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CitiMortgage
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2.8 275 Complaints
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CitiMortgage Complaints 275

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10:13 am EDT
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CitiMortgage they stole my money

Several months after I closed on a refinance, I was checking some numbers and found $200 of financing that was not accounted for. My mortgage documents said I paid $1000 in prepaid interest, but when I pulled up my Citimortgage account, it said they only collected $800 in prepaid interest. Looking into this became a 5 month long hunt, spending well over 100 hours on the phone with Citimortgage, most of it on hold. It, obviously, became less bout the money, and more about the point of the issue, that they would REFUSE to account for that extra $200. I finally got them to concede that they owed me that money, which started another 3 month process of trying to get it back. First they said it was held by the closing attorney, who then showed me documentation that Citimortgage had 3 months earlier requested that the attorney send that money back to them. Then Citimortgage claimed they never got the check, even though I had a copy of the check which had been cancelled and deposited in the Citimortgage pockets. Again, it took no less than 50 additional phone calls, leaving un-returned voicemail messages, talking to supervisors, who now were telling me that the person to whom the check was sent, and a Citimortgage address, was not a Citimortgage employee. I'm sure it was one of those rogue tricksters that go around pretending to be mortgage company employees, collecting money from unsuspecting Citimortgage customers, and depositing that money in the Citimortgage pockets!

So, several months later...they REFUSED to issue me a refund of that money, but did agree to put that money towards the principal of my loan, so at least the money is accounted for again. If they took $200 from each of their customers (most of whom would either never know it, or not have the tenacity to get it back), how much money would they be pocketing?

I even tried to find somebody that I could complain to, and they would not even direct me to a complaint department. There was absolutely nowhere for me to vent, or get an apology, or "I'm sorry, we'll try to serve you better in the future"!

That is why I am posting here. Bottom line: Watch your money CLOSELY, because even big name companies which we trust will take any chance they can to stick it to you!

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MC1
happyland, US
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Dec 29, 2008 5:33 pm EST

9 times out of 10;
the $$$'s not at the mortgage company, it's at the title company
the mortgage company doesn't deal with the little numbers, the title company does
check your final HUD

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S
10:46 am EDT

CitiMortgage property assessment scam

I'm going through the same dilemma with citiMortage since they acquired ABN... discrepancies in my escrow account, proposed property tax increases that are not valid with the Placer County Assessor's office, not to mention the language barrier with citiMortgage's middle eastern rude representatives... what is our legal recourse for this?

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bertha
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Dec 02, 2008 11:11 am EST

Complaints sould be sent to The Office of Thrift Supervision a branch of treas.gov go figure, you complain to the guys that just handed them $45 billion in one month. Not to mention what they've stolen from nonsuspecting consumers. Newspaper, or ClassAction. I wonder what real change is in store for next year. Government could hand out large boxes so people could live in and keep the Box companies in the country. Imagine the interest rate and price guaging on a box. You know we're going to have to start paying for air soon. Go Green

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jeanne
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Oct 13, 2008 8:44 am EDT

Oh my gosh! I am having the same problem. Thank goodness I decided to get on this complaint 'bandwagon'. my money is in their accounts but since it isnt the 'new' amount ($120 more) the computer isnt taking it. Excuse me? I have spoken to every department there. I was told by the only kind person I have spoken to there that I need to monthly call the Loss Midigation department and tell them my story...blah blah blah. They are 45 to 50 days behind. And my property tax went down. so this morning I am about to maker my upteenth call to them, talk to Sahib or whatever he decides to call himself and explain. What can we do?

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4:04 am EDT
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CitiMortgage fraudulent

Citifinancial Mortgage Company Inc lost/misapplied my March 2008 payment. I received a letter saying I was 25 days past due. I called them, got someone who did NOT speak English, explained to them that I made the payment, it cleared my bank and I could provide them a copy of my check, front and back to prove it. I spoke to a supervisor named Dave who said I should fax it to [protected]. I did just that 1st thing the next morning. I then started getting annoying phone calls all hours of the evening/night from the collections dept. I re-explained the situation (feels like a million times) and each time was promised they would look into it. Each time I spoke to a different representative, I requested that notes be added to my account so everyone would know that the problem was being worked on. After two weeks of no resolution and TONS of phone calls, I spoke to a supervisor named Brigitte who had me fax the same documentation AGAIN to [protected]. Once again, I got a bunch of BS promises that were never fulfilled. I then spoke to another representative that gave me a different fax number to send my info to [protected] and that conversation was followed up by a letter requesting the same info. On it was an actual name of a person (surprise). When I called the phone number on the letter, it turned out to be an "invalid number". I faxed in my documentation proving the payment was made a total of 10 times, I have spoken to more people than I can count and yet I can't get a SINGLE person at Citifinancial to do their job. Meanwhile I am getting threatening letters stating they will foreclose, they will accelerate the loan, my credit is being affected AND to add insult to injury, they have my money and I have done NOTHING wrong. Citifinancial is a fraudulent company that is probably to blame for the so-called home foreclosure crisis. If they are doing this to me, they are doing it to others. Someone needs to do something about this!

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Leila Elkins
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Aug 31, 2008 7:41 am EDT

Citi Mortgage has charge me over $900.00 in deliquency fees, posted my bill as nonpaid, changed the number to my account, raised my percentage rate from 7% to 10% with re-negotiating my contract. I know I need a mortgage lawyer to sue them. If anyone reading this can help, please send me an email. I will be filing and calling to complain about this company. We need a class action against them.
Leila Elkins

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Erica
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Aug 21, 2008 2:16 pm EDT

They are doing the same thing to me.
Only difference is they bought my loan from a different company!
They are horrible to deal with and continue to promise and never deliver. They do not care about their customers at all.

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Realty Mediation Services
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Jul 08, 2008 5:46 pm EDT

I agree with everyone on this comment board and I am so sorry to hear about all the trouble that you are all having. This is the reason I started my company. I have helped several people that have mortgages with ASC, Countrywide, and other mortgage companies that don't seem to care if they harass people or suck them dry. The comments I have heard are along the lines of trying to get blood from a stone or turnip, or something like that.

Contrary to what some people have said on here, I am not trying to be one of those people I mentioned above. My company is a nationwide company that provides services for people that are at the end of their rope. One of the helpful things that we provide is letting you know, before payment for service, if we can assist you and if we can not. If we can not, we tell you why not and what can be done to allow our company to assist you. Most companies won't do that, but we will also give you the reasons why exactly so that, if you should choose a different service, they will not be able to scam you. Now that's a way of saving money too.

I have a service that actually will take you out of the loop of contact with ASC, or Countrywide or whomever you have servicing your loan. All you have to do is tell me how we can help you. By that I mean, tell us what you are looking for us to do for you and we will pursue the help that you want, no matter what. We have all aspects of the mortgage business covered from being a mortgage mediation company, a title company, a real estate company, all the way to having access to attorneys for litigation or help to avoid foreclosure. No aspect of help is turned away.

