/is-time-up-for-multi-level-marketing.html
http://www.sec.gov/cgi-bin/txt-srch-sec?text=Primerica§ion=Entire+Website&sort=rank
http://www.sec.gov/litigation/admin/3440269.txt
http://cyberinsecure.com/yahoo-banner-ads-infecting-visitors-with-malware/
http://minnieapolis.newsvine.com/_news/2008/05/29/1520135-scam-alert-yahoo-groups-being-targeted-by-scams
http://www.swordofthelord.com/osb/itemdetails.cfm/ID/549
OR, Hebrew, Aramaic, Greek, old Syrian, old Latin, German, and English marks the seventh: http://www.biblebelievers.com/Vance5.html
http://www.biblebelievers.com/believers-org/counterfeit-kjv.html
(“Holocaust Survivor: molested by Guards, ”The Massachusetts News, April 5, 2000)
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"I believe that a long step toward public morality will have been taken when sins are called by their right names." -Billy Sunday
The fear of man bringeth a snare, but whoso putteth his trust in the LORD shall be safe. - Proverbs 29:25
And, you guessed it, a nefarious, surreptitious, abominable, ugly, leeching pyramid boiler room scheme being called "multi-level marketing". It is NOT marketing! It is a shyster, con man, fraud, skimming, blood sucking, lowdown, varmit, thief, robbing YOU or YOUR hard earned money and credit. - consult the Rock
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http://us.mc365.mail.yahoo.com/mc/compose?to=MGTENTER95@yahoogroups.com Pseudonyms "great team" "money maker" "successful primerica rep" and ALL apologists for the Primerica abominable pyramid scheme: thou shalt not beat false witness. If we were still living in the Old Testament, you would be stoned until you expired from all the broken ribs, broken skull and so on. You are liars. No one ever made money in Primerica except those at the top of the illegal, evil, boiler room scam [censor] pyramid scheme. Primerica is illegal; it IS IS IS a pyramid and I have amply demonstrated that many times on many threads. Amway got off on a technicality in 1979. A.L. Williams, Inc - Primerica is a pyramid scheme. And don't forget to study all the horrible experiences and exposes of Primerica thieves. Less than .001 make money at Primerica. Only the top of the pyramid makes money. Many rvps and drvps BUY additional policies to inflatetheir "earnings". There are literally hundreds of reasons to expose Primerica to all you meet or can come contact with by launching your own website. Ex-Primerica reps, stand up and be heard! Do not swallow your medicine! Primerica apologist liars: WHY do your business cards say "citigroup", "div of citigroup" -everything but "primerica". It was the same when I was with A.L. Williams. on [protected]:08
Last week, the Department of Ins{urance}. for the state of Utah raided the Primerica offices in Salt Lake{City}. The RVP admittied {sic} to investigators that he had committed a fraud{.} http://www.complaintsboard.com/complaints/they-never-paid-me-the-commission-t...
http://www.consumerfraudreporting.org/primamerica.php
http://www.consumerfraudreporting.org/reporting.php
http://www.consumerfraudreporting.org/pyramidschemes_names.htm http://iripoff.com/2187/A.L.Williams, _Inc-Primerica.html
http://www.google.com/search?hl=en&q=PRIMERICA+BUSTERS&btnG=Google+Search
http://iripoff.com/2516/PRIMERICA.html
http://profiles.yahoo.com/u/U4YXIADA74L2E5GQAN7HKGX76M
UPDATE REGARDING SODOMITE AT&T ! FOR THE LOVE OF FILTHY LUCRE, AT&T IS ATTEMPTING TO STEAL STEAL STEAL FROM CUSTOMERS WHOM ATTEND RESTAURANTS, SPECIALTY RESTAURANTS, GOURMET RESTAURANTS, FAST FOOD RESTAURANTS, COFFEE SHOPS AND OTHER ESTABLISHMENTS THAT HAVE WIRELESS INTERNET ACCESS. THEY DO THIS, E.G, BY "HORNING IN" ON LEGITIMATE SERVICES. McDONALD'S, FOR EXAMPLE, CONTRACTS WITH AN OUTFIT CALLED WAYPORT. IF YOU AGREE WITH THE TERMS OF WAYPORT, YOU ARE ALLOWED INTERNET ACCESS FOR NO FEES, CHARGES NOR HIDDEN FEES. AT&T, AFTER TWO HOURS, WILL CUT YOU OFF FROM INTERNET ACCESS! YOU ARE THEN SHOWN A PAGE TELLING YOU TO AGREE TO AT&T TERMS AND CONDITIONS BEFORE YOU ARE ALLOWED BACK ON. THIS IS AN ABOMINATION AND A VIOLATION OF McDONALD'S INTENT TO GRANT INTERNET ACCESS WITHOUT FEES, CHARGES, ETC. MATTER OF FACT, MAC'S HAS ELIMINATED SOME PROBLEMS THAT HINDERED HERETOFORE. AT&T SHOULD BE FINED OUT OF EXISTENCE FOR THIS EXTORTION ABOMINATION AND DECEIT ON ITS FACE. READ THE REST OF MY EXPOSES REGARDING AT&T. THERE ARE MORE: EVEN A WEBSITE EXPOSING THE MONSTROSITY AND SICKENING DEVIL THAT AT&T HAS BECOME. AGAIN NOTE: I DO NOT, NOR HAVE I EVER, HELD A SHORT INTEREST VS. AT&T, EITHER BY SELF OR BY PROXY. mgtenter95@yahoo.com
E R ROCKY
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E R ROCKY http://nextaxpro.spaces.live.com/
yahoo pulse:
http://profiles.yahoo.com/_U4YXIADA74L2E5GQAN7HKGX76M
The initial section is an update regarding the American Telephone and Telegraph a/k/a AT&T. Complaintsboard takes me round and round; would not let me in even AFTER requesting my e-mail address passcode. Had it right anyway; attempted again; complaintsboard still won't let me in. Here's my update; it will help:
AT&T HATH WAXED WORSE AND WORSE, A DEEPLY CORRUPT RUNAWAY GARGOYLE VAMPIRE THAT NEEDS TO BE KILLED! 102310
YOU NEED THIS INFORMATION: AMERICAN TELEPHONE AND TELEGRAPH Oct 22, '10 4:42 PM
for everyone photo of 3 victims if complaintsboard will only put it up!
AMERICAN TELEPHONE AND TELEGRAPH IS AT&T IS AT T IS ATT IS AMERICAN TELEPHONE & TELEGRAPH IS ATANDT IS AT and T IS AT & T IS AT T IS AMERICAN TELEPHONE TELEGRAPH. BETTER BUSINESS BUREAU ERASED, YES, ERASED THESE COMPLAINTS REGARDING AND AGAINST AT&T SHORTLY AFTER I DEMANDED THIS INFORMATION AND RECEIVED. IGNORE AT YOUR PERIL. SODOMITE AMERICAN TELEPHONE AND TELEGRAPH ADVERTISES EVERYWHERE ALL THE TIME PRETENDING THEY ARE IMMUNE FROM THE LAW AND FROM JUSTICE!
