I asked Cordoba to settle a debt in March. At that point, I had only missed 1 or 2 payments. They didn't settle it until November and my creditor reported my debt as a charge off to the credit reporting agencies. So I have a charge off on my credit report. No only that, but Cordoba also does not report to any credit reporting agencies my payments to Cordoba. So my good payment history with Cordoba does not help my credit.
Cordoba is a double hit to my credit rating and I regret doing business with them.
Recommendation: No. Don't use Cordoba. Just pay your creditors yourself.