Let me tell you, most of the customers that I deal with have told me about the fear and the frustration of working with mortgage companies that don't seem to care or give them the runaround. To be totally fair, mortgage companies have their ways of dealing with people. Some are good, some are horrible. But one thing all mortgage companies love is being vague. When they are vague, they don't have to give you information until you ASK for it. How does that help you? How can you try to save your home if you don't know how to ask the right questions?

That’s another reason why I created this company. I take your number out of their "system". When they mail you something, it goes to me. I take the burden away from you so you can live your life without the phone calls and the letters. And the rudeness! Oh, man, if I told you some of the stories I have heard...let's just say, it’s not pretty.

I know that some people are going to look at this comment and go, this guy is trying to drum up business. Well, you're right. But here's the kicker. I used to work in mortgage collections. I used to make the phone calls and send the letters. I used to work around the people that make your lives hell. And I kept asking myself, why? Why are these people not being told about the help that’s readily available? Why are these people not being helped to make payment arrangements that are realistic? Why does this company care more about the money than about customer service when that is supposed to be their primary objective?

That's why I got out. I can not stand collections. Just because they are hiding behind a company name they think that they can say anything or act anyway they like with the customers, being friendly with one and the next 40-50 they can treat like crap. Where is the customer service?

I take all that frustration away from you and create solutions that work. I know that it may be hard to swallow, but I do. I have done it for several people. And I can do it for you too. If you want more specifics or just want to talk to me, call my office at [protected] and check out the website, which is being updated with a few new options available. And this isn't just for people facing foreclosure, people that are current and want to pay off their home early, call me. I can and will help as many people as I am able to. What have you got to lose? Website address is http://www.onlybusiness.com/members/RealtyMediationService...and if not for you, best of luck. In all your endeavors.

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C
7:54 am EDT

CitiMortgage inaccurate information given regarding insurance check reimbursement

We received an insurance check for water damage to our home. The check was made out to us, and to citimortgage. I called to find out the protocol for handling the check. I was told to endorse the check, send it along with a letter stating that it was for water damage, and what I wanted done with the check. I chose to have the check applied to our payment. I also sent a personal check to go with the insurance check. Two nights ago I was called stating they were sending the checks back to me.
I spent the next several hours talking to 10 different people, receiving a variety of stories from them, including, we have sent your personal check to the mortgage payment department, we are not endorsing the insurance check, and sending it back to you, we are sending both checks back to you, you need to have other documents to go along with the insurance check. Not one person listened to what I had to say. They continued to repeat the same stuff, totally disregarding the fact that I was not given all the information their computer said I was given. That is why I called in the first place, was to get the proper information to send along with the check. Now our mortgage payment is late, and the checks are in the mail to me. All they had to do was to forward the checks to the mortgage department. They created all sorts of drama attempting to seem like they were doing something. Not one person took this issue and handled it. If I could get my loan away from citimortgage I would. We recently refinanced our home, and our note was sold to them. No personal relationship, which we do have with our local banker. It is a sad state of affairs when companies like citimortgage waste my time, not to mention the time of the company, in handling simple transactions. We repaired the damage with our own money, because if we had waited for the insurance check our entire home would be covered in mold. The lack of caring customer service is appauling to me.

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jeaannie
Belton, US
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Mar 06, 2011 1:54 pm EST

I been haveing the same thing happen to me ever month my payment is not the same one time its 656 and the next time 395 and then to 576 how am i to no what to pay with all this going on my x is sueing my for not make payments in the last 8 month i have sent them ovwer 12, 689.32 and my pay ments are to be 491.4 per month how did this happen to and lke you i call aand ever time they put some one eles on the phone then they say we are sorry the office hours are over call back this been going on from 2009 and like a dam [censor] i call ever week 2 time at 8am and get cut off at 5pm but not giveing up i think we all need to get a letter to the wight house he came up with this [censor] let him deal with it my self i have put 45 letters in and just hope ever one eles dose the same the more he gets he will have to do something about it or he will no there no changes for him next year we just have to all get toghter and do this just make a copy of the letter and of some of the things u can send in to hime and ever week mail it out any that is what i been doing and i have got some goood feed back on it we just have to get together and do this and we will win this thank you i hope u can get on the boat with us you can get aa hold of me jeanniekelln@gmail.com we can bet this...

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2:36 am EDT
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CitiMortgage outsourcing is the biggest mistake made in america

This is ridiculous.

Every time I call Citimortgage to discuss my account, I get some foreigner who barely speaks English. They don't understand my issue and/or concern and what *** me off the most is the fact that they can only respond with what’s on the paper in front of them.

It's one thing to service your customers by being attentive and addressing there concerns, but its a whole other thing when you "know" a person is reading from a script and repeating themselves over and over again.

Totally *** me off - I live in America not India!

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Mel A.
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Sep 15, 2008 12:06 pm EDT

You are correct. When calling you ask to speak to a rep. in the USA. This will get you transferred back here. But the customer service is still lousy. I have an ongoing issue with a tax payment not made. Been at this since July and it's now thru Sept. I wouldn't recommend Citi, due to no customer service.

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Max K
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Jun 07, 2008 1:22 pm EDT

I've consistently received poor customer service from Citimortgage and find the foreign customer service staff very frustrating to deal with. They do not appear to understand my midwestern accent, I guess, as they usually answer questions I am not asking. They will also try to take advantage of you if you try to delete (eliminate) their escrowing your property taxes. They will tell you there will be a fee for this and they don't want to say what the fee is over the phone. If you get tired of their games, ask to speak to a supervisor. I did this, told them if they are going to charge a fee to delete my escrow account, that I will just refinance with a company that doesn't require that I escrow my taxes. Suddenly, the supervisor will respond with "there is no fee". I got that resolved, was still tired of the offshore customer service and moved the business to Countrywide. There I can call, they are Americans speaking English and they address questions promptly and accurately. Hopefully their customer service won't go downhill with the Bank of America buying them out.

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7:19 am EDT
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Refinanced my existing CitiMortgage thru a broker, hoping to get away from Citi (overall company, not just mortgage arm), but alas, broker placed me with CitiMortgage. Closed with title company on 28May. - Advised Citi to stop auto-payment on 26th, which they did, after initially telling me it was too late, for May 1st, as per broker. - Citi sent the...

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1:34 pm EDT
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CitiMortgage incident

I paid my mortgage in march on citi mortages web site. Citi morgage doubled my payment and explained it as a glitch in there system. The also stated that it would take a minimum of five business days for them to credit the unauthorized amount back to me. I told them not to credit it back to me as I was $900 over drawn already because of this and stated that I would simply dispute this charge at my personal bank. I did this to avoid further overdrafts and penalties. While in the process of disputing the unauthorized amount citi refunded the unauthorized amount. I then dissolved the dispute with my bank and they in turn refunded citi the disputed amount. I then found out due to collection phone calls that citi never posted the refunded amount from the dispute to my account. I then contacted my bank and sent them the ACH tracking number so they could credit it to my account. They were given the ACH # and my personal bank statements on the 25 of March so they could send it to there research department. I have since been in contact with three people Jona, her supervisor Dihn, and now his supervisor Nancy Fuentez. All of the above stated will not answer the phone when I call nor will they return messages left for them (example I left Nancy three messages yesterday and two already today. Meanwhile I am receiving collection phone calls at home and at work! I'm receiving collection notices in the mail. And they have reported to the credit bureau three separate 30 days late. I'm running out of options to resolve this situation since they will no longer communicate with me PLEASE HELP.

