CashCall / allegied unpaid loan

THE REPRESENTATIVE STATED THAT I TOOK OUT A LOAN WITH CASHCALL IN AUG OF 2006, IN WHICH WAS NEVER ADDED TO MY ACCOUNT.THE REP STATED THAT SEVERAL EMAILS WERE SENT IN AN ATTEMPT FOR REPAYMENT OF A LOAN THAT I NEVER RECEIVED.2 YEARS LATER ON SEPT 26, 2008 I RECEIVE A CALL FROM REP PHILLP COLBERT STATING THAT FEDERAL CHARGES WERE GOING TO BE PLACED AGAINST ME, UNDER COURT ORDER IF I DID NOT PAY A SETTLEMENT OF 1328.00 AND IT MUST BE DONE BY 4PM OF THE8-26-2008.