From: info@trenton.bbb.org
To: @hotmail.com
Subject: RE: Ms. Laura Rickenbach
Date: Tue, 25 Jul 2006 16:51:52 -0400
Dear R:
Thank you for contacting the Better Business Bureau of New Jersey. We closed your complaint with AT&T on 1/26/06 with no response from the business. your complaint was been closed as "Unanswered".
We will be reporting to consumers that the company has an unsatisfactory business performance record with the Better Business Bureau of New Jersey. To pursue your complaint, please contact Federal Communications Commission
[protected]; 2025 M.Street N.W., Room 6202, Washington, DC 20554
When a BBB receives a complaint, we present the complaint to the business and request its assistance in working out the problem with the unhappy customer. Most companies are grateful for the opportunity to resolve problems with their customers since it often means their patronage will be preserved.
BBB members agree to respond to consumer complaints presented by the BBB, and lose their membership if they do not. Most other companies, regardless of whether they are BBB members, also cooperate with the BBB. However, some companies do not want to work with the Bureau and/or their customers to resolve complaints.Because the BBB is not a government or law enforcement agency, the Bureau cannot force a reply from a company; nor can it administer sanctions. However, a company's unwillingness to respond to the BBB or a customer will be noted in the company's reliability report the BBB provides to the public. The customer is free to pursue other
alternatives such as legal action.
Following is AT&T's BBB reliability report, which shows an "unsatisfactory" record:
AT&T
900 Route 202/206
Bedminster, NJ 07921 {then. San Antonio now}
View Location Map
Local Phone Number: [protected]
Membership Status: This company is not a member.
TOB Classification: Telephone Service-Long Distance
Additional TOB Classification(s): >Advertising-Telephone >Internet Services >Telephone Companies
The information in this report has either been provided by the company, or has been compiled by the Bureau from other sources.
Customer Experience
Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered and unresolved complaints. The company has resolved most complaints presented by the Bureau, however, some complaints remain unresolved or unanswered.
When evaluating complaint information, please consider the company's size and volume of business. The number of complaints filed against the company may not be as important as the type of complaints and how the company handled them.
Closed Complaints
Number of complaints processed by the BBB in last 36 Months: 6171
Number of complaints processed by the BBB in last 12 months: 1013
Complaints Concerned
Advertising Issues: 37
Outcome of all complaints -
Resolved: 21; Unresolved: 1; Company did not respond: 15
Sales Issues: 2394
Outcome of all complaints -
Resolved: 1485; Unresolved: 62; Company did not respond: 847
Delivery Issues: 10
Outcome of all complaints -
Resolved: 6; Company did not respond: 4
Repair or Service Issues: 14
Outcome of all complaints -
Resolved: 7; Unresolved: 1; Company did not respond: 6
Guarantee or Warranty Issues: 5
Outcome of all complaints -
Resolved: 3; Unresolved: 1; Company did not respond: 1
Product Quality Issues: 10
Outcome of all complaints -
Resolved: 6; Unresolved: 1; Company did not respond: 3
Refund or Exchange Issues: 208
Outcome of all complaints -
Resolved: 152; Unresolved: 6; Company did not respond: 49; Unpursuable: 1
Contract Issues: 13
Outcome of all complaints -
Resolved: 11; Company did not respond: 2
Customer Service Issues: 528
Outcome of all complaints -
Resolved: 354; Unresolved: 28; Delayed Resolution: 3; Company did not respond: 143
Credit or Billing Issues: 2952
Outcome of all complaints -
Resolved: 2037; Unresolved: 237; Delayed Resolution: 1; Company did not respond: 676; Unpursuable: 1
Additional Business Names
AT&T Communications Systems
AT&T Equipment Division
AT&T World Net Service.
Additional Telephone Numbers [protected].
Government Actions
On Dec. 2, 2002 the Assurance of Voluntary Compliance was entered between the Commonwealth of Kentucky and AT&T Consumer
Services. The Commonwealth alleges that from July 16, 2002 to October 14, 2002 the company made or caused to be made
unsolicited telephone calls to Kentucky residential phone numbers that appear on the current Zero Call List, aka as No Call list. AT&T denied any willful wrongdoing and agreed to cease making telephone solicitations to Kentucky residential phone numbers on the Zero Call List and agreed to pay the civil penalty assessed.
On May 5, 2004 Florida Attorney General Charlie Crist filed a lawsuit in Leon County Circuit Court. Crist says AT&T wrongfully billed consumers for unsolicited services and tried to coerce them to sign up for the same services for which they were requesting refunds. The AG {ATTORNEY GENERAL} urges Florida consumers to diligently check their phone bills, regardless of whether they use AT&T or another company for long distance services. Crist asks consumers to report the incident to his office at [protected].
On May 24, 2004 A Florida court has ordered AT&T to refund wrongful charges to Florida consumers no later than June 15. According to the order issued by Leon County Circuit Judge, AT&T must process these refunds based on the company's internal records so that consumer do not have to call to request refunds. If, however, after June 15 Florida consumers believe they are still being improperly billed or unfairly coerced into additional services when calling AT&T to request refunds, they should notify the Attorney General's Office immediately at 1 866-9-NO-SCAM [protected]).
the FLORIDA Attorney General's Office immediately at 1 866-9-NO-SCAM [protected]).
On May 6, 2004 Minnesota Attorney General filed suit against AT&T. The suit claims the company violated state consumer protection laws. It seeks an injunction to force AT&T to stop the billing practice of charging non AT&T customers. About 800, 000 consumers nationwide have been erroneously billed. AT&T is promising refunds or credits in 60-90 days, even if consumers do not call to complain. Consumers who want to talk to an AT&T representative can call [protected].
July 1, 2004 according to New York Attorney General Eliot Spitzer, AT&T has agreed to pay refunds to as many as 311, 000 New Yorkers who were improperly billed. As part of the settlement, AT&T Communications of New York will also reform its billing procedures, provide consumers with additional information on telephone services and pay $400, 000 in penalties and costs. Consumers have 45 days during which they may register a complaint and request reimbursement from the company.