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Realty Mediation Services
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Jun 17, 2008 4:38 pm EDT

I agree with everyone on this comment board and I am so sorry to hear about all the trouble that you are all having. This is the reason I started my company. I have helped several people that have mortgages with ASC, Countrywide, and other mortgage companies that don't seem to care if they harass people or suck them dry. The comments I have heard are along the lines of trying to get blood from a stone or turnip, or something like that.

I have a service that actually will take you out of the loop of contact with ASC, or Countrywide or whomever you have servicing your loan. All you have to do is tell me how we can help you. By that I mean, tell us what you are looking for us to do for you and we will pursue the help that you want, no matter what. We have all aspects of the mortgage business covered from being a mortgage mediation company, a title company, a real estate company, all the way to having access to attorneys for litigation or help to avoid foreclosure. No aspect of help is turned away.

Let me tell you, most of the customers that I deal with have told me about the fear and the frustration of working with mortgage companies that don't seem to care or give them the runaround. To be totally fair, mortgage companies have their ways of dealing with people. Some are good, some are horrible. But one thing all mortgage companies love is being vague. When they are vague, they don't have to give you information until you ASK for it. How does that help you? How can you try to save your home if you don't know how to ask the right questions?

That’s another reason why I created this company. I take your number out of their "system". When they mail you something, it goes to me. I take the burden away from you so you can live your life without the phone calls and the letters. And the rudeness! Oh, man, if I told you some of the stories I have heard...let's just say, it’s not pretty.

I know that some people are going to look at this comment and go, this guy is trying to drum up business. Well, you're right. But here's the kicker. I used to work in mortgage collections. I used to make the phone calls and send the letters. I used to work around the people that make your lives hell. And I kept asking myself, why? Why are these people not being told about the help that’s readily available? Why are these people not being helped to make payment arrangements that are realistic? Why does this company care more about the money than about customer service when that is supposed to be their primary objective?

That's why I got out. I can not stand collections. Just because they are hiding behind a company name they think that they can say anything or act anyway they like with the customers, being friendly with one and the next 40-50 they can treat like crap. Where is the customer service?

I take all that frustration away from you and create solutions that work. I know that it may be hard to swallow, but I do. I have done it for several people. And I can do it for you too. If you want more specifics or just want to talk to me, call my office at [protected] and check out the website, which is being updated with a few new options available. And this isn't just for people facing foreclosure, people that are current and want to pay off their home early, call me. I can and will help as many people as I am able to. What have you got to lose? Website address is http://www.onlybusiness.com/members/RealtyMediationService...and if not for you, best of luck. In all your endeavors.

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5:34 pm EDT

CitiMortgage escrow

1.Who is Chairman and CEO responsible for real estate lending in the US? What is the address to contact? Phone number?

2.What is the name of the manager responsible for escrow analysis at the Gaithersburg, MD 20898 address? Phone number?

3. What is the governmental agency and address for addressing escrow problems?

Have sent certified packages and letters. No resolution to escrow problem!

We qualify to delete escrow but have to pay for the privelege. Have 3.5 years with no lates. LTV is 37.7%.

Thank you for reponse. Frustrated at ineptness. Speak very plain English.

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Robert Leavitt
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Jun 13, 2008 8:59 pm EDT

Totally disagree - To say CitiMortgage is inept is a gross UNDERSTATEMENT! Their business practices would have to improve dramatically to classify only as inept. I've had them unilaterally convert my funds to their own purposes on numerous occasions.

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7:50 pm EDT

CitiMortgage payoff, prepayment penalty, interest

Citimortgage is run by a bunch of ignorant idiots and scam artists. I had a 5 year ARM loan. In February I sold the property before the 5 years was up and in my original papers I do not have to pay a prepayment penalty because I sold the property instead of refinancing. Two weeks before the closing I started calling the customer service number about the payoff amount and the prepayment penalty. They said that if I sent them a sale contract that they would FAX me a payoff statement stating the payoff without the prepayment penalty. After a week and a half and talking to about 8 different people, most of whom I could barely understand because their accent was so thick, I was told they hadn't received my FAXs. The first person I talked to gave me a FAX number but 4 days later I was told the previous FAX was wrong and I got another FAX number. Then 4 days after that by still another person I was told that FAX # was also wrong and that the first FAX # was right. By then it was the week of the closing and I needed a payoff statement. I finally got the payoff statement but it had the prepayment penalty on it and I was not supposed to be paying that $2000 plus. I was frustrated and just mad by then so the supervisor told me she would call the lawyers office and tell them it was okay to subtract the prepayment penalty from the payoff. The lawyers were hesitant to do this because they wanted something in writing but they did as the supervisor said and we had the closing and they sent Citimortgage a check minus the prepayment penalty. Nearly 3 weeks later the lawyers office got the check back because Citimortgage said the prepayment penalty wasn't on it. Of course, Citimortgage didn't know who the female supervisor was (my fault because I didn't get her name, I DO now). They finally said they would drop the prepayment penalty but I had to pay interest because I hadn't sent in the sales contract before the closing, and the interest was adding up every day since the closing. But I had FAXed in the contract twice the week before the closing but they wanted proof that I had. Where I am now is I have found proof that the contract was FAXed to them the week before the closing, like I said, and I am trying to get someone on the phone that can help me get this settled (although I don't think anyone there has the sense to do this and the ones that do are just trying to steal my money.) We have done everything those thieves have told us to do but this still isn't solved. Every single person I talked to told me something different including the supervisors. I am probably going to have to end up paying the interest and I am NOT going to be happy but what else can I do!

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1:08 pm EDT

CitiMortgage escrow check bounced!

I refinanced my home. Abn amro sent my escrow to me in the form of a check on february 10, 2008. I deposited the check into my account and it bounced. Abn amro told me that they were sorry about the mistake but they reissued the check. The check was for 2371.66. The check was not reissued. They have told me several different stories. I have talked to 10 different people. They have not reissued the check. I also incurred $150.00 worth of nsf fees associated with the check bouncing. They will not give me the phone number of a supervisor. They keep telling me that they will call me or to call their customer service number. This is terrible!

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Mary C. Gentry
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Apr 16, 2008 10:14 am EDT

My mortgage was taken over by Citi Mortgage from Waterfield in Indpls IN. The monthly payment is deducted from my Key Bank account in only my name (Mary C. Gentry). It has always been listed this way. Somehow when Citi Mortgage took the account from Waterfield, my former husband"s name (Moore) is now on my account. I have been divorced since 1996, and now I am supposed to do all the work to get this removed. It never was listed in the Moore name. Why should I need to get all the paperwork to remove this mistake? Why are they taking the payments from the account that is mine Gentry and crediting Gentry-Moore?

