Money works promised me it would reduce my interest rates and save over 4, 000.00. It took 1, 200. of my money and did nothing but analyze me paying off of my debts within 6 years comparing it to the minimum payment which of course would take more than 6 years. I can get out of debt on my own within 3 years. They are liars, thieves. I am bringing them to small claims court.