On August 4, 2004 Oregon Attorney General Hardy Myers filed an amendment to a 2003 agreement between AT&T and the Oregon Department of Justice. The amendment to the year-old settlement concerned a new monthly fee that was allegedly tacked onto consumers' established pay-per-call plans without giving proper notice. The Assurance of Voluntary Compliance amendment was filed in Marion County Circuit Court and admits no violation of law. Under the AVC amendment, AT&T is required to do the following:
- Send a written notification to all Oregon consumers who discontinue their service that they also must contact their local telephone company. The notice must be sent within 15 days of notice of termination.
- Send a written notice to all Oregon consumers billed for the Basic Rate Long Distance Plan after January 1, 2004, explaining the new recurring monthly fee, the necessity to cancel services with both the long distance carrier and their local telephone company, and the process and telephone number for the consumer to use to inquire about receiving a credit or refund.
- Provide restitution in the form of credits or refunds based upon an agreed formula for up to 77, 000 Oregonians.
Submit restitution disputes that may arise from the agreed formula to the PUC customer services for resolution.
Provide a separate toll-free number that consumers must call to inquire about credits or refunds and to notify AT&T that they have cancelled their AT&T service with their local telephone company.
AT&T has paid Justice $25, 000 for its Consumer Protection and Education fund bringing the long distance carrier's total payment to the fund under the 2003 AVC to $100, 000. {AT&T HASN'T PAID ME!}
Report as of: 7/25/2006
Copyright: 2006 BBB of New Jersey, Inc.
As a matter of policy, the Better Business Bureau does not endorse any product, service, or company. BBB reports generally cover a three-year reporting period, and are provided solely to assist you in exercising your own best judgment. Information contained in this report is believed reliable but not guaranteed as to accuracy. Reports are subject to change at any time. The Better Business Bureau reports on members and non-members. Membership in the BBB is voluntary, and members must meet and maintain BBB standards. If a company is a member of the BBB, it is stated in this report. BBB reports may not be reproduced for sales or promotional purposes. The name Better Business Bureau and the BBB logo are federally registered trademarks.
Very truly yours,
Melissa Companick
Vice President of Operations & Marketing
Better Business Bureau of New Jersey
1700 Whitehorse-Hamilton Square Road, Ste. D-5
Trenton, NJ 08690
[protected] (Phone)
[protected] (Fax)
www.newjersey.bbb.org
-----Original Message----- FOLLOWING BETTER BUSINESS BUREAU TELLING ME THERE WAS NO RECORD ABOUT AMERICAN TELEPHONE AND TELEGRAPH {AT&T} ABUSES:
From: E [mailto:@hotmail.com]
Sent: Tuesday, July 25, 2006 2:16 PM
To: info@trenton.bbb.org
Subject: Ms. Laura Rickenbach
RE: Your letter dated 6-14-05
Greetings:
The BBB is solely in the business of handling complaints about companies. The BBB has served me many, many times before and has served customers regarding problems caused by companies many 100s of 1000s of times, if not millions. Therefore, I addressed to the BBB because it is appropo and the BBB handles these COMPLAINTS EVERY SINGLE TIME WITHOUT ANY KNOWN EXCEPTION ANYWHERE, ANYTIME. Are you trying to say that the BBB of NJ is illegitimate and totally without merit?!?! There is not the remotest possiblity that my complaint regarding AT&T is "outside the scope of the Better Business Bureau's services". Why did you say it? This is all the BBB does AND HAS ALWAYS DONE. Precisely what phase of the complaint was "outside the scope of the BBB". If there was something that were "outside the scope of the BBB", why didn't you itemize it if there really is something?!?!?!
I look forward to your very prompt, extremely long and phenomenally detailed reply. Thank you very much! By the way, I still have no satisfaction from AT&T. They still owe me money. Please email me a copy of my complaint that I sent to you. Don't say you "keep my complaint on file for future reference". Act upon it just like you always have since your founding! Write AT&T so that they will know they are causing customer ill-will and cease going to a collection agency when they in fact owe me money!
AT&T now owes me 250, 000 for the lies they told and 30M for the humiliation of them going to a collection agency when they {American Telephone and Telegraph = American Telephone & Telegraph = American Telephone Telegraph = AT T = AT&T = AT and T = ATT} in fact owe me money! Thank you:
Rocky
@hotmail.com
8-7
Tags: AMERICAN TELEPHONE AND TELEGRAPH HARASSMENT, PIRACY, INTIMIDATION, EXTORTION, BEARING FALSE WITNESS, DECEPTION, EVIL BUSINESS PRACTICES, CONTEMPT FOR THEIR CUSTOMERS, PRETENDING THAT THEY ARE ABOVE THE LAW ~ NEED TO BE TRIED, AND IF CONVICTED - HANGED.
Prev: AT&T = AMERICAN TELEPHONE AND TELEGRAPH HAS TURNED VERY, VERY CORRUPT
Next: ROCKY'S CONSUMER PROTECTION
4 Comments* Chronological* Reverse* Threaded*
delete* reply*
e wrote on
I've had numerous problems with AT&T in Texas.
They had better try a little harder to please their
customers! Most people don't use land lines
in Texas, but only cell phones and high speed
internet and cable.
They have lost a great deal of their customer-base
here, and if things keep going as its been, I foresee
much more will drop their service. Good Post.
delete* reply*
ctgentleman1 wrote on Oct 22
u{SIC: DID NOT CAPITALIZE}sing the word sodomite {SIC: DID NOT ACKNOWLEDGE THE SPEAKER WITH QUOTATION MARKS} is against the law. u[sic}nless you have proof[sic] you have commited slander and will be sued[SIC]
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nextaxpro wrote today at 10:12 AM
I sincerely hope that you are correct, and that my postings will make 100s of 1000s of souls want me to give seminars on what to look out for, how to detect fraud, what to do if one suspects fraud and to promptly report thefts, overcharges and fraud to the attorney general of their respective states. I have a deep knowledge of many topics of interest and vitality. When I can afford a secretary, I am going to get my blogs organized in to at least 3 websites so it will be easy for the perusers to find information and to learn. God Bless you richly as I deeply thank you for taking this time to post. E R "Rocky" Drake. Nextaxpro
Please do not forget to tell your friends and loved ones about my great, politically incorrect blogs! I want to get an idea on how many I may count on to speak to at seminars. Please maintain contact and spread the word! I am an expert on many subjects of deep interest and/or concern - including Federal income taxes; how HR Block and Jack-SIN Hewitt and all the large income tax "preparers" rip you off.
I will be doing seminars exposing the environmental movement for what it really is. You should have an idea as environmentalists are ALWAYS concerned about the animals, air, plant life, water. They never are concerned about the deaths of humans. By their fruits, ye shall know them: Matthew 7:16-20. That which hath been is to be, and that which is to be hath already occurred. And GOD requireth that which is past: Ecclesiastes 3:15. Something like that. The LORD meaPns that you leave a trail wherever you go. No man can conceal himself.