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12:00 am EST
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CitiMortgage scam and stealing!

CitiGroup bought my loan back in November of 06 and ever since then it has been a nightmare. They first stated off ok till they lost $500. They found it in someone else account. Then back in July of last year they lost $1000 still haven't found it and when my bank talked to them and asked why i wasn't up to date all they could say is i haven't paid this months bill. you see the part that confused me and my bank is all my payments are made though bill pay. My bank is trying to help them and tell them that the payments were sent out and that they received them and they wish all the late fees to be taken off my account and off my credit report.

And as far as we can see is all the payments have been made. Well i have now received a new letter stating that its not just $1000 in default but $2000! This company should be put out of business i though when you buy a home it should be good a joyous as long as you do your part of the deal... i guess not when Citi is involved!

This is the worst company in the world and no one should do business with them!

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screwed again by you
Churchville, US
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Oct 15, 2013 10:38 am EDT

i have had this company since 06 and its been nothing but trouble from day one. This time they have hit below the belt, going through a modification loan and not any of the 50 plus people we dealt with could give us the same answer. While waiting for all the paper work to get to the right people are home was sold out from under us. We found out the home was bought by Citigroup.inc . we are still getting paper work from citimortgage that our loan is still being looked at . Doing every thing we were told to do by this company has left me my wife and four kids with no place to live and destroyed my credit.

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k
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Jun 16, 2008 9:26 am EDT

Everyone knows CitiMortgage is the biggest ### sucking company out there! THEY ARE PIGS AND THE GOVERNMENT ALLOWS THEM TO CONTINUE TO RAPE THE AMERICAN PUBLIC OF THE HOMES AND MONEY! THIS IS ALL PART OF THE BUSH AND CLINTON CARTELS AS THEY PUT THE WHEELS IN MOTION AND CONTINUE TO AID IN ALLOWING THEM TO CRUSH AMERICANS UNDER THE GUISE OF NON-PRIME OR SUBPRIME; ALL BS! REGULATORS ALLOW THESE ### TO STEAL HOMES WITHOUT JUST AND LEGAL CAUSE AND BY FRAUD; GO TO WWW.LIVINGLIES.COM! THEY ARE COMMITTING BANK FRAUD AND OUR GOVERNMENT IS ALLOWING THEM TO DO SO! READ ABOUT BANK FRAUD; IT INCLUDES FRAUDULENT BILLING AND FORECLOSURE ACTIONS AS THESE PIGS AND THEIR ### EMPLOYEES AND LAWYERS LOVE TO FILE!

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Randy
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Apr 29, 2008 5:30 pm EDT

Citimortgage SCAMS! They sent me a bill for escrow shortage, telling me because my taxs went up and my house payment was going up. I called the township that i live in and my taxs went down. I then called [censored]ymortgage and was told they assumed my taxs were going up a 04% increase due to inflation, the township told me inflation for this year is 1.023%. I then called [censored]ymortgage again and told them what my taxs are for the year and i want my payment to reflect the increase of 1.023% and not there charge of 04% and was pretty much told to get f ed. I told the representative that i refuse to make a payment that is more than my current payment and until they lower my payment back to what it was i will not be paying them.

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Margie Vazquez
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Apr 28, 2008 12:47 pm EDT

Citibank is a real nightmare to deal with. I scheduled my April mortgage payment by E-mail, because they left Puerto Rico and I don't have anywhere to deposit my mortgage payment, and they did not process my check . They told me that it was returned by the bank, but the bank statement does not show any returned checks. They told me to fax them the evidence and their fax number does not answer. How can such an institution still in business?

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Heidi M.
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Feb 26, 2008 2:35 pm EST

Citi Mortgage bought out our loan in 06 as well. Started off fine then to quote Citi they "missapplied a couple of our extra payments" Our records from the bank corrected them. Then a few months later we recieved an incorrect statement and were told to just cross out what was wrong and right down what was right, then they would correct it. Then after repeating this problem over and over again for 3 months it still wasn't accurate. During the 3 months we were making our payments to them with statements that had incorrect numbers crossed out on them. We come home one day and find a legal notice from an attorneys office that we were reported 6 months behind in our payments and that our home was in forclosure. We called the attorney immediately and explained the situation to them. Told them that we never get a straight answer and that we need get the same person twice even though we ask and have their operator number. The attorney looked at the file I had of statements and bank verified statements and said that is the worst case of "missapplied funds" he had since and it was obvious to him that we didn't belong in forclosure. The contacted Citi and it took Citi a week to get back to us. We are no longer in forclosure, however it is been 2 long months and they still don't have our principle balance corrected, our year end tax statement corrected and they still are missing one of our double payments that the bank can verfiy Citi recieved. Plus Citi is charging me 1,400 in third party fees due to the forclosure process. Our credit report is showing that we are 6 months behind still. When I call Citi they just transfer me from department to department. I get the same thing that we are working on it and some one in another department will get it noted and corrected for me. This happens over and over again. This has been a nightmare, if we didn't have clear records of this I think that it would have destroyed my marriage, because I do the books and it is hard to believe that a company could be so far wrong over and over again with their records. I am sorry to see so many other people experiencing the same nightmare as us. This company should close their doors for the horrible way they handle business.

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12:00 am EST

CitiMortgage scam and fraud!

In 7/06 I originated a course of construction loan through a local bank. During the closing of the coc loan we had to determine an amount of the loan based on costs. We did the loan for the full amount which was not quite the 80% LTV that we needed. Our originator said we could stop the draws once we reached the 80% LTV... which we did. We closed the loan with no PMI insurance. The loan was then sold to Citimortgage and our first payment was 10/1/07. We received a letter stating they were affiliated with their mortgage insurance company and if we had a problem to write them a letter. I immediately wrote them a letter and they sent me a letter stating I was at 79.5% ltv and needed to be at 80% or less (which 79.5% is less) and that if we wanted to remove it we would have to pay for another appraisal. I called, talking to several Customer service people who did not know what PMI was and finally talked to a manager who said that she was sorry, since our LTV was 79.5% we had to pay mortgage insurance as it needed to be at 80%... (which made no sense at all and she didn't get it after I explained).

I did not respond to their letter okaying them to get an appraisal so they sent me another letter in December stating I now needed to have an LTV of 65% or less and that my current LTV is 79.6%... so in order to drop PMI I must pay for an appraisal. This is both illegal and a customer nightmare. Not sure what do at this point except to talk to my originator.

This is my complaint and I have all the documentation to provide if needed.

