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Financeit
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1.3 7 Reviews 16 Complaints
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Financeit Reviews 23

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Financeit Financeit's customer service is a total joke

Financeit's customer service is a total joke. They messed up and now I gotta pay a $50 late fee. I'm gonna pay it off quick so I don't gotta deal with their *** again.

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Financeit Financeit is tryna get me to pay for a loan I never even asked for

Financeit is tryna get me to pay for a loan I never even asked for. I owed some money to a window guy, and somehow Financeit got ahold of my personal deets, which was stolen by some shady person. Then, they went ahead and took money outta my bank account without my say-so. Not cool, Financeit. Not cool at all.

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Financeit I went with Financeit to finance my new windows from *** in Dartmouth, NS

I went with Financeit to finance my new windows from *** in Dartmouth, NS. The window company took forever, like 8 months, and still didn't get an appraisal done. Then they canceled it at the last minute for some weird reason. I don't know if these two things are connected, but it's frustrating. Now I have to start all over again to get new windows.

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Financeit Devon from *** helped me apply for a loan with Financeit

Devon from *** helped me apply for a loan with Financeit. The loan app and talkin' has been real good in my situation. I'd suggest doin' biz with Financeit. My payment delay starts next Jan. and I'm hopeful that I'll get the same nice service as before. ***, Calgary AB.

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Financeit I bought a hot tub for my mom's place in Sydney NS and financed it through Financeit

I bought a hot tub for my mom's place in Sydney NS and financed it through Financeit. I had to move to Panama but came back when my mom got sick. It's been over 3 years and I still haven't received the hot tub. I've called and emailed Financeit to stop taking money out of my account and return the payments I made. They said they won't give me my money back because it's been too long. I never got anything from them.

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Financeit I gotta say, my experience with Financeit as a borrower wasn't too great

I gotta say, my experience with Financeit as a borrower wasn't too great. I got approved for a loan with one store, but I didn't end up going through with it. When I tried to use the loan with a different store, they said I had to apply all over again. That meant two hard inquiries on my credit report and a higher interest rate. Not cool.

Their customer service was pretty lousy too. They said they couldn't transfer the loan to a different store, even though they'd still be getting paid either way. And get this - they wouldn't let me cancel the loan with them directly. I had to call each store myself. What a pain in the butt.

Honestly, this is just plain wrong. It's like they're trying to control which store gets my business based on their loan conditions. No matter where I buy from, I should be able to use the same loan approval.

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Financeit This company messed up big time with a loan my dad had with them

This company messed up big time with a loan my dad had with them. They sent it to a collection agency even though they knew he had passed away and his will was still being sorted out. My mom got a scary letter from the collection agency a few months after he died, so I reached out to Financeit again. They said sorry and that the loan was back with them, and to ignore any more letters from the collection agency. They said to contact them again when the will was sorted to work out a payment plan. But now I found out that the loan never came back and my mom has to pay the whole thing when she gets the inheritance. She doesn't have that kind of money and only has the house she shared with my dad. I'm so mad that Financeit would do this, sending the loan to a collection agency and not taking it back like they said they would. They're a dishonest company with crazy high interest rates. Don't trust them.

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Financeit Complaints 16

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took out a small loan on a mini split in 2018 - was told it was for three years. called them when I wasnt getting any statements at the end of the year - was told I broke the contract by making payments ahead ( was told I could pay ahead ) fought them to get a printed statement. then the contract was renewed for another three years saying I didnt respond...

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Financeit So, I got a loan from Financeit and it was all good until I found out that someone else took out a loan under my name without my permission

So, I got a loan from Financeit and it was all good until I found out that someone else took out a loan under my name without my permission. They even forged my signature on the documents! But Financeit still accepted it and now there's a loan under my name that I didn't even apply for. It's illegal and messed up.

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Financeit I don't understand why they keep doing this even though they said the loan was settled

I don't understand why they keep doing this even though they said the loan was settled. It's frustrating and confusing. I've tried calling customer service but it's always busy or I'm on hold for a long time. Overall, my experience with Financeit has been disappointing and I wouldn't recommend them to anyone.

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Is Financeit Legit?

Financeit earns a trustworthiness rating of 91%

Highly recommended, but caution will not hurt.

