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American Credit Services / Scam

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I got a call too, and it looks as if we all have something in common. It seems that we all applied for a payday loan at some point. I would wager a guess that someone at CashNet/Sonic got a hold of a internet marketing warm call list from one of these companies and is now going to town. I do not believe that these conpanies know that they are being used. I am lucky, I never put in my correct information when I applied, as I knew that they would call to confirm the banking information over the phone and they would never check my social security number. I have not answered the phone yet when they have called, and will not engage them if possible. They will give up when they cannot confirm the validity of any of their phone numbers.

DO NOT GIVE ANYONE YOUR CORRECT BANKING INFORMATION OR SOCIAL SECURITY NUMBER! Keep a log of whom you applied with a wait for the phone call to confirm the information


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N  11th of Jun, 2009 by 
Agree Disagree 0 Votes
My wifes work has received a phone call the past 3 days but it was after she had already left work. They said they were from the Crime Monitoring Division and his name was Jonathan Davis and he called from a Los Angeles area code 310-362-9387. He said he was representing American Credit Services.

After multiple phone calls, which we answered no questions and they he wouldn't answer any either, we became frustrated. He said my wife took out a $200 loan on May 18th, 2008 and that if we didn't pay it back, my wife and her parents were going to jail tomorrow at 11am. The sheriffs department were coming to get her!

He sounded middle eastern and talked very fast and was rude. I mocked his accent (not a great idea-but i was ticked off!) and he got mad and hung up. If this scam happens to you, don't talk. If you live in the USA, you know the judicial system takes forever and that you would get papers first!

Anyway, since he sounded fake and wouldn't answer my questions, i checked the internet to find out and luckily i found this websit where hundreds of people had been through what we had! Im not an avid internet user, but if it weren't for it, i wouldn't have known this was a scam! For all of you who read this, take a breath and relax. ITS A SCAM!!!
N  27th of Jul, 2009 by 
Agree Disagree 0 Votes
ALL of these internet payday and unsecured internet loans are SCAMS. They are NOT going to put money in your account, but they WILL take money FROM your account. If you don't believe me, pick any one or two of them and go for it. Please email me and tell me how long did it take to get your loan money in your bank account, I am curious, but I Know you won't get their money, they will get your though.

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