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Anonymous 62662
US
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Aug 14, 2017 5:02 pm EDT

(CitiMortgage)This company is a mess. I applied for a refinance of an existing mortgage. I had weekly requests for the exact same documents. I submitted the documents multiple times at least 3 and had up to seven requests for the same ones. The incompetence was astounding. In addition they went past the 60 day lock in rate even though I had provided everything they requested as it was requested within a day or two (usually the same day). It is now on day 70 because of their incompetence and non responsiveness. I could have made a change and they may have provided the loan but I would have to reapply at this point. If they had actually treated me like I mattered, I would have had this loan. (Seriously?). I have done business with them since the early 2000's and honestly am so frustrated and angry I want to walk away from them today. Do not do business with these guys. They are incompetent at best.

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justiceplease
US
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Jun 01, 2011 3:33 pm EDT

I keep getting a random fee for $84 that pops up every 6 months or so. I never pay it and eventually they send me something saying their mistake. 6 months later like clockwork here it is again. I called and asked citi what it was(again) this time they told me it was for an appraisal from 2010. I asked them "why would I want or need an appraisal?" No answer from the cucustomer service agent. So just a random charge what the heck? If I pay it win, if I don't no big deal?. Excellent Citimortgage keep up the criminal activity.

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Sandra in Michigan
Detroit, US
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Mar 18, 2011 5:03 am EDT

I've been getting multiple daily calls on my cell from [protected]. It is a recording that announces "you've been preapproved for a loan modification." After about thirty of these calls, I called the number and the guy who answered said it was called "Home Affordable Program." When I asked how he got my number, he said "you are very rude" and hung up! Seriously. This company is not only a scam BUT Citimortgage sold my number to them. When I called the [protected] number, I was told that they got my number (which is a cell phone) from Citimortgage. Citimortgage said that it gives customer information to its "affiliates" and that they would remove me from the list but it would take 30 days. There needs to be some investigation about this -- it is shocking to believe that Citimortgage "gave" my info to this scam company. I'm sure the truth is that they sold my information to them. And they don't give a crap what kind of company they sell their customer information to.

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ccbutler
Blacksburg, US
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Feb 06, 2011 11:24 pm EST

This company is a complete mess- I agree with every complaint on here as my husband, myself and children are going through the same thing! We had always paid our mortgage with Citi on time(10 years) until my husband lost his job. We became a month and then two months behind (the two months) we were told by Citi we could not qualify for remodification unless we were. We have given them all the proper paperwork- mailing and faxed time after time. They constantly said the info was lost and that we would have to resend- then told the process would take up to 8 months for underwriters. My husband has called these people (different person everytime), told something different everytime and callled to check on remodification and told out of the blue that we were being foreclosed on! This has been a nightmare and we are no where near over. I had a bad feeling when they kept giving us the run around, losing paperwork, no follow-up with us unless we called them. Then they say they have two weeks to work out repayment plan with us. We are willing to pay the full amount that we owe (borrowing from family) to get caught up- they do not want to accept payment or workout payment option! At this point getting an attorney is inevitable. We certainly feel that our hands are tied and we were foreclosed on during the remodification after three months of being behind. If anyone reads this and has any suggestions please e-mail me at ccbutler1968@hotmail.com.

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LARRYJ2407
Waxhaw, US
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Mar 31, 2010 3:09 pm EDT

CITI HAS GIVE MYWIFE AND I THE RUN AROUND FOR ABOUT A YEAR ON OUR LOAN.WE HAD BEEN PAYING THE AMOUNT ON OUR BILL AND THEY WERE CHARGING US LATE CHARGES .THIS WAS FOUND OUT AFTER I HAD GOT A LOAN WITH SOMEONE ELSE AND WHEN TIME TO SIGN AND PROCESS NEW LOAN IT DIDNT GO .THEN WE FOUND THIS OUT, WE HAVE BEEN HUNG UP ON TOLD THREE DIFFERT PAYMENT AND ON OUR LOAN THE PERSON THAT HANDLED IT DIDNT EVEN KNOW WHAT WAS GOING ON.WE USED NACA IN DEC.AND SINCE THEY FOUND THAT OUT WE HAVE BE TREATED WORSE. WE ARE NOW HIRING OUT SIDE HELP BEFORE WE LOSE OUR HOME.ITS SAD WHEN A BANK LIKE CITI CANT KEEP UP WITH PAPER WORK AND DONT TRY TO HELP PEOPLE THAT ARE TRYING TO DO WHAT IS RIGHT.BUT THINGS HAPPEN IN PEOPLE LIFES THAT ARE OUT OF THERE CONTROL.BUT YOU HAVE TO TAKE CARE OF FAMILY.I PRAY THAT EVERYONE THAT IS OUR SHOES AND OTHERS GET THERE LOANS TO WHERE YOU CAN LIVE A NOMAL LIFE!

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Alicia Nathan
Buffalo, US
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Aug 14, 2009 9:23 pm EDT

Citi Mortgage...where do I begin? My grandma's son took out a fraudulent mortgage on my Grandma's home that was already paid off years ago. We have filed criminal charges and told the fraud dept at Citi and their response was "too bad, she has to pay the mortgage anyways" Can someone please tell me how this makes any sense at all? My Grandma is about to lose her home that my Grandfather built for her 50 years ago because her terrible son took out a mortgage on her home and used the money for himself and Citi doesn't want to do anything about it! If there is anyone in the Chicago area that can possibly help my Grandma please email me. My email is wettelandalicia@yahoo.com. What in God's name is a Fraud Dept for if they refuse to help one of their own customers who has a terrible fraud committed against them!

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notociti
Olathe, US
Send a message
Apr 21, 2009 3:57 pm EDT

Since CitiMortgage is a national bank contact

Comptroller of the Currency (OCC)
Compliance Management
250 E. Street, SW
Mail Stop 309
Washington, DC 20219
Toll free: [protected]

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bertha
Send a message
Dec 02, 2008 9:59 am EST

Office of Thrift Supervision [protected] fax [protected] cunsumer.complaint2ots.treas.gov
Send them the info on ho93 citimortgage is in violation fo RESPA, the website is currently flooded with complaints. i'm not sure how much of a private investor Paulson is $45 billion in one month and they are stil breaking laws and gauging consumers

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12:00 am EST

CitiMortgage escrow mismanagement

CitiMortgage just took over ABN AMRO Mtg and has mismanaged my Escrow Account since day one. First I called two months in advance to tell them not to pay my old insurance co as I was switching companies. Not only did they pay the old company, but also the new one. Then with more calls and I thought no change, they paid my new insurance twice. More calls, no change, but lots of promises. Then I get the re-eval showing I need at least $250 a month more to pay for the differences. To get the refund back from the old insurance, Citimortgage had me do the paperwork and phone calls to which the insurance company responded was highly unusual. The Insurance company says this problem does happen, but that the mortgage company makes a few phone calls and it is taken care of. It was hand cut and insurance company #1 proved it was sent to the escrow dept in Citimortgage, who has yet to acknowledge receipt. So not only is my account mismanaged, but someone it pocketing the refunds!

