This morning I received threatening voice mails from a person named 'Michael'. This person had a very thick foreign accent. The call was made from a Verizon phone which, when called back had been disconnected. The 818 number was left to call back.
The caller claimed in the messages that he represented someone I owed money to and if either myself or my attorney did not call 'post haste' that Officers of the Law would appear at my door to arrest me the next day. At the end of the messages the person said, 'If you do not comply, I can only wish you good luck for the safety of you and your children!'
When I called back I was put on hold for more than 15 minutes. So I hung up and called right back. I received a busy signal. Later in the day I was able to get through. The party at the other end of the line claimed to be an attorney representing Sonic Cash Net and proceeded to tell me that I owed them money -- he would not give the amount-- he would not give me the company's phone number so I could verify the authenticity of this claim, but told me that if I did not cooperate with him, I would be hauled off to jail and charged with bank fraud and other federal crimes. I hung up on him. My husband and I reported the incident to the FTC immediately.
After filing the FTC report, we 'Googled' Sonic Cash Net and found massive numbers of postings about their disreputable 'collection' practices. This is a scam run by foreign nationals attempting to coerce people into sending them funds through Western Union to 'absolve' themselves from the bogus charges being made against us by these people.
Don't cave in, don't give them any personal information. Report them to the FTC (Federal Trade Commission) and your local police department.
This is terrorism against individuals. Advise everyone you know to be aware and not fall for these tricksters.
I received a phone call @ 9:23 am. I did not understand the caller the accent was very thick. I was told I was going to be indicted for internet fraud. I kept saying i did not understand, so, another person got on the phone.
This other person started yelling at me that I took out a loan and did not pay it back.
I informed this person that I had filed for bankruptcy. I lost my house and I included the payday loans in with the bankruptcy. the person said he did not care and continued to yell at me that I had better pay back this money or I would go to jail. I hung up.
This man then called my neighbor who has just come home from the hospital. He threatened her and said she better give me the message. He told her she was in the middle and she was going to be in trouble.
The next morning at the same time I received another call I asked what did he want and what company he was from. he quoted my #SS and told me he was prepared to call my employer, neighbor and myself everyday If I did not pay. I told him I was going to call the attorney general and my lawyer. He said he did not care and he was going to call me anyway as well as file charges against me.
I am attempting to get back on my feet. My neighbor has been very ill. She has nothing to do with the loan she was only a contact person. I feel as though I am being stalked by a loan shark I do not know what they will do to me.
I received a call first from an "Officer William Hammil" but when I called back, spoke to a "Scott Miller" (both of these gentlemen had Indian accents) also, alot of noise in the back ground. Alot of echo on the phone line, indicative of a phone call to/from India/overseas.
Anyway, told me I had a loan with Sonic Cash Net and was going to be prosecuted for Corruption of Check charges (bogus charge) theft by deception (bogus charge) and something else, can't remember now.
Anyway, he had my home address, my place of work name and my bank name. Nothing else. Told me that I would be arrested "tomorrow".
I was startled to say the least. I did have a payday loan a few years ago, but it was paid in full. He couldn't give me the account number I allegedly had with this company. He said it was "confidential" and he could only release it to my attorney.
Folks, I'ma paralegal - I deal with this type of stuff al lthe time and he had me so rattled I began to doubt myself. As fate would have it, I was at work and because of the holiday, our servers were down for cleanup/repairs, so I couldn't search the company or any BBB fraud websites.
I kept coming up with "wait a minute..." revelations and called him back.
One phone call I asked him in which jurisdiction they charges would be filed. He said I didn't need to worry about it that a representative from the California State Sherrif's department would be at my house tomorrow to arrest me. He rushed me off the phone before I could ask more questions.
As soon as we hung up I remembered:
Sherrifs are COUNTY jurisdicitons, not STATE.
So then I called back and asked what their Bar# is (Law firms have lawyers, lawyers have to be members of the bar to practice). He actually yelled at me and said I have no right to ask him these questions.
He then told me that God was the only one that could help me now. Really? WHO says that???? Honestly, if these guys are going to be crooks, you'd think they'd be smarter about it.
Before he hung up on me, I was able to say "Scott, you know this is a hoax and a scam. I know it, you know it, the man in the moon knows it".
He said "We'll see when you are arrested tomorrow".
I was able to get home a few minutes later and log on to the internet and found all these scam websites.
I searched under Sonic Cashnet and the phone number used: [protected]. Both searches turned up fraud websites where everyon else had the same experience, nearly word for word.
What they want you to do is panic and say "What can I do so I'm not arrested". That's when they politely ask you for your banking info and they'll simply take a payment over the phone and clear the whole thing up.
BULL!!! DON'T FALL FOR IT.
I actually called them back and told them what I found just by doing a search of their name and their phone number. Suddenly "Scott's" accent wasn't so thick and he asked me who I was.
I told him it was somoene who will be reporting them to the CA Attorney General. He hung up quickly.
Unfortunately, since these guys are calling from outside the US there's probably very little that can be done.
I got a call today from this same Max Cotter with a very heavy accent saying that I had taken out a payday loan and refused to pay it back. He kept trying to get me to verify my social security number. I kept telling him that I was not verifying any information until he told me who he was, what he wanted and who he represented. All he kept saying was that he represented "The law firm", but couldn't tell me the law firm's name. Then he proceeds to tell me my address, my email and my employer's name. He told me that I was going to be picked up on Monday by a law offical and taken to the court house to be arrested. I was going to be charged with check fraud, theft by deceit and some other bogus mess. And that my job was going to be notified of "what I had done". When I told him that I wasn't talking to him any further until he could provide me with some type of documentation and proof that I had ever done business with this company, he hung up. I tried to call the number back and I got a recording saying the Verizon wireless number I dialed has either been changed, disconnected or is no longer in service. Please be very careful when people call claiming to be debt collectors. I think he was trying to get the rest of my personal information for some kind of indentity theft scheme. BE AWARE OF WHO YOU GIVE YOUR INFO TO!!!