My Next Day Cash
reviews and complaints

They are now using tactics threatening criminal charges of bank and wire fraud, trying to get people to file "request for dismissal", , in other words-pay off a RIDICULOUS amount of money including fees and rates that the customers never signed/agreed to in the first place. One rep even called me at work, blocking her number stating that she was a process server attempting to make contact with me. I called my local sheriff department, and they advised these are scare tactics now being used to scam customers out of money. at the onset of the loan offer, the company advised that it would only charge me a $75 fee for a $500 loan and began debiting my bank acct for unauthorized amounts. My bank put a block on the company attempting to withdraw amounts, and now they are alleging bank fraud? these companies are predatory, and malicious in their scams and many states(including mine) are legislating and implementing laws to stop this.. BUYER BEWARE! DO NOT EVER, EVER agree to anything and demand that they send you a settlement offer. Legitimate debt collectors are more than willing to do this, non-legit account resolution agents only want to get money via debit, credit, or western union.

Ya I Was Despret For A Loan We Were Almost Homeless S I Got Aproved By MyNextDayCash for a $500 Dollar Loan The Lady On The Phone Told My Wife And I The Total Of The Loan Would Be $650 Of A One Time Fee Of $150 And That The Rest Would Go Towards The $500 Dollar Loan There Full Of BS And Everyone Of My Pay Checks 4 Now The Take $150 Right The Second My Pay Check Goes In My Bank And That Docent Even Go Towards Its A Service Fee Are You FN Kidding Me. So The Told Me I Can Pay The Loan Off In Full $650 Or Add Money To The Fee To Pay Down The Loan And Let Them Know 5 Days Ahead Of Payday WTF Well I Stopped My Direct Deposet F Them They Have Already Been Paid As Far As I'm Corcerned Scam

Next Day Cash has scammed me for over 3K on a 500.00 loan, which was never taken out with them in the first place. Do not do business with these people. I also have contacted the representative and was advised by balance a few months ago was 60.00. Only for them to continue to make 80.00 withdrawals. I have put a stop payment on this one. I will also file a dispute with the credit bureau. Ohio Atty General stated that they do not have jurisdiction over internet companies. Only those that operate in the state. More than likely these companies are operating out of another country. Consumer beware!

WARNING!

This is an e-mail alert about your Payday Loan!

If you have, had or are planning on having a payday loan with any of the following companies:

- The Vip Loan Shop
- Integrity Payday Loans
- Fast E Funds
- Everest Cash Advance
- Bottom Dollar Payday
- My Next Day Cash
- Action Pay Day Loans
- Red Leaf Ventures
- Iggy Loans
- My Quick Funds

THEY ARE ALL SCAMMING PEOPLE!

They lie to their "customers" which are victims of these people who are SCAMMING and ripping people off with ridiculous and EXTREMELY HIGH! Interest rates.

They are not legal in the United States. If you call them and ask them for their address they will not give it to you, or they will give you an invalid address which is not even in U.S. They may provide you with the following address:

Hunkins Waterfront Plaza
Mainstreet, Suite 556
Charlestown, Saint Kitts and Nevis, KN.

WHICH IS WRONG!

These SCAMMERS operate in 2 different places in U.S. they call themselves EFINANCESUPPORT, and the right addresses are the following:

3543 Broadway St, Kansas City, MO 64111

4551 W 107th St, Overland Park, KS 66207

Their system is applying on the internet on any of the "lenders" mentioned and then they call you to harrase you about getting their loan...

The worst part of it is that there are 2 departments in the U.S.A. the "New Business" and "Reactivation", both of them lie to customers about 5 payments, about the loan agreement, and about a fee which is only going to be for the first time and not for the whole loan. These people get paid commission so they start creating false loans, and send them to your checking/ savings account without customer´s consent, some customers notice about it after a lot of interest was charged to them and they start taking money out from their checking account. This is IDENTITY THEFT.

There are 2 supervisors in U.S you can speak with:

Hunter O'Brien
Katy Best

And here comes the WORST and MOST DANGEROUS part of the History.

Their customer service department is out of the States, they are located in San José, Costa Rica Rohrmoser. They have around 30 agents working there, they get ridiculously paid $4.25 per hour.

