Kikoff Lending LLC review: Credit reports

After filing a complaint with the FDIC, Kikoff had stated that I was 2 months behind on my loan payment according to my credit reports. This is not a loan it's a saving account. They reported to all 3 credit bureaus that I was 2 months behind. This is not true. After the second payment to my saving account, I sent several messages on their website that I wanted to close my saving account but I never got any response back from them. I even sent several e-mails to them and no response. Finally I wrote them a letter about the closing of the saving account. I ask them for my money back it took them a very long time for them to send me my money. They put in all three credit bureaus that I was 2 months behind on my loan payment, One credit report stated 3 months behind. If they had answered my messages and all of my e-mails this would not have happen but they never answered. They refuse to answer my messages and my e-mails. I was not behind on any payments, this was their fault for not answering my e-mails and messages. I tried on many occasions to contact them about the account. No response. This was not my fault. They promise to remove the late payments from my credit reports but they never did. The late payments are still on all credit reports.