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First Bank Of Delaware / Excessive Chargers

1 Penn, PA, United States

I had this credit card for two years, we got it when our credit was sub-par, I have always paid it on time and to thank me they give you a credit increase BUT charge you another $100.00 for a $300.00 increase. They also charge you to pay your bill. $10.95 a month, $9.95 monthly maintenance fee, 29% APR, and $89.99 a year user fee. To sum it up...if you don't use the credit card at all it's still going to cost you over $30.00 a month for it to sit in your wallet. Eventually if it's your first credit card they have trapped you into keeping it to upkeep your credit score history. What can I do to get the fees back? Please help!

Ja
Jan 19, 2015

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