In there, your social security number, checking/savings account information, debit/credit card information are all being handled in an INSECURE way... Your information is not safe there... These "agents" enter the floor with their cellphones, laptops, tablets, etc. and your information can be easily stolen overthere. The supervisors' names are the following:

Adrian Marin ( who is the big boss)

Hamony Sandi ( she is below the big boss)

Ingrid Perez and Katherine Fernandez ( supervisors )

These supervisors; They are all day playing with their cellphones, accessing social networks as Messenger, Skype, Facebook and Twitter. And of course your information is NOT SAFE in this place.

Your SSN, checking/savings and debit/credit card account information is just 2 steps away from the street, where people who have nothing to do with their business access the floor area where they have all the computers and the papers the write down all of your information.

These Costa Rican call center is an Outsourcing company called "Clearview Business" or "Clear customer Services" where they Explode people by paying them the lowest of salaries in the world.

THEY HAVE ILLEGAL NORTH AMERICAN PEOPLE WORKING THERE, THEY KEEP ON TRAVELING TO THE STATES AND GOING BACK TO COSTA RICA ALL THE TIME. They don't have permission to work in Costa Rica.

They even have a facebook page where you can easily access yourselves and see the kind of people you are dealing or you have dealt with... Their facebook page link is the following:

http://www.facebook.com/ClearView.CR?fref=ts

PLEASE TAKE ACTION, GO TO THE POLICE, FILE FRAUD ON ALL OF YOUR BANKING INFORMATION. SPREAD THE WORD WITH YOUR FRIENDS AND ON THE INTERNET. DO NOT LET THESE FAKED ILLEGAL LOAN COMPANIES MAKE MONEY OUT OF YOU BY SCAMMING AND LYING. THEY ARE NOT LEGAL AT ALL. They are ripping people off by taking advantage of their financial needs!

Well after my next day cash took the $1, 200 from me they now added to my credit report that I owe them over 900 I only got a 500 dollar loan. Cant someone stop these people

They claim they can't run your bank account info or your card and then charge you service fees. I filed a BBB complaint. I did it finally after they claimed they could not run my card for ten dollars and tried to get more money from me. Sounds like I am finding other suckers like me that got ripped off by My Next Day Cash. I have been working with six different loan places and this one is the only one I have problems with.

I got a 500 dollar loan from them and my bank account got closed.
they with drew over 1, 200 out of my account left my account dry. The
Bank i have been with for over 15 years closed my account for good.
I don't ever trust any on line services again.

I am being told by the people at My next day loan that they are going to come to my company and sue me to the max for 500.00 dollars plus 3000 dollars in interest. Mr Jeff Baker I talked to yesterday told me He will go to HR at my company and make sure I dont have a job. I didnt ask for this loan and shut my account down the day there was money in there. I told them I would mail the money back but they hung up. What can I do?

I use this stupid place because I was desprate and my family was going to be thrown out on the street because we were and still are going through hard times. I spoke to a woman on the phone and she said to us we were approved for the loan for $500.00 plus the $150.00 dollar ONE TIME service fee so we took the loan total they said $650.00 oh and are call is being recorded I believe find the recordding. Well find out they lied every single check from work the second it goes in my account they take a $150 dollar service that dosnt end go towards the $500 dollar loan AT ALL 5 Times now and if I want to pay down the loan I have to and to the service fee plus more money to pay down the $500 are you kidding me if I knew they were this hinky and shady I would have never done this now they overdrafted my account and everything else. Who in there right mind would have let a company do this in the first place yaw I was desprate buy not this desprate sad don't know how to stop them from screwing up my back account now

I also have used this company and have tried to pay off the total due but they keep putting me on hold. I have called numerous times and keep getting transferred to customer service which they won't answer. I finally spoke with a woman and told her to set up my payment to pay in full, she told me that she had set it up and I would get a confirmation email with in 24 hours. Well, I never received the email and I am sure they will renew my loan again and just charge the fee. I wished I had never used this web site. I guess I will have to call the bank and put a stop on the payments if they dont want to take my payment in full.

I have used this company as well. I have submitted a complaint against My Next Day Cash with the California Department of Corporations. My Next Day Cash is unlicensed to do business in the state of California. Therefore, I am only responsible to pay back the principal. I have paid $192.00 so far on a $100.00 loan. I consider this loan paid in full and I feel they actually owe me $92.00. I want no further contact with My Next Day Cash. My advice to anyone considering a payday loan is to check the license of the business to make sure they can legally do business in your state. Only deal with a reputable company.