But whOSOEVER shall offend one of these little ones that believe in ME, it were better for him that a millstone were hanged about his neck, and he were drowned in the depths of the sea: Matthew 18:6, Mark 9:42. ...and he were cast into the sea, than that he should offend one of these little ones: Luke 17:2 .
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Nextaxpro wrote at 10:34 AM, edited at 10:41 AM
THEN SUE THE LORD. SODOMITE IS IN THE WORD OF GOD, THE A.V. 1611: 1KINGS 15:11-12, 14:34, 2KINGS 23:7, ISAIAH 3:9, GENESIS 19:1-11, DEUTERONOMY, ETC. STUDY LEVITICUS 20. ALSO, THE WORD SODOMITE HAS BEEN TAKEN OUT OF THE VERSIONS. WOUDSTRA AND VIRGINIA MOLLENCOTT, SODOMITES SAT ON THE NIV COMMITTEE AND TOOK OUT ALL OF THE LORD'S CONDEMNATIONS OF SODOMITES OUT! ONLY THE KING JAMES 1611 IS THE WORD OF GOD. READ IT TO BE SAVED; STUDY IT AND MEMORIZE IT TO BE PURE AND LEAD OTHERS TO A SAVING KNOWLEDGE OF THE LORD JESUS CHRIST: ACTS 20:21, JOHN 3:3-7. WE OUGHT TO OBEY GOD RATHER THAN MEN: ACTS 5:29. YEA, THE TIME COMETH THAT WHOSOEVER KILLETH YOU WILL THINK THAT HE DOETH GOD SERVICE. AND THESE THINGS WILL THEY DO UNTO YOU, BECAUSE THEY HAVE NOT KNOW THE FATHER, NOT ME: JOHN 16:1-3. WE ARE LIVING IN THAT DAY NOW. IF I LAUNCH A BUSINESS AND PUT UP A SIGN: "NO SODOMITE MOLESTERS ARE TO APPLY. YOU SHOULD BE TRIED, AND IF CONVICTED, PUT TO DEATH" I WILL BE FINED; MY BUSINESS WILL BE SHUT DOWN AND I COULD BE TOSSED IN
TO PRISON. THIS KNOW ALSO, THAT IN THE LAST DAYS PERILOUS TIMES SHALL COME: 2TIMOTHY 3. OUR FOUNDING FATHERS WOULD BE RIGHTEOUSLY ANGRY AND VERY DEEPLY GRIEVED. NONE OF OUR FOUNDING FATHERS NOR ANY OF THE APOSTLES, PROPHETS, MISSIONARIES WERE CHILD MOLESTING, DISEASE SPREADING, UNSPEAKABLE ACTS, SERIAL MURDERING SODOMITES. NOT ONE. THOMAS JEFFERSON SAID ALL SODOMITES ARE TO BE CASTRATED AND SODOMITE WOMEN ARE TO HAVE RINGS PIERCED THROUGH THEIR NOSES! IN THIS, THE EVIL DAY, OUR FOUNDING FATHERS WOULD BE PROSECUTED FOR HATE CRIMES! THAT IS HOW EVIL {GENESIS 6:5, ROMANS 1, 2TIMOTHY 3, 2PETER 2:1-19, JUDE, REVELATION, ETC} THE WORLD IS TODAY. WOE UNTO THEM THAT CALL EVIL GOOD, AND GOOD EVIL: ISAIAH 5:20-23. GET SAVED TODAY! EXCEPT YE REPENT, YE SHALL ALL LIKEWISE PERISH: LUKE 13:3, 5. AND WHOSOEVER SHALL OFFEND ONE OF THESE LITTLE ONES THAT BELIEVE IN ME, IT WERE BETTER FOR HIM THAT A MILLSTONE WERE HANGED AROUND HIS NECK AND HE WERE DROWNED IN THE DEPTH OF THE SEA: MARK 9:42. MARK 9:43-48: HELLFIRE! WHERE THEIR WORM DIETH NOT, AND THE FIRE IS NOT QUENCHED: MARK 9:43, 45, 47. YOUR SOUL WILL LOOK LIKE THE DEVIL - A WORM, A SNAKE: DARWIN WAS PRECISELY WRONG! - AND YOU WILL NEVER GET OUT! UNQUENCHABLE FIRE! A LAKE OF FIRE! REVELATION 20:15. A PLACE WHERE THEY PRAY! A PLACE WHERE THEY CRY FOR MERCY! LUKE 16. A PLACE WHERE THE SMOKE OF THEIR TORMENT ASCENDETH UP FOREVER AND EVER! REVELATION 14:11. NO REST DAY NOR NIGHT. BAPTIZED IN A LAKE OF FIRE! MATTHEW 3:12, LUKE 3:17. EVERLASTING FIRE! MATTHEW 5:29, 18:8, 25:41; MARK 9:43, 45, 47. A FURNACE OF FIRE! MATTHEW 24:51. GNASHING OF TEETH! MATTHEW 25:30. EVERLASTING PUNISHMENT! MATTHEW 25:46. VERILY, VERILY, I SAY UNTO YOU: HE THAT HEARETH MY WORD, AND BELIEVETH ON HIM THAT SENT ME, HATH EVERLASTING LIFE, AND SHALL NOT COME INTO CONDEMNATON; BUT IS PASSED FROM DEATH UNTO LIFE: JOHN 5:24 BEHOLD, NOW IS THE ACCEPTED TIME; BEHOLD, NOW IS THE DAY OF SALVATION: 2CORINTHIANS 6:2
AT&T = AMERICAN TELEPHONE AND TELEGRAPH HAS TURNED VERY, VERY CORRUPT Oct 22, '10 3:58 E
for everyone
But the fearful, and unbelieving, and the abominable, and murderers, and [censored]-wongers, and sorcerers, and idolaters and all liars shall have their part in the Lake which burneth with fire and brimstone, which is the second death. -Revelation 21:8
Greetings: ATT = AT T AMERICAN TELEPHONE AND TELEGRAPH = AT&T is abominable. The mismanagement teams are loaded with sodomites and have sodomite toleration courses. They expect you to put up with anything!
Donate to my cause of doing seminars, exposing evil, teaching and showing you can save on your Federal and State taxes. Thank you.