Our conclusion: After a detailed review, ComplaintsBoard finds Financeit to be a trustworthy company. Although there's a 6% resolution rate for customer complaints, which deserves attention, Financeit is known for their high standards and safety. If you're thinking about dealing with Financeit, it's wise to check how they handle complaints.

We found clear and detailed contact information for Financeit. The company provides a physical address, phone number, and 2 emails, as well as social media account. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.

Financeit has received positive review on our site. This is a good sign and indicates a safe and reliable experience for customers who choose to work with the company.

Financeit.io has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.

Financeit.io has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.

Several positive reviews for Financeit have been found on various review sites. While this may be a good sign, it is important to approach these reviews with caution and consider the possibility of fake or biased reviews.

Financeit.io appears to have online shopping features, it's important to know that the platform supports an extensive range of payment methods, making it convenient and easy to complete your transaction. The payment procedure on the website is also relatively simple and straightforward, ensuring a smooth and hassle-free experience for buyers.

However ComplaintsBoard has detected that:

  • While Financeit has a high level of trust, our investigation has revealed that the company's complaint resolution process is inadequate and ineffective. As a result, only 6% of 16 complaints are resolved. The support team may have poor customer service skills, lack of training, or not be well-equipped to handle customer complaints.
  • Multiple low-rated websites are found on the same server. There could be such as technical issues or poor website optimization. To determine if the websites are part of a scam, it's important to review them and look for signs of fraudulent activity.
  • Financeit protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.
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Financeit Back in 2016, we got a loan from Financeit

Back in 2016, we got a loan from Financeit. We didn't know they'd charge us 12% interest per day and that almost all of our payment would go to interest, leaving very little for the principal. Now, after 4 years, we still owe $6,500 on a $7,000 loan. I think this company is running a *** business model and it's not right. Loans like this shouldn't be allowed in our country.

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Financeit So, I had a contract with *** bank for a water well drilling on my land

So, I had a contract with *** bank for a water well drilling on my land. It was for 10 years, but nobody told me that Financeit company took over. Last fall, I tried to reach *** bank, but they said Financeit took over the loan. When I contacted Financeit, they told me that the loan would be extended for about 5 months longer. They said that *** bank never charged me enough interest, but the contract states a fixed amount of dollars each month for 10 years.

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Financeit Financeit helped out an HVAC seller, *** from Mississauga, with a *** loan to a senior citizen

Financeit helped out an HVAC seller, *** from Mississauga, with a *** loan to a senior citizen. The seller sold a water heater worth less than $1000 for $4500 to a senior citizen living alone. The seller *** said he was from the utility company and that a new water heater was necessary. Financeit gave the loan at 10.99% interest. The senior citizen didn't have the ability to understand the details of the loan with proper representation and was tricked out of thousands of dollars.

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Financeit They gave me a loan for a metal roof but the roof ain't there

They gave me a loan for a metal roof but the roof ain't there. I'm still paying for nothing. The roofing guys shut down so I gotta talk to these finance peeps. I called them a bunch but they don't call me back or they call me back mad late with no fix. They put a lien on my crib which is messed up. I just need some help fixing this. It's hard and annoying to have no options and no help. They gave 8,000 bucks to a company with no stuff or work done and that's not cool.

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Financeit We got our roof done in 2019 and we financed it through Financeit for $15843

We got our roof done in 2019 and we financed it through Financeit for $15843. We were told that the interest rate was 8.99% per year and the monthly payment was $160.59. But the interest rate and the monthly interest charges don't match up. We pay $3.70 per day or $117.00 per month, which is about $1,404 per year. Only about $43 goes to the principal. In a letter dated January 03, we were told that our loan is now $15,144.19, which is only $698.25 less than the original amount financed. We think that we were misled about the financing charges and the yearly versus daily rate of interest. The interest rate should be 8.99% per year or $1,424.29 and $118.69 per month. This rate translates into $1927 per year interest and $503 principal drop. We believe that the Contractor and Financeit have overcharged us and misled us.