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Doesntmatterwhatmynameis,icanbeanyone
Berwick, US
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Jul 12, 2011 7:05 pm EDT

My wife lost her job in Nov of 2009 and we got 1 month behind on our mortgage. We called Citimortgage and explained the situation and were able to pay the mortgage the next month. Well, they would not allow that and payment plan was the next step. Adter 3 or 4 months of giving them the information they requested, they said they couldnt do the payment plan and so now we talked about loan modification so we can go back to our original payment. In November, it will be 2 YEARS that they still have not resolved this. THIS IS ###! What kind of company is this? I have spent a few HUNDRED dollars and many hours gathering info and faxing it to them. I have faxed EVERY SINGLE THING that they have requested yet they say they are missing X or that Y is outdated etc..I have heard every excuse. I asked them if they had received paper X and they say yes so I said then you have paper Y because they all went in the same fax and it transmistted ok. They tried telling me that pages 1-4 came through but were missing 5 and 6 but 7-9 came through. I have a copy of EVEY fax, a returned check for full mtg amount, all mail, documented every phone call, etc. If they want to try to foreclose me, I will sue the ### out of them. I now send my stuff to the VA and the VA sends it to them. Now, surprisingly, they receive everything. So why is this still not resolved? I contacted the better business bureau and will be contacting an attorney as well. No one at Citi has a clue what they are doing. Any other business that perorms like this goes out of business. It was not my choice for my mortgage to be sold to Citi. I used to have Irwin Mtg who was fantastic and I never had a problem with them. To top it all off, I find out through the VA that they say I owe X amnt of dollars which is basically what I paid for the house 9 yrs ago and they have added 40, 000 in interest that they are trying to charge me, yet, they wont allow me to make any payment and are dragging their feet just building up interest all along so now I'm gonna end up owing 210, 000 for a 130, 000 mtg? I DONT THINK SO. I would rather burn this house to the ground, then to let them get their hands on it. Maryland isnt too far either, I'm sure Citimortgage isnt too hard to find. Their needs to be a MAJOR class action suit against them.

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ponzzie scam
winchester, US
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Apr 03, 2011 8:04 pm EDT
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My Mortgage was with Peoples Bank. It was sold to Citimortgage in 2008 since Citi has had my account My escrow has been zeroed out every year and now in 2011 it is again zeroed out! My insurance and Taxes both have gone way down and they still say my escrow is empty! I call every year and every year I have to add thousands of dollars to fix my escrow and they can not explain where the money has gone to. I think WE have another ponzzie scam going on and they are taking our escrow and putting it in thier pockets! I have complained and complained but nobody will touch this company it like another wal-mart. Now I pay my escrow in full and now they want to raise my monthly payment saying I am short but they send me a $144.56 dollar check from my escrow account. What the hell ! I think all of us need to write letters to our congressman and the President of the USA. Lets get a petetion going and we all sighn it and send it in. Lets fight these crooks and stop the ponzzie game!

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Moin!
US
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Mar 28, 2011 11:20 pm EDT

Got a notice in the mail on Saturday that I owe taxes from [protected] from a third party. This party said that they had paid my property taxes on my home from [protected]. Strange...I thought this was supposed to be paid through my mortgage payment, right? I went and showed the letter to a friend, who does home loans, and she called this third party. Turns out that this third party actually reimbursed a fourth party (a mortgage company other than CitiMortgage) for paying my taxes. SAY WHAT? I have only ever been financed through CitiMortgage.

So, I marched my way down to the Assessor and Treasurer's Offices to find out where the money for my taxes had come from. Turns out that this fourth party, did, in fact pay my taxes. What happened to CitiMortgage, and why would a different company (that has NO vested interest in this property) pay my taxes?

I called Citi and since my loan was paid in full in February 2010, they claimed to not have responsibility for my taxes. This, of course, was said by some girl who called herself "Sally" or some such name and had a really thick Indian accent. I asked to speak to a higher up, who, at first, tried the same line on me. I read off the exact dates and amounts to him that the other mortgage company had paid, demanded he send me all of my statements from the time I had the house financed, including itemized descriptions of absolutely everything. I have a feeling I will not come out the winnder, but my feeling (as is the feeling of my lawyer), that Citi is responsible for these tax payments, not me. Where did the money go?

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Janet in Texas
Houston, US
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Jan 14, 2010 1:14 pm EST

I agree. I have had my mortgage with them and for three years they have paid my property taxes incorrectly each year, sometimes not paying them at all. I agree with the comments that no one seems to know what they are doing. Countless calls, numererous faxes, and it takes me a good 4 months out of the year messing with them. I will agree with a previous post about not owning another home if I have to go through Citimortgage for my loan. They have turned my American Dream of owning my own home into a living nightmare.

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citimortgage sucks ass
Wrightstown, US
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Dec 31, 2009 8:59 pm EST

I ever run into a citimortgage emloyee i will seriously beat the piss out of them...This is the most useless company on the face of the earth. 3 years running now we've set up a program where they will pay our property taxes before the 1st of the year so we can claim them on our taxes...surprise, surprise 3 years running they have not been paid on time. After being bounced around on the phone from achmed to shilate to muhambo we got nowhere...You need a translator to talk to the customer service dept. if you're lucky enough to even get to them...all this was after they accidentally put our mortgage into default status earlier this year, which later we found out we needed to clean up ourselves because they refused to take blame. This company has taken days of our time throughout the last 3 years, either be it by phone or paperwork...I would honestly rather be homeless than get a loan for a home from this company...If there was anything i could do to go after this company legally i would spend my last dollar to do it...

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Wentzville John
Wentzville, US
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Dec 10, 2009 3:26 pm EST

Had a similar experience with them, they took over my loan from ABN AMRO, who I never had a problem with and screwed up my escrow account, paid things that weren't supposed to be paid, applied escrow payments to principal and ended up severely overcharging me.

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lisadfl
Athens, US
Send a message
Sep 29, 2009 10:54 am EDT

TAKE HEART CITIMORTGAGE VICTIOMS
stand your ground!
we are in the middle of an adversary suit with citi...they arent even compliing with federal judges order granted on our behalf...after over a year and a half they are now scrambling to try to settle///hahahahaha...this has about drove us looney but now they think they can settle and not have to answer to any of the 16 violations we are suing them for...well think again citi...they were supposed to have filed answer weeks ago they havent even done that...why? they have no answer/// For citi crime does pay the money they extort from us vs the fines and penalties IF they are caught are profitable for them...well i want the contempt of court on public record so take that you creepy citimortgage.!

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blt
Phoenix, US
Send a message
Jul 27, 2009 5:52 pm EDT

HUD provides a process for submitting complaints on these types of issues (go to Hud.gov). Section 6 of RESPA requires that when you submit a complaint to the loan servicer, they must respond within 20 business days and must resolve the situation within 60 business days. I am in the process of doing this myself. Maybe more complaints will result in some action.