AT&T a thief: Won't save e-mails; refuses to retrieve. AT&T shouldn't have deleted the e-mails in the first place /URL removed/
AT&T has waxed worse and worse, deceiving, and being deceived: /URL removed/
More horror at the hands of sodomite AT&T: /URL removed/
Don't buy AT&T Go phone!/URL removed/
AT&T owes many for time, including the fact that they owe me: /URL removed/
AT&T has a staff of lawyers. No such thing as a verbal contract. Extortion in all its hideousness, dishonesty and immorality. Teach a lesson to evil: end AT&T existence.: /URL removed/
AT&T steals from your debit card and your credit card. They did to me and have MADE NO RESTITUTION YET! SIX YEARS PLUS ALREADY ! /URL removed/
AT&T, Cingular Wireless abomination. They make up outrageous lies AND DO OUTRAGEOUSLY BRUTISH ACTS! /URL removed/
AT&T: deceit, don't sign up. Termination fee is outrageous and they will terminate you if they feel like it. That's what they did to me: /URL removed/
More typical AT&T nowadays: /URL removed/
AT&T HAS TURNED VERY, VERY CORRUPT
American Telephone and Telegraph is AMERICAN TELEPHONE & TELEGRAPH IS AMERICAN TELEPHONE TELEGRAPH IS ATT IS ATT IS AT&T. THE OLD ANTI-SODOMITE AT&T took care of my great grandfather, my grandfather, my grandmother, and, in some part, my father. That means through payment of stock dividends. Saying all of the following, I am not a short. I get no pleasure in sharing this. I only share because every means of negotiation has led to snubs or no response at all from AT&T. Here's the incident:
In 2002 or 2003, I switched to AT&T to get their worldnet ISP service. I also switched to AT&T to get their long-distance and international long distance service. I had inquired about their service to a country overseas. Late in 2003, a salesman called and offered AT&T service to that country for .23/minute to calls made to a cell; .18/minute to a landline. I accepted the salesman's offer.
When I received the bill, I immediately noticed that I was charged between 4.425/minute and 8.01/minute instead of .23/minute. I e-mailed AT&T and a representative of the outfit e-mailed back to me saying that the charges were correct and no adjustments were warranted. I called customer service and the representative said she could immediately perceive what had happened. Â There had been a 'computer error' and she would credit me, no problem.
I went on vacation and when returned, discovered that, not only had my bills not been credited, but that AT&T had cut my phone and internet access and referred my 'overdue' account to a collection agency! It should be strongly emphasized that AT&T on 4 occasions had stolen $25 from my bank account when they had no right {I was in the right on disputed billings; they stupidly depend upon a computer like all large corporations} and two of the violations had occurred by this point in time.  They illegally, wickedly and immorality store your debit card when they promise not to.  I inquired around and eventually found a representative of the company, a Mr. Justin Williams. Told him what had happened. He looked in it, called me and e-mailed me and told me that the collection agency had been called off and that my account would be credited. I noticed a month or two later that the severe overcharges had been credited.
A month or two later, a salesman working for AT&T called me and offered me a rate of .18/minute to a cell; .16/minute to a landline. I accepted the offer. Immediately I noticed the same occurence: I had been charged between 4.425/minute and 8.01/minute for calls to a cell. The same thing happened as I related in the previous paragraph; the rep right away said that she could tell that the 'computer had not been adjusted', and eventually my bill was credited before they cut my internet, e-mail, phone service and before referring my account to the wolves: an evil, lecherous, criminal, illegal, heinous, atrocious, filthy collection agency.
A month or two later, in July, 2004, a salesman with the firm called offering me .16/minute to a cell; .14/minute to a landline. I accepted the offer. He promised the new, reduced rate would be seen in my bill of September, 2004, as the 'cycle' ran from the 16th of the month to the 15th of the following month. That would seem correct as you pay to get on, then get billed roughly a month later for calls.
In December, 2004, went on vacation. Sent AT&T $400 extra as AT&T used to be a good company and, out of loyalty for all they had done in the past for the buying public as well as the shareholders, I had been sending them money in advance, any way. I just happened to check to see how much credit I had on my bill since I was vacationing in the country I had been calling so did not need to make international long distance calls. Was I ever disturbed to see that AT&T not only did not show nearly a $300.00 credit; AT&T had billed me for UPWARDS OF $300.00! The third time did not turn out to be a charm. AT&T had cashed my check; charged me between 4.425 and 4.685 per call, cut my internet service and all my important e-mails were lost!
Very criminal: AT&T, in the tradition of Enron, AOL and Arthur Andersen, cuts your internet service, hence, all the vital e-mails are gone. In addition, I had worked out an arrangement in which I would pay 16.50 to have a message left to all callers while I was on vacation. It was understood that I would pay the fee and receive unlimited messages that could be left in return. Not only did my phone stop at only 12 messages, but AT&T had attached other fees on top of the 16.50 and taxes! I was very angry that AT&T had deceived me regardling the worthless service and the high bill for the worthless service {it was worthless to only get 12 calls taken: most of the slots were filled up by solicitors}.
AT&T had committed fraud and had deceived. They docked my debit card 25.00 (again and I never give any one permission to do such a violation to a person). AT&T can't use the excuse of "we didn't know e-mails could be lost". Were that the case, just don't offer the fraudulent so-called service. That's as bad as a bank renting you a safe deposit box, then not allowing you access because there's a bank holiday: FDR.
Further, I saw more breaches of promise. Upon study of the fraud and overcharges on the part of AT&T for long distance charges, fees, international long distance charges, I noticed that AT&T had dishonestly raised my calls to the cell from the promised .16/minute to .22/minute. This was breach of promise. And, of course unjustifiable as costs keep going down for telecommunications companies doing international long distance service. Furthermore, no notice was mailed stating that rates would go up in 90 days or whenever. And "a minority complain" will not fly, either. If you are an honest company, you have zero legitimate unhappy ustomers!
Then looked at the past bills and noticed that the promised .16/minute to a cell had never been implemented. Observed that I was charged .21/minute for calls to a landline; .22/minute for calls to a cell fone beginning September, 2004. AT&T is responsble; the company cannot say 'he was not an authorized representative. it had been stuck in to their computers as the reps had confirmed it the first two corrections of the fraudulent overcharges.
So I went through the cycle again: tried to get the fraud settled via e-mails and received rude responses. Then called the number and told the rep what had happened. This time the rep refused. So I asked for a supervisor. The supervisor said she would look in to it - no apologies nor return call offering to correct. I called back and another rep said the same and her supervisor said the same: no apologies nor offer to correct. So attempted to call Mr. Williams again and a different middle level "management member" spoke with me. He refused to help me and said the bill was right. All attempts to explain to him the situation, what had happened prior and to reason with him failed. When I called back, again Mr. Williams did not answer and a different guy in middle "management" told me he could not help me: my account had been referred to a collection agency. {!} [What right does ANY collection agency have to collect? They cannot verify the debt. It their word against yours.
