Oneclickcash.comPayday loan ripoff

Review updated:

When your loan is due, we automatically deduct your scheduled payment from your bank account along with any applicable fees.

Getting The Cash You Need Is That Easy!!


I have a loan with one click cash and they do not take out a payment towards the loan on your payday, if you do not contact them three days or more prior to the due date, they will continually take $120.00 from your account as a renewal fee. nothing they take out is an actual payment to lower your loan amount. whoever borrows from this company has to pay off the full amount of the loan plus an extra $120.00 on the due date, they are not going to tell you the money they have been taking is to extend a due date you already thought existed.

if you have any payday loans, my advice is to read the terms of the loan and pay it off the next time you get paid or before that date or else you will be losing hundreds of dollars may be more depending on how long you let the company have controll over the payments.

Sort by: UpDate | Rating


  • Mi
      Jan 26, 2009 - Fraud and scam
    United States

    I asked for a payday loan of $200.00. They approved me and deposited $300.00 in my Checking account. After paying them back $500.00 I checked to see what was going on and was told that my balance was still $325.00. They tried to explain that every time a payment was taken from my account my loan was renewed...HELLO? Any fool can see they are ripping people off!!! I cannot believe I'm paying $825.00 for a $300.00 loan!

    0 Votes
  • Ke
      Feb 25, 2009 - money put in my account without notifying me don't know how huch or when I am supposed to return it
    7815 Luna Lane
    United States
    Phone: [protected]

    $200 dollars was deposited in my accoumt, I was not told anything about it. I don't know how much is to be paid back, and don't know when it is supposed to be paid back. Will they take it all at once? How do I send the money back without any money being taken out, I was not aware there was money being wired to my account, no emails no notifying me, no nothing!! I want this stopped PLEASE!! [protected]

    0 Votes
  • Be
      Jul 15, 2009

    What contract? Can't find one. I thought I was appling for a 90 day loan. I tried to cancell the loan but they received my e-mail to late. They where quick to deposit it in my bank. BIG RIP OFF. They are not trying to help you. What are they thinking when someone is that desperate for a loan. Oh that is it- so they take advantage of pepole in need. Would have been better off not paying my rent on time.

    A big thanks to such rip off artist.

    +1 Votes
  •   Oct 07, 2010 - Overcharging
    One Click cash
    New York
    United States

    I just realized I have been overcharged for my loan I took out with them. I looked at my bank statements and calculated all they have taken which amounts to $575.00, $715.00, As of 10-15-2010, My loan was for $390.00(Including the service charge. My loan should be paid in full. How I missed this before know I don't know. Glad I caught it. I also seen the double payments they have been taking from me. I checked my account from when The loan started to make sure I was correct, and added it all up.My loan status online with this company still says I owe the full amount. Oh No I don't.

    My account's being closed tomorrow! I e-mailed them and of course no response yet. I am calling the Attorney General's office also. These companies need to be stopped!
    How could they do this in this economy the way it is? Unbelievable . I added everything up, repeatedly to make sure I wasn't wrong. And from what I'm seeing, There are many people they have ripped off. Someone should start a lawsuit against them.
    never again will I get a loan online. I'd rather go without, And be behind on bills then get ripped off! All those online payday loans are scams.

    0 Votes
  • Sc
      Oct 11, 2010

    I was also taken on the one click cash. They called me brecause I had been online to check on payday loans. I borrowed 390.00 back in late 2008 or early 2009. They kept taking 90.00 from my account for at least 6 months. I finally got their phone number and they wanted to take 270.00 from my account. I contacted my bank and since I knew the correct amount the bank would not let them take it. I had already paid back 540.00 and they wanted 270.00 more. Now since Friday Oct.8, these people from United Investigations are calling me around the clock saying I am guilty of fraud, bad checks and all types of felony charges. I am on disability and this is freaking me out. They say if I don"t get a lawyer that I will go to jail. What can I do? They keep calling me from [protected]. I told the people at the loan co. that they were a rip-off and I was not paying anymore. What can I do?

    0 Votes

Post your comment