THIS COMPANY STINKS. Under benefits that I pay for I am allowed 60 physical therapy visits per calendar year. I used about 40 visits and then ASH cut me off. They said I didn't need PT anymore even though my orthopedic surgeon and my physical therapist insisted I did, they all wrote PT prescriptions, called ASH, etc. All ASH cares about is making a buck AT MY HEALTH EXPENSE. I am now experiencing new kinetic movement issues such as sprained ligaments under my feet from improper body movement because I WAS DENIED THE RIGHT TO EXERCISE MY HEALTH COVERAGE. I request that I am allowed to exercise all of my health benefits, and not get denied by some insurance agent who has never met me!