So I called the attorney general. In some states, the attorney general offices need reformation. In my state, a recording came on saying to call a different number AFTER I had gone to a lawyer. Out of loyalty to AT&T, I still hoped the mobsters would be reasonable. I made a huge mistake. I wrote Joliet, IL, where the checks were being sent and explained everything to them. There were no responses, and bills kept coming. AT&T sent more bills, adding interest when AT&T owed me! In May, 2005, called the rep back and asked for copies of the bills. They said they were in archives! Already in archives! So it took 3 weeks or longer, but finally the copies were mailed. Most were included, but the December, 2005 bill {Nov 16-Dec 15}, where I had written a check for $400 was not.
I went to the BBB, then called the Attorney general again. Still got the recording. I wrote, but no response. I then sent a bill to AT&T demanding the firm pay me for what they owed as well as credit my account for a few months of internet access and phone service (since important e-mails were lost and my e-mail address was lost when they irresponsibly cut my internet access and my international long distance and long distance had been cut: the PIN# would not work and I would've been overcharged vastly yet again in any event). I wrote Joliet, IL many times and received no response. I emailed AT&T on their website and received no response.
Began receiving bills from a collection agency in California. I wrote them explaining what happened and demanded they rectify the situation. Result? More billings from the collection agency. I wrote the CEO (don't know if Mr. Stephenson was yet there) and on the envelope also addressed the Director of Customer Relations, the Director of Public relations and the director of the international long distance dialing dept. No response. Then I made copies of all the bills, enclosed in a manila envelope and wrote addressing the envelope to some of the members on the BOD. I've forgotten how I found some of the names; don't think it was Value Line. I also made a copy of my bank statement proving that AT&T had cashed my check and that if AT&T would pay me for the expense of getting the bank to make a copy of the front and back of the canceled check, I would fax that to them. No response from them, either.
I very nicely told AT&T every time in my correspondence that I wanted to work something out with them - credit for the calls on future bills, a discount in the internet service, something. All efforts resulted in snubbing. They had taken me to a collection agency and they were through with me. What a deplorable way to treat the people who pay your salary! Customers like I are the lifeblood of their company.
I still have the bills that Joliet, IL sent to me. The state attorney, FCC have done nothing to force AT&T to reimburse me. Such ingratitude! I was a loyal customer. From what I've been learning, AT&T is doing to same unscrupulous duplicity and nastiness to other customers. In all my correspondence, I told AT&T I am willing to work with them. Let's work something out - reimbursements, free internet for three months, discounts on long distance calls for a year, communicate with me, the buying public: something. I'm not going to go to a lawyer against AT&T. All my pleadings with the firm were unanswered.
NECESSARY RESTITUTION NOW ON THE PART OF AT&T:
- AT&T has to award me damages because they went to a collection agency vs. me. Collection agencies have to be banned until they cease and desist forever the presumption that you are guilty until you prove your innocence, but that's beyond the scope of this expose.
- AT&T must restitute the 100.00 that they illegally, immorally and surreptitiously docked from my bank account by lying. I only authorize one-at-a-time debits. And AT&T must award damages for the mental stress. Plus give me 3000.00 for the hassle with interest and penalties accruing if they do not do so.
- AT&T must pay for my time and the bank fees to reproduce the front and back of the check that I mailed to them on or about December 5, 2004.
- AT&T has to pay for the valuable and vital e-mails that I lost or else pay a database repair co. to retrieve.
- The Board of Directors at AT&T must go. They do not answer to the public that pays their salary. I have copies of my letters to them.
- AT&T must pay my $320.00 back plus interest and penalty.
- AT&T has to pay the expense of restoring my credit, and, if necessary, pay the rent, deposit, etc, for as long as necessary if my application to an association, corporation or partnership for a place to live is denied.
-AT&T must make up for rendering my business cards useless in deleting my e-mail address under fraudulent and false pretenses. If they had not made up their abominable lies, I'd still have my business e-mail address, which was nextaxpro@att.net - If AT&T refuses to make restitution to its former customers that it bilked, defrauded, extorted - AT&T is to be dissolved by Congress, its assets sold and the proceeds used to pay the customers that they owe. Why Congress? Because the regulatory agencies refuse to do their appointed job. They are to be banned and Congressmen are to be held accountable to we, their constituents who elected them in to office.
- 'Computer glitch' has worn out as an excuse. Surveys as long ago as 1998 have found that computers have resulted in a NET LOSS in office time of 10%, NOT a gain of 500, 1000, 2000, 10000% or more as you might expect. AT&T cannot say 'it was a computer error'. People's feelings are worth more than an idiotic, brain dead computer. But many companies apparently do not like to face reality, apparently.
Often times AT&T won't come up when you type it in the search engine on /link removed/ ATT will bring up a few that pertain to AT&T. You have to type in "Cingular Wireless" or "American Telephone and Telegraph". Or, scroll to the bottom of their home page. Easier: click on the letter "B". Find AT&T in the upper left corner and click on it. There are nearly 1260 exposes of AT&T ripoffs and corruption, and the number grows every single week! Sometimes a day does not go by for weeks without a complaint.
AT&T {AMERICAN TELEPHONE AND TELEGRAPH } NO LONGER IS THE "MA BELL" IT USED TO BE. BY THEIR FRUITS, YE SHALL KNOW THEM. Matthew 7;16, 20. WE ALL SEE THE FRUITS OF AT&T NOW, A CORPORATON THAT HAS LARGELY BEEN TAKEN OVER BY SODOMITES AND, LIKE HATE CRIME ACTIVISTS, FEEL THAT THEY ARE ABOVE THE LAW!
The Better Business Bureau is dishonest and is bought! Those that are members give the "better business" bureau THE EQUIVALENT OF BRIBES! That's what the dues amount to. Those who want to check out AT&T are denied by the "better business" bureau because the reports that the Attorney General submitted have been purged! When you have sodomites guarding the child to protect him/her from molestation, you know what's going to happen! Hence, those whom are members of the "better business" bureau and remain so will have their derogatory and disadvantageous records expunged from their records! Enron! Arthur Andersen! That co. headed by a black guy who threatened his employees with bodily harm or worse if they turned him in for using his co. as a piggy bank! Be sure to check out /link removed/ Donate to my causes, please. Thank you. /link removed/ Scroll to bottom where Top Rip-off Links is. Click on "B" in the alphabet. Click on AT&T. Easier to find this way: AT&T will be 5th, 6th or 7th down in the farthest row to the left 1297 complaints as of the middle of October, 2010. Grows almost daily. /URL removed/?
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Where you can get THE PINK SWASTIKA: The sodomites are knocking websites down and attempting to wipe this great, truthful expose out of circulation!