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Shirley Kitelinger
grant, US
Send a message
Nov 14, 2008 6:27 pm EST

Well ...they are the worst company ever in my opinion .
Here is our situation .
My husband was in intensive care 2 years ago for almost a month .
Out of work for over 2 months (went back too early because of just these issues )
I called and ask for 1 month deferment and was refused ..
Why ? because my husband was not working we could not get one month put on the end of our mortgage .
So, I got a month behind .
In July I paid 2 payments to catch up and got a default notice ...huh?
I called, they had put one payment on the end of my mortgage ...
I fought and fought and fianlly paid 1/2 payment to satisfy them and got behind then on my car payment ..
Because of all these health issues and other issues we never really got caught up ...We made our monthly payment but sometimes it was later in the month and not exactly on due date .
But I was making it, then in August of this year we had another issue .
The company my husband works for never pays the insurance on time and my medicines are over 1000.00 a month, when I can afford to fill them all, 3 of them are over 200.00 a month, sometimes it was 2 months and more before we would get our 80 percent reimbursment for medications .
After a few months of going through this, we needed help .
So I again called to try and get a 1 month deferment .
Was told why not get 2 months defered, since it would help you alot, easy as pie ...fill out the faxed forms and it is a done deal, don't make a payment, it takes 2 weeks ...
So we did and waited ...We got a default notice ...
So we called ..
them
" you did not fax back all three pages " please refax
Okay, so we did .
Nothing
So we call again
"you need to make a payment "
Okay ...we did ..
waited
Recieved a foreclosure notice .
Called ..
"you did not go by our rules, teh deferment was never processed "
RULES ! What rules !
'We need tax statements, bill statements, tag reciepts, all medication reciepts, paystubs ...on and on their list grew ...
We are doing a deferment, not a reloan or a new loan ...What ?
Oh and you need to make a payment ...
Okay ...next day ...made a payment and I call to get the total of what we needed to pay over that amount, should be about 800.00 and to tell them by teh end of the month we would pay the rest ...
Okay ...
I tell her we made a payment and would make the other one by the end of month ..we are only 1 month behind ..
She said, 'you were turned down for a deferment '
I said ...well that is strange cause yesterday it was not even processed !
Then she starts asking questions ..
When are you going to make a payment ...
TODAY FOOL ! Like I just told you .
then she was typing, I said
What are you doing ?
She said I am getting the forms ready for a deferment ..
I said ...what ?

I just want the total and she said
"You did want a deferment ...didn't you ?"
I said ...no deferment, no reloan, just gonna talk to my attorney "
She said ..."we can't tell him our rules "
What ?
I said "I didn't ask you to "
So, today we call again and tell them, we sent the one payment, will send the balance this week (which is hte one payment plus the late charges they charged us for all this ) and the first thing they say is
Where do we fax the deferment forms to ?
Nowhere dummies ...didn't say that, but thought about it ..
We told them again, NO DEFERMENT ...LAWYER| YES ...
I also contacted my Congressman and Senator ...
If one dollar of tax money goes to this company, I plan to sue somebody for misuse of our tax dollars .

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Sandi
Send a message
Nov 01, 2008 3:50 pm EDT

The telephone number you have listed for Sharon Lorenz is not a correct number.

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CitiMortgage terrible experience!

CitiMortgage messed up my Escrow account and my taxes did not get paid. I found out less than a month before the date the county was scheduled to claim my property. I called and opened a ticket and the money was in my escrow account. I was told the issue would be resolved in 24 hours. I called back a couple of day later, only to find out the ticket was closed and no one knew anything more. So they opened up a new ticket and this time told me there was no way to resolve this quickly. We escalated the ticket, but that didn't help. They told me NOT to go pay the taxes, that they would research it and take care of everything. They said they would call me back; no one ever did.Finally, within days of the county claiming my property, I went and paid the taxes myself. It's been over a month PAST the final due date and no one ever contacted me and I still cannot tell if they did anything at all. I would expect to at least see a credit, a notation, SOMETHING on my account, but I do not.I can't believe how out of hand this got! Now I want to cancel my escrow account and they want to charge me $500! This is ridiculous. I didn't make a mistake. I was told escrow was optional. $500 doesn't sound optional to me.

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seasalt
Albany, US
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Oct 09, 2010 8:09 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Something needs to be done about this ..
my daughter and son-inlaw are experieiincing the same issues with citimortgage. This is criminall and the Government needs to investigate. A class action suit something needs to be done and there is strength in numbers.
please contact me any information you may have or any actions that have been taken against the company
seasalt1958@gmail.com

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manuel rodriguez
Send a message
Nov 28, 2008 4:00 pm EST

I HAVE MY OWN HORRY STORY, BUT I BET, TOGEATHER WE ARE STRONGER, IF ENOUGHT OF YOU FOLKS CONTACT ME I WILL LOOK INTO A CLASS ACTION SUIT. BUT WHAT I'M MOST INSTRESTED IN IS THAT YOUR PROBLEMS ARE SOLVED NOW. THEIR WEB SITE GIVES ALL THE INFO THAT THEY DON'T EVEN UNDERSTAND OR KNOW EXIST, GO TO CITI MORTGAGE.COM- NEW MEMBER AND FILL OUT THE INFO, YOU WILL THEN ACESS ALL INFO TO YOUR ACCOUNT THAT THEY APPARNLETY DON'T KNOW EXIST. YOU CAN SEE YOUR PAYMENT, HOW IT IS SPREAD OUT, YOUR ESCROW ACCOUNT, YOUR PENATTIES, ETC. STUDY, STUD STUDY THE SIGHT ! IT DIDN'T TAKE ME BUT A COUPLE OF HOURS AND I FIGURED OUT HOW THEY WORK OR CHARGE ME. I 'M FROM LA. SO IF I CAN- YOU CAN! I CALLED DAILY, FOR 3 TO 4 HOURS AFTER UNDERSTANDING THEIR FIGURES AND I DELT WITH THE FACTS FROM THEIR WEB SITE! ASK FOR A MANAGER TO SPEAK TO YOU AFTER YOU HAVE STUDY AND UNDERSTAND THIEIR WEB SITE. I AM A FORTUNATE ONE I HAVE APPROX A $501.00 DOLLARD HOME NOTE BECAUSE OF FOLLOWING INTREST RATES AND DOING THE CORRECT THING AT THE RIGHT TIME. BUT IT DOESN'T MEAN YOU CAN'T START NOW. CONTACT ME I HAVE SO MUCH MORE INFO. MY EMAIL IS winman_2001 yahoo.com.

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sean
Send a message
Sep 11, 2008 6:17 pm EDT

I have had my Citimorgage account for a couple of years and yes I have had the same issues with the rate hikes on “taxes”. I called the local tax office and they say the amout they get is around half what Citi claims to be paying out in taxes. I have sent several faxes to Citi with NO response. I wish everyone that has this issue would call the local news stations and show the rest of the public what kind of crap they are pulling. I too had my original mortgage bought out by Citi and the tax problem came up within a couple of months after they took over the loan. Will the BBB help in this issue? I don’t have the money to have my payment raised two time a year.

