Secret Cash Card review: Fake electronic check for $49.95 182

The secretcashcard also said that I authorized them to take $49.95 out of my checking account and I never did. And it cause my bank account to be over drafted and charged $30.00 for a NSF fee. I would like it if someone would be able to tell me how I could fight this and get my money back. I contacted customer service and all they could tell me is that I did authorized it and that it is only a one time fee. But I have no use for it and I don't ever know of such thing. I am going to try to seek legal rights cause this is not fair to thousands of people and nothing is being done about it.

I did not authorize secret cash card to debit my account for 49.95.

They took money from me too.

Has anyone actually got their money back? I know a few of you said you received a check from them,was it any good? When I type in www.secretcashcardservice.com/cgi-bin/refund.cgi the only site I get is this one and theres no forms to fill out. How did you all get the form to get this check? My bank is very interested in this issue and is willing to help with any legal action.

Because I applied for a payday loan. They took out $49.95 out of my checking account without my permission. This caused my account to be overdrawn. Now they are giving me a bad e-mail address to get a refund. They are a rip off.

I agree with Jeff. If all victims get together, we can get our money back. I found more info on this site like secret cash card bank info, including account #'s. I did fill out the for on www.secretservicecardcustomerservice.com and received some ticket # . Have not heard from them @ this but I will not stop until I receive my Hard earned money back!-

Same thing happened to me. 49.95 check 9999 ...i never agreed to this ...has anyone else tried the refund website ?

Today 1/19/2007 I went to the ATM Machine to check my bank balance, and found that it was lower than what it should be, so I contacted my bank only to find that secret cash card had obtained my information and deducted 49.95 out of my account without my permission. My bank really gave me a hard time and they or adamant about not replacing my money. First off they are wrong for accepting any kind of request to debit your account without some form of signature, wehter it be electronic or physical. They advised me to contact secret cash card, which i have done. In my e-mail to them I told them i was going to contact the Attorney General in the State of California to file a complaint [protected]). I am also trying to obtain the name of the bank they are using to make them aware of the illegal transactions they are making to steal peoples money. This bank is aiding and abetting criminal activities. Tomorrow i will contact the bank again and demand to file Federal Regulation Form E to dispute this action. We need to create a web site so that everyone of us can organize ourselves and take action as a group, writing letters, to the attorney general , the banks that are involved, our local authorities. Where one voice is generally not heard, a group is sometimes more effective. While some may think that 49.95 isn't a whole lot of money it is a lot when you have to get up every morning and stand on your feet for 8 hours every day to get it and besides it is wrong to take what is not rightfully yours. So if someone has a suggestion on how to set up this site where we can all get our signatures on one letter to distribute to these different agencies, please contact me at jeffl43@yahoo.com or [protected].

This company took money from me and I'm having a hard time getting it back.

This company submitted a check draft to my account without my authorization. I don't even know who they are.

Debited my account without any knowledge of it to me. I do not want the service and i want a refund.

They pulled the same scam with me. I have found that the CEO's name is Josh Finer..[protected] ext.4 I called my bank and they are sending me papers to file a fraud complaint against them. I recommend everyone else do the same. My next step will be filing a class action lawsuit against them. PLEASE, DON'T ALLOW THEM TO STEAL FROM YOU...FIGHT BACK. I WILL POST ANY INFORMATION I FIND. TOGETHER WE CAN NAIL THESE ###!

I don't remember authorizing this transaction. Tell me what this about.

They pulled the same exact crap with me. When I called their phone number [protected] I was told that they only handle issued through the web. The rep then hung up on me. I just applied for my refund, which is supposed to come within 10 business days. We'll see what happens.

I never applied for an account with this company. They overdrew my account and charged for a card i never applied for. Please if any one knows anything please help me I'm already down and broke for that to take advantage of people its a shame. Something must be done. We must band together and try to sue this scam company.

It's bad enough to be in the situation to need to use a Payday advance company but SecretCashCard.com seems to prey on people are trying to secure a short term loan. Then when you are already short of cash, they hit up for $50 bucks. My bank paid it along but charge me $19 because it overdrew my account.

Scam. Don't trust anything with their name. No matter how disparate you might be.

hey you guys! they did this to me too. but i got my money back from them- go here: www.secretcashcardservice.com and they literally admit that they got your banking info from a payday cash advance site that you applied for a loan on... they say, "in order for us to get your information you had to of given permission for it to be "passed on" thats crazy!

anyways, i got a check from them for 49.95 - they also used check number 9999 and submitted a paper check (bank draft) that they made with my account info on it.