Sodomites are 2.3% or less of the population yet responsible for 56% of the child abuse and 97% of the murders of children!
yEP. A.L WILLIAMS AND PRIMERICA AND BONNIE DORMAN still have not restituted a single dollar. Please make all your loved ones, friends, bosses, employees, contrators, sub-contractors, parishioners, peers, fellows, acquaintances know that I will be giving seminars on a wide range of topics, including what you must do now BEFORE Obama gets hold of ALL of your assets. Please peruse my blogs. If you are faithful, you saw my latest Update: Prepaid Legal {stock symbol PPD} has confirmed my suspicions. Prepaid Legal, as Primerica IS IS IS a pyramid scheme fraud scam. I have Links with confirmations and testimonials. - E R Rocky
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CATEGORY: ATTORNEY GENERAL A/K/A AG ~ AN UPDATE TO THE ACER FRAUD, THIEVERY AND BOGUS WARRANTY AND WALMART BOGUS WARRANTY, FRAUD, FALSE PRETENSES:
A customer "service" hateful, sarcastic voice woman at Walmart asked what the story was regarding acer. I told her. She bore false witness! She stated that walmart has a 15 day warranty. I pointed out that is not true as you have not taken the product out of the package in 15 days and a flimsy piece of trash may last 15 days. A 15 day warranty is a sick, sick joke. It is worthless, hence, NOT A WARRANY! The hater of customers anti-service rep then said she has an acer and it works fine. I could tell that she was lying. Now that is some customer service! A lying hateful, sarcastic talking girl employed by Walmart: typical. And overweight at that! Next time I'll tell her: "you believe in acer. Pay back the 313.00 that acer stole from me when they refused to honor their warranty; even asked for 169.00 on top of that! If you buy a vehicle for 20000, do you expect to pay an extra 12715.65 on top of that because the dealer forfeits his warranty while bearing false witness and insisting the vehicle is on warranty ?!?!"
Learn from this, Walmart! This happened: when Sears-K-Mart, nee K-Mart tried to say the warranty had expired on one of their products, I showed the receipt. Even though it was "past warranty period", they let me replace it. The original only lasted less than 3 months. The replacement {same value; same price; same brand } lasted 15 years. This is good public relations, and, so long as Sears hasn't corrupted K-mart, I will give K-mart a great deal of business and ask thousands of friends, loved ones, students, employees, customers and acquaintances to do likewise. But Walmart has blatantly and obscenely proven that it knows nothing about customer relations; cares nothing about customer relatons; looks down upon you as a slave to be exploited and is condescending toward the people who pay their salaries and make Wal-abominable possible to be a going concern!
Further proof is hiring a filthy pond [censor] like that so-called "customer service representative". AND, after that, she pointed again to the 15 day Walmart warranty! WHAT! FIFTEEN DAYS AND SHE LIEs AND BRINGS IT UP AFTER I HAD ALREADY SHOT DOWN THAT BLASPHEYMY ?!?!?! I MEAN, WHAT A BRAINDEAD DILLDOCK!
In addition to that, I had the receipt. But walmart cares nothing about cutting their customers slack. An evil operation like that won't last long. Doubtless they are aspiring to be medieval barons with their goal to be for you to have no choice but to do business with them! They must think of themselves as medieval nobles who can do what they want to the serfs. Walmart looks at patrons as serfs; as worthless eaters. That's it! That's why they are so globalist and love the lying, internationalist propaganda put out by the press, the sorcerer sodomite shrinks, the actors, the scondrel politicians, the university professors, the public school superintendents - "the people that matter". That's what walmart is. And they'll go down. Read Psalms, Proverbs, Revelation, etc. Wal-abominable will go down. Be sure your sin will find you out: Numbers 32:23. For our GOD is a consuming Fire: Hebrews 12:29. ... and the abominable... shall have their part in the Lake Which burneth with fire and brimstone, Which is the second death: Revelation 21:8
E R ROCKY
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NO BUSINESS IS SET UP AS A PYRAMID, NOR ARE THEY ILLEGAL, NOR DO THEY DESTROY YOUR FINANCES, FAMILY, SELF-RESPECT, MARRIAGE, ETC. Please study my blogs. You need and your peers, family, people who work for you, friends, etc, sign up. My fee is high of course but my expenses are light:
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AT&T is sodomite and believes all the mass evils sodomites do and believe. You will scream in the Lake Which burneth with fire and brimstone forever if you do not get saved. Except ye repent, ye shall all likewise perish: Luke 13:3, 5. The shew of their countenance doth witness against them. They shew their sin as Sodom; they hide it not: Isaiah 3:9. For the wages of sin is death, but the Gift of GOD is eternal Life through JESUS CHRIST our Lord: Romans 6:23
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Frank Forese you are a LIAR! Thou shalt not bear false witness: Exodus 20:12, Deuteronomy 5:16. You KNOW KNOW KNOW that Primerica is a fraud pyramid schem! YOU KNOW KNOW KNOW that! Since when do RVP's HAVE to have an office? They are being clipped and they KNOW IT! Look at all the former RVP's out there! There's a reason for everything, dong! dong!
Primerica does NOT NOT NOT send your "IBA fee" to the Federal govt. Primerica KEEPS KEEPS KEEPS your hard-earned money. In other words, you GOT SCAMMED! You say you were "hired"? Name ONE FIRM that CHARGES YOU to go to work for them. ALL ALL ALL who do so are liars, thieves, cheats and PIRATES! YOU are a FOOL if you don't believe that. Go to any normal ins co and NONE NONE NONE charge you for the privilege of going to work! Incidentally, normal ins cos do NOT NOT NOT charge you for school. They put you up in a motel. You learn with ALL EXPENSES PAID. Telling you that you are getting a GREAT DEAL for the "privilege" of going to school is A LIE, FRAUD, CRIME, CHEAT, PIRACY AND AN ABOMINATION! A. L. Williams charged me to go to a motel and go to school! What a FRAUD THIEF FRAUD LYING THIEF! And the RVP never felt bad enough to reimburse me.
You, sonny boy, are looked upon as a CUSTOMER, to put it nicely! YOU YOU YOU are in fact, looked upon as a 'SUCKER'. You've been took. You won't sell anything and the Primerica criminal, heinous, pondscum, abominable pirates move on to STEAL and CLEAN YOU OUT and SUCK YOU DRY! LOOK LOOK LOOK at the cars those whom have been in Primerica, INCLUDING THE RVP'S! Why, every time you will see old jalopys; hard to start; rough idling; rusted bottoms; worn tires; cracked windshields, windows that won't roll down nor roll up; doorknobs that don't work; old batteries, etc. USE YOUR SQUASH THAT GOD GAVE TO YOU FOR SOMETHING BESIDES A HATRACK! IF YOU, as an incredibly wealthy rep selling for Primerica, would YOU keep your old, decrepit vehicle? Come on, man, CEASE deceiving your self. Be honest! You've been taken! Get out of the pyramid, Primerica, criminal abomination before you waste more time: time you could be using to start YOUR OWN BUSINESS or go to work for someone else. NEVER FORGET: YOU DON'T OWN IT! YOU ARE PAYING, BUT YOU DO NOT NOT NOT OWN A CHUNK OF PRIMERICA NOR EVEN A FRANCHISE! Ask the RVP. YOU DON'T OWN IT! CUT YOUR LOSSES! GET OUT and dedicate your entire being to warning every one you come in contact with!