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Financeit I got a loan from Financeit last month and they said I didn't pay it and put it in collections

I got a loan from Financeit last month and they said I didn't pay it and put it in collections. Now my credit report is messed up. I always keep my credit good, but now it's bad because of them. They said I paid it and even sent me a letter saying it was all good, but they still messed up my credit. They also changed my interest rate and took forever to get back to me. If you want to know who I talked to, it was Mr. Ross M. and Mr. Alex R. Can you help me fix my credit? Thanks

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Financeit I got a loan from Financeit to buy a 5th wheel on Aug 11, 2018

I got a loan from Financeit to buy a 5th wheel on Aug 11, 2018. I borrowed $20,299 and my contract has two interest rates. One says 13.49% annual interest rate and the other says 13.81% annual percentage rate. I don't really know what that means. My loan paper says I can pay it down anytime without penalty. I called today to pay it off, but they told me I have to pay $19,728.33. I don't understand how I've only gotten $570.67 credit towards my initial loan when I've paid $9062.78 over 37 months. My calculations say I should have gotten $1146.17 credit. I need help.

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Financeit I got a loan from Financeit Canada Inc

I got a loan from Financeit Canada Inc. for $20000 and it was supposed to end on Jan 01 2021. I made a payment of over $2000 to a contractor on Dec 23 2021, but it didn't go through before the loan expired. I tried to fix it, but it took a lot of time and effort. The company reopened my loan until Jan 9 2021, and I resubmitted the payment on Jan 2 2021. I was told it would be processed in 5 days, but I didn't get any confirmation. I called again and was told it was processing. But I got an email saying it didn't go through. I asked to speak with a Manager, but didn't get a call. Finally, I spoke with a Manager today and he said it was *** fault. *** said it was Financeit's fault.

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Financeit I had a loan with financeit

I had a loan with financeit. On February 19, that loan was paid off by a certified check from a dealership by the name of *** for the amount of $37,395.66. The check was sent by *** on February 22. I had a payment of $253.15 coming out on February 26, which financeit took out after my loan was paid out. They told me when they got the certified check and my account was closed, I would get the payment of $253.15 back. *** also told me that they included extra money above the amount left owing on the loan in case I incurred interest charges. I phoned financeit every week for three weeks to ask for the status on the account, and they kept telling me they never received a certified check. Finally, on March 10, I called them once again because I noticed two different deposits in my bank account of $68.79 and $6.54 on March 10. But that did not add up to the payment of $253.15 that I was supposed to get returned to me. When I talked to them about this, they said I had incurred interest charges over the last three weeks, and I would not see any more money back. I told them that the dealership had sent way more money over and above for interest charges so I wouldn't have this problem. I questioned them on it taking three weeks to courier a certified check, and that was a little excessive. I think financeit just held my certified check so they didn't have to pay me the $253.15 back. I think that I am getting treated unfairly, and I would appreciate your help in resolving this issue.

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Financeit I heard about Financeit when my mom bought a water heater and filter from *** in Goderich Ont in Oct 2021

I heard about Financeit when my mom bought a water heater and filter from *** in Goderich Ont in Oct 2021. The loan was way too high at 13.34% compared to the bank's 7%. The loan agreement was 8 pages long and my mom signed every page twice. It said she had 60 months to pay but then it said 120 months to pay the full amount of $6320.92. I don't understand that part. She bought the items on Nov 2 and they were installed on Nov 5, but the loan date was Oct 27, 6 days before the sale. I don't know who told her to get a loan from Financeit or why she agreed to it when she has enough money in the bank to pay for it 20 times over and only gets 2%. My mom can barely call me and doesn't have a computer. She only pays with cash and can't contact anyone.

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Financeit I applied for a loan from Financeit in May

I applied for a loan from Financeit in May . I asked for $12-15,000 for 3 months, but they approved me for $30,000 for 6 months. I used the loan for a renovation project in Vancouver. In mid-June, I started using the loan, and in early July, Lance from the fraud department called me. Lance was very rude and didn't let me explain why I had three addresses. He demanded my proof of identity and notice of assessment, which I didn't expect to provide. I made several phone calls and sent emails to Financeit, but Lance kept calling me. I spoke with other people at Financeit, and they were fine, but Lance was terrible. I decided to pay the amount owing in full more than 3 months before the due date and close the account immediately instead of dealing with Lance. Because of Lance, Financeit lost their ability to earn more revenue from my credit due, *** lost business, and my credit score was hurt.