Here's what they say on their claims page:

Secret Cash Card advertises on other Web sites that collect your information, present our membership offer and then provide the ability to check YES or NO to join. Many of these sites are applications for cash advance loans. In order for us to receive your personal information you had to provide permission to pass it on. If you want we can provide the date, the site you were on and even the computer identification ( IP address) that you used.

If you believe the order was placed in error, we must confirm that you are in fact the person whose information was submitted since a Debit MasterCard was issued to you. If you incurred additional fees from your bank these can not be included in the refund amount as an order was placed and our liability is limited to the membership fee.

and this is the letter I emailed to them from their site:

Hi,

I NEVER ordered this card. Whether you have my IP address or not i would NEVER pay no 49.95 for something like this. Also your site says its a virtual card that you are given the card number to instantly - SO, if i supposedly ordered this card- WHERE is this card number? i dont have one because i never ordered one. Yes, i signed up for a cash advance payday ;loan and i gave my banking info to THEM- not you. I dont allow my info to be "passed on" no way. also- after researching you - i found that you are in search of peoples private data and use it to charge unsuspecting victims bank accounts:

dedicated.everprivate.com
Private Date Finder LLC
San Clemente
California,US
joshua@finertechnologies.com

Be fair. You know as well as I know you didnt get permission to charge my bank account this 49.95 - and I am asking nicely and respectfully that you return my money. How would you like it if this was done to you or your mother or your children? its not right, and i am so broke right now its not even funny. i tell you the truth- why else would i be getting a payday loan?
its to make my rent and car payment- and guess what? you took that 49.95 right after the payday loan posted into my bank account... its almost as if you KNEW the funds were gonna be there. I bet you all work together in this scheme, the payday loan people and dedicated everprivate in search of Private Data - like the name says, "private Data Finder" This is a very unethical way to conduct business.. dont you ever feel guilty about what you do for a living?

Please do the right thing and return my money.
I will forgive you and will not pursue any kind of action if you just kindly return my money you deducted from my checking account.

Thank you very much, I would greatly appreciate it. I truly need this money.

AND they wrote this back:

Secret Cash Card Support
12/30/06 19:24 Hello ,
This is one time charge & no action is required from your side if the charge is not actually debited.
The card gets canceled automatically if you have not activated it.

For refund,
Please fill the form at http://www.secretcashcardservice.com/cgi-bin/refund.cgi

It is another helpdesk specifically for refund purpose & please communicate further through this helpdesk only.
Please copy paste the above link in your browser (internet explorer etc)
We request name & mailing address for check. We process refund through check.

After filling this form our refund department will contact you in 24 hours. However as the refund can be process 72 Hours after the actual debit, if the charges are recent we can process refund after 72 hours & will let you know after processing the refund.

we can refund the charges debited by us.
we can not refund the charges not debited by us.

Please fill the form only if the charge is actually debited from your account & not returned by your bank. This is one time charge & no action is required from your side if the charge is not actually debited.
The card gets canceled automatically if you have not activated it.

We hope you will buy our card in future when the need arise.
Secret Cash Card Customer Service

I wrote:

has my refund been sent yet? its been almost 10 days.

they wrote:

Secret Cash Card Support
01/05 18:37 For refund status,
Please fill the form at http://www.secretcashcardservice.com/cgi-bin/refund.cgi

New status
Closed

The check came today and I wonder if its even good. The name for the bank on the check is simply: T Bank and thats it.

and here is THEIR banking account information since THEY gave me access to it i might as well "pass it on" hahaha!

Routing number: [protected]
Acct number: [protected]

ironically enough the check number is similarly close to the 9999 number they used, but its 9888- so lets see how THEY like their banking information being Passed on along the internet!

Hope ya'll get your money back!

JJ

I never authorized SecretCashCard.com to take anything from my checking account and they better leave my account alone and i mean that.

Did not apply for this and they took this money out of my bank account.

This company charges my checking account with a 9999 check number for $49.95 that I never authorized, I don't even know who they are. It caused a NSF and I got charged $35 dollars, they have done this two times. When I call them they refuse to help. Can I sue them?

I agree with the comments about this company. I just had an unauthorized withdrawal from this company on my account and now my bank charged us $34.00 for Non Sufficient Funds and I have read else where about this company that they will try and take the money again and on top of the $49.95 fee they have already tried to sneak out of my account they will be charging me a $25 returned check fee. This is crazy. I want my money back and this company needs to be taken down!

I have been ripped off by Secretcashcard.com. I did not authorized any money to be debit out of my account. When I tried to find a telephone number to get in contact with them, there were none to be found. How can we stop this scam?
I want my money back and $28.50 for NSF. Can anyone give me the number to this ripoff company?