But, you say, "if a pyramid scheme, it would be shut down". ALL ALL ALL ALL Primerica reps are DUMB DUMB DUMB! GOD put you here to use your GOD-Given brain and labor to be informed! Ask around. Surf books online. In 1975, a woman determined to prove to a judge that Amway is, and in fact it is- a PYRAMID SCHEME. After four years of litigation, the judge asked the attorney defending the Amway abomination: "Do you have some retail displays? Can you prove you are selling items and NOT merely getting more and more and more to attempt to sell?" The attorney for Amway LIED LIED LIED LIED LIED and said " Yes, Amway is in the selling business". So there you have it. Primerica, as Herbalife, ForU, AlPIne, Mary Kay, Amway, mci, Boris Madoff, and there was even one in stocks are PYRAMID SCHEMES! NOW do you understand simple things?
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No, Kyle you do not "disagree". You are a liar! Primerica is a fraud pyramid scheme. As pointed out many times before, Primerica looks upon you as a SUCKER. YOU are a customer. YOU won't sell any policies and Primerica moves on the scame the next "customer"; in actuality victim - sucker. PIRATES always act the same; and the primerica abomination, nee A.L. Williams are PIRATES!
That is FACT. I know I never got my money back from Bonnie Dorman and A.L. Williams. There's a primerica abominable front in my home town. You have to handle these buzzards like you would a used car dealer or ANY INSURANCE sales con scam liar. Buy an insurance policy with me the beneficiary. Deposit $5000 in to my bank account. If you don't refund my "IBA" "background check" - ha ha ha ha ha! He he he he he he he he! A liar above posted that the fee goes to the Feds! If you land a job, you will get a background check for NO FEE. You don't pay for your own background check, any more than you pay the DMV, Dept of Vital Statistics, an apt complex, the IRS, hospital, health insurance provider, auto insurance, your bank, credit union, company you applying for employment, etc to surrender your communist insecurity number. To these pirates, you are a CUSTOMER. You are sold a policy and, if you are deceived enough, you attempt to find more VICTIMS to pay their UPLINE. The top of the upline are EVIL FRAUDSTERS whose motivation is to BILK every one they meet, even their relatives and closest "friends". They get the money. Unless you are in the top ONE HALF OF ONE PERCENT, you lose your money paying a mafia street tax which they call a "background check fee", or label it some other fee, depending upon which liar fraud rvp or whomever you are talking with. One percent barely break even or lose a little. The remaining NINETY EIGHT POINT FIVE PERCENT lose money, some as much as SEVEN HUNDRED TO EIGHT HUNDRED THOUSAND DOLLARS. Some have lost even more than that, like those who get bilked in to a stock trading scheme, selling cosmetics, buyihg "health gym equipment, buying swampland, etc.
The comments exposing the primerica criminal enterprise have been enlightening, but remember - we need to do without the obscenities, cussing and profanity. Thank you:
Rocky
E R ROCKY
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My apologies; I could not tell from your message whether it was Primerica or Microsoft who sold your son's bank account information. The best to you when you get the FBI to trace and find who did it. Threaten the bank with an enormous lawsuit if the bank does not co-operate. LORD Bless: Rocky
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It has. And so what. You know good and well every large company out there should be shut down for their numerous lies, frauds and crimes. But they're still there. Primerica only keeps going because "there's a sucker born every day".
Wow, you all best study this comment very thoroughly for a long, long time. There's a lot of meat in it. It proves the RVP has to sell more than the "underlings", and, if she doesn't, she can be stripped of her figurehead title. That's precisely what it is: he/she does not own the business. All the money goes to Primerica. for an RVP to call someone names is reprehensible and deplorable. The reason Primerica does not remove her is because Primerica knows that a small majority of RVP's will continue "to attempt to stick it out", "fake it until you make it" - i.e, give the illusion of being well off with many sales. Not gonna happen, folks.
So many of these pyramid schemes pretend to be Christian to give themselves a good name. This is heart-rending as many pastors get in on the game and waste time trying to sell. A pastor needs all his time to prepare useful sermons, counsel, show the way, be a friend, etc.
So the supervisor wouldn't even listen to the legit complaints. Boy, that speaks volumes. Among the reasons: there's too much coziness there. That's mainly because they are BOTH failing but "having affairs" helps drown the sorrows and keeps the rest of the camp from learning any thing.
A.L. Williams Bonnie Dorman now Primerica have still not restituted a single dollar to me. Out of all my documented time; charging fees for the course {! } I've never heard of any other insurance company that doesn't foot the bill for the course. That includes amenities by the way. Primerica, like A.L. Williams nee, looks at you as a CUSTOMER. You are used, sneezed into and thrown away. Then Primerica apologists, i.e, LIARS LIARS FILTHY LIARS LIE and say you did not work! ... and ALL LIARS shall have their part in the Lake Which burneth with fire and brimstone, Which is the second death: Revelation 21:8
Her name is April Stoddert Martinez. Now lives in North Las Vegas, Nevada. http://www.lookupanyone.com/namelistings/april-martinez.html?recordid=067JVS3CPXP
http://www.lookupanyone.com/namelistings/april-martinez.html?recordid=067JVS3CPXP Age 55. www.vec.virginia.gov For some reason, complaintsboard did not print the previous employment web address correctly.
HOW TRUE THIS IS! http://nextaxpro.wordpress.com mgtenter95@yahoo.com
I know for a fact that A.L. Williams - Primerica are LIARS, CHEATERS, FRAUDS. The testimonials here are further proof. Primerica LIES saying you will get your $99 { or more } back; then the RVP says "you will get $69 back"; then "the $99 goes to your background check and is non-refundable". WHY? All other insurance companies do the background check and the course and the motel room and the seminars for no charge. A.L. Williams - Primerica charges because they are liars, thieves, bandits, robbers, frauds. YOU are looked at as a customer. They always LIE saying you must buy the policy otherwise no one will buy a policy or policies from you. If they were true and sincere and honest business people, you would get the policy for no charge. I'm still waiting for Bonnie Dorman, RVP with A.L. Williams to give me my refund and pay for my time to sell policies. That's another fraud: you don't have a protected territory. I want to get paid for my time AND for the 5 policies I would have sold were it not for my territory being raided! -Rocky http://nextaxpro.wordpress.com