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Financeit 1.) So, I called this guy to fix my AC and furnace 'cause they weren't cutting it in the heat wave

1.) So, I called this guy to fix my AC and furnace 'cause they weren't cutting it in the heat wave. He said he'd buy my old stuff for $750, install a fancy air filter for free (worth $4k, he said), and put in some new outlets. He had a buddy with him who handled the finance part, and I signed up for a loan on his phone. They came the next day to do the work, but didn't finish everything and said they'd come back. They never did. Later, I saw that the air filter was added to the loan even though it was supposed to be free. I called the finance company and my husband texted the guy, who didn't deny it. Then I noticed that a document with my signature on it was forged, so I contacted the finance company again.
2.) I told them what happened and filled out a form they sent me. Then the guy called me saying the finance company cancelled the contract and he wanted his money back. We agreed to swap equipment. After that, I didn't hear from the finance company until December when they threatened me about my credit and collections.
3.) In February, I got an email from a collection agency offering a settlement. But I never got any monthly statements or payment requests, and they've been reporting it as paid and up to date even though I never paid them anything.
4.) Overall, this was a pretty bad experience and I wouldn't recommend them.

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Financeit I entered into an agreement without being able to understand what I was doing ***

I entered into an agreement without being able to understand what I was doing ***. I was misled by the other party can't understand the agreement o enters into . Additionally my services were never complete . This was wrote by my mom with my consent and minimal understanding ***. I've spoke to the loan company and was told the would look into it but haven't received any response. I'm on the hook for over 14k without understanding what it's for or the terms and conditions.

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About Financeit

Financeit is a leading financial technology company that provides innovative lending solutions to businesses and consumers across Canada. The company was founded in 2011 with the aim of revolutionizing the way people access financing for big-ticket purchases. Since then, Financeit has grown to become one of the most trusted and reliable lending platforms in the country.

Financeit offers a range of lending products, including point-of-sale financing, personal loans, and home improvement loans. The company's point-of-sale financing solution allows businesses to offer their customers affordable monthly payment plans for purchases, making it easier for them to afford big-ticket items. Financeit's personal loans and home improvement loans are designed to help consumers finance their dreams, whether it's a home renovation project or a dream vacation.

One of the key features of Financeit is its user-friendly platform, which makes it easy for businesses and consumers to apply for loans and manage their accounts. The platform is designed to be intuitive and easy to use, with a simple application process and fast approval times. Financeit also offers a range of tools and resources to help businesses and consumers make informed decisions about their finances, including a loan calculator and educational resources.

In addition to its lending products, Financeit also offers a range of value-added services, including marketing support and customer service. The company works closely with its partners to help them grow their businesses and increase sales, providing them with the tools and resources they need to succeed.

Overall, Financeit is a trusted and reliable financial technology company that is committed to providing innovative lending solutions to businesses and consumers across Canada. With its user-friendly platform, fast approval times, and range of value-added services, Financeit is the go-to choice for anyone looking for affordable and flexible financing options.

Overview of Financeit complaint handling

Financeit reviews first appeared on Complaints Board on May 7, 2023. The latest review Deceptive loan term was posted on Oct 31, 2023. The latest complaint I entered into an agreement without being able to understand what I was doing ******************************************************************* was resolved on May 07, 2023. Financeit has an average consumer rating of 1 stars from 23 reviews. Financeit has resolved 1 complaints.
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  1. Financeit Contacts

  2. Financeit phone numbers
    +1 (888) 536-3025
    +1 (888) 536-3025
    Click up if you have successfully reached Financeit by calling +1 (888) 536-3025 phone number 0 0 users reported that they have successfully reached Financeit by calling +1 (888) 536-3025 phone number Click down if you have unsuccessfully reached Financeit by calling +1 (888) 536-3025 phone number 0 0 users reported that they have UNsuccessfully reached Financeit by calling +1 (888) 536-3025 phone number
  3. Financeit emails
  4. Financeit address
    500 - 296 Richmond St W, Toronto, Ontario, M5V 1X2, Canada
  5. Financeit social media
  6. Janet
    Checked and verified by Janet This contact information is personally checked and verified by the ComplaintsBoard representative. Learn more
    Jul 03, 2024
Financeit Category
Financeit is ranked 33 among 120 companies in the Loans category

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