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American Credit Services / Harrassment

1 CA, United States

I have been getting these phone calls from a person named Neil Johnson stating that there is a legal process against me and if I want to know more I better call him. I called the number [protected]. Before I called, I checked public records just to make sure there were no lawsuits against me. Once I called, I was transferred to David Jones. He started SCREAMING at me that I was being charged wtih check fraud, wire fraud and not paying a payday loan. I had no idea what he was talking about. He said there was a suit against me. I told him I had just looked that up and that there was no suit. I told him I needed the paperwork mailed to my home of this so called complaint. he would NOT MAIL ANYTHING. he kept screaming at me and shouting his name and his lawyer number. Finally I told him he had to email me something. What he emailed me was made to look official but was not. I checked with my bank and I have never had a bounced check or fraud of any kind on my account. What is really frightening is that they have my social security number, my bank number and the names of my sisters. I am filing a police report right away and closing my bank account. I am well aware of my rights and know that it is illegal to threated false legal action and scream and threaten someone. I don't believe this company is in the US as they don't speak English well and all and instead of refurring to my social security number...they keep saying my social security. Please beware of these people. They are SCAM artists and use threats and aggression to scare people into paying them money they are not owed. I don't know what more to do but everyone needs to beware!!!


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