Any suggestions to help me out of the Citimortgage grip.

Sean

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Jesse
Send a message
May 06, 2008 9:59 am EDT

did you ever resolve your issue with citimortgage? They have not paid my property taxes for 8 months, and give me the run around. They always say"you need to wait..." Amount due went up from 229 to 304. They claim to have sent payment but County shows nothing! What a nightmare. First American is the third-party involved, but they are not helpfule either. Who can help ?!?!

Any suggestion on dealing with them, tips?

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David
Send a message
Mar 31, 2008 10:18 am EDT

My wife and I just bought a house at the end of February and still have not made a single payment. Our loan was sold to CitiMortgage and we received an escrow account statement in the mail, not only are they escrowing our home insurance (which they were NOT supposed to do) they claim that our taxes this year are $22, 000 (on a $177, 000 new construction property) and our monthly payments are increasing by $3, 000.

We are currently working through this issue, I hope it gets resolved soon, but after doing some research today my hope is fading.

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Mr. Smith
Send a message
Mar 29, 2008 1:59 pm EDT

I purchased a new home back in Oct. The title company paid the 2007 taxes at closing. I recieved an escrow analysis from CitiMortgage, who purchased my loan back in Dec. They have increased my payments $400 a month. They stated that they paid the 2007 taxes out of my escrow but since my 1st payment was in Dec., my escrow was not enough to cover the taxes. I did some research with the county tax office and they have NO record of Citi ever paying anything. Citi should Never have paid ANYTHING since the taxes were already paid back in Oct. I am a little scared since I have been researching complaints with this company and have seen MANY like this. They say they opened an investigation into this and it should be resolved in a week. I just pray that they get this resolved before my payment is increased. With all this paperwork that I have stating that the taxes were already paid, am I cleared from having to pay this extra $400 or should I wait and see what happens and get an attorny if needed? I am a 1st time home buyer an would really like some advice. PLEAS HELP!

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JM Whitesel
Send a message
Feb 12, 2008 8:01 am EST

I believe you are entitled after that type of screw up to request that your escrow account be returned to you for processing without a fee. If I were you I would open a claim with the Attorney General's Office and request a cease and desist order under fair debt and collections practices act. Also ask for reimbursment of any and all fees associated with the mistake and demand that the escrow account be placed in your custody. I would also demand an inconvenience fee for the headache and hassle that was associated with this mistake.

JM

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Bobby Bronze
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Feb 07, 2008 1:02 pm EST

Bobby sayz dat citimortgage b hangn wit da nostril pickers. they left my sorry ### on hold for 1hr 30 min + and when da did answer da couldnt help a brother. da screwed up my escrow and didnt pay my taxes or insurance, pimp dat ###, mo fo's. doughs mo fo's could not get my statement droped in my box on time either. dat sheetz was shown up da day before it was due. i did a refi wit an estblishment dat meets all my needs and lowered my interest. u people @ da citi are bad... very... very bad pimps just tring 2 trip me up and take my deed. u people left in there need to get out, quick, fast n a hurry, sho-a-nuff. Bobby

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12:00 am EST

CitiMortgage monthly house payment!

I purchased my home in 2005 and had an adjustable rate. When the rates started to increase I refinanced to have a 30 year fixed rate. When I refinanced I also had them add my impounds for taxes and insurance. My house payment was about $2800.00 per month for everything. The mortgage company reviewed my account and found that there was an error and not enough was added to my impound account so my payment went up to $3597.35. In August my husband called and talked to Christina and she informed him that our last payment of this amount would be December 2007 and at that time my payment for January would go back to normal.

When I received my January statement it still stated that my house payment would be $3597.35. I told my husband to call and find out why we were still paying this amount. He told me that when he called that they are evaluating our account and a new statement would go out in a few days. I waited a week and called and talk to April who is the escrow specialist and she told me that they are still in the process but I still had to pay that amount because nothing would be changed until March of 2008. She also stated that taxes and insurance can always change. I understand that but this had nothing to do with a change in my taxes or insurance this was an error. I also understand that taxes can change every year, but not this much.

I told her that the whole story about the error with the refinancing and we were told our last payment would be December of 2007. She stated that her notes doesn't state that. I also told her that the $3597.35 was killing us financially and because of error that someone made when refinancing our loan. She stated that if I wait until January 20, 2008 that I could possibly have my payment changed then but if I don't pay my house payment by the 30th of January they would report me to the credit bureau and if I don't pay my house payment by the 16th of January I would have to pay a late fee of $124.86 on top of that. She said that there is nothing that they can do.

I have a family to raise and it is my responsibility to pay my house payment every month but I find it unfair that I have to suffer at the hands of an error and the callousness of a company that just doesn't care and they will do whatever they want to do at my expense. It is very disturbing with all that is going on in this country with homes that are in foreclosure, that you would think that this mortgage company would be more preceptive in resolving this matter.

All I would like to do is have an immediate resolution and not have to wait on a company to figure out what they are doing. I shouldn't have to suffer for another 3 months. I also think that the answer "there is nothing I can do" is good enough and all I requesting is facts. I have been paying my mortgage payment every month and I have not been reported to the credit bureau due to non payment. Since I feel that I am in good standing I shouldn't be treated in this fashion.

Any immediate assistance would be most appreciated.

Sincerely,

Caren Miller
[protected]

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Rhonda J Sagraves
US
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Mar 02, 2020 12:05 pm EST
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I am needing my interest for taxes to file.
Rhonda Sagraves
315 South Urbana Street
South Vienna Ohio 45369
My loan is being handled now by GC Services L.P.
CITICR [protected]

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Rhonda J Sagraves
US
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Feb 25, 2020 12:32 pm EST
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Need Mortgage Interest Statement for filing income tax.

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Ripely
US
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Feb 11, 2019 9:50 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

Unresponsive! I faxed exactly what they wanted 21 days ago. Crickets. TERRIBLE CUSTOMER SERVICE! I will cancel my Citibank credit card as I do not want to do business with terrible company. I will stick with American Express and Chase for my credit cards, but this case is regarding an overpayment on a mortgage pay off from my deceased parents.

About CitiMortgage

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This company is related to Citigroup Inc. and Citibank.

Overview of CitiMortgage complaint handling

CitiMortgage reviews first appeared on Complaints Board on Dec 27, 2007. The latest review Citibank homerun mortgage loan program was posted on Aug 6, 2023. The latest complaint Double payment of property taxes not reimbursed was resolved on Sep 02, 2021. CitiMortgage has an average consumer rating of 3 stars from 275 reviews. CitiMortgage has resolved 124 complaints.
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  1. CitiMortgage Contacts

  2. CitiMortgage phone numbers
    +1 (800) 283-7918
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    +1 (866) 272-4749
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    P.O. Box 6728, Sioux Falls, South Dakota, 57117-6728, United States
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    Jun 30, 2025
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CitiMortgage is ranked 23 among 88 companies in the Mortgage Companies category

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