This company preys on those in need of getting some relief. They charge an extra 10.9%, which is absurd since you still owe the full loan amount. They hide under the guise of helping people when they are only interested in gaining their fee on the back end. Most of the companies that they work with do not charge a fee to disburse the loan amount. I recommend conducting thorough research before engaging with these individuals. Also speak with the companies themselves to gain a better insight into their particular practices. It's unfortunate that the suffering of others is the financial gain of some. I would not recommend this company at all; they are deplorable and despicable human beings. Remember, no matter what they say, they do not care about you or your situation, only their pockets. Please be very careful; their practices are not ethical.