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FHA Loan Foreclosure

Last December, I asked this bank for an extension on my FHA Loan. I was told I would have to miss my December payment to qualify. (What kind of hair brain idea was that?) Well I did miss the payment, but I didn't get my request extension, but was sent to another part of the loan office. It came to a surprise that I defaulted on my loan. There is a big difference in default and extension. I just need two month extension to catch up on some other bills that I still have thanks to BancorpSouth. I needed to repay the creditors from my business so I didn't have to worry with that anymore.
I would like to know if anyone knows if I can sue this bank for miss handling my loan. hey only lost paperwork I signed two to three times. They wouldn't send all the paperwork together, but calling me to say that I didn't sign a certain form. That form was not included in the paperwork sent to start with. I would send one person one item and then would have to send the identical paperwork to a women whose desk is right beside the first woman. No two people shared paperwork and no three or four people had any idea what paperwork I signed and sent back to all of them. All of these women worked on my home loan in Loss Mitigate Office. The thing is I never got my extension, but now I have to endure foreclosure, because they (not me) mishandled my loan.

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FHA Loan Taking too long and no lawyer to talk too

I sent papers to Tom of Legal Helpers on Sept. 10th 2010. I'm trying to purchase a house but I need the courts approval to get a FHA loan. I have a mortgage company who has me approved. Two weeks after I sent the papers I find out not by the Law firm but by my Realestate agent they never got it to the courts. I never get to talk to a lawyer and they never return my calls. I have a closing date of Oct. 18th or the house will go back on the market. If I don't get an answer by Friday I will hold Legal Helpers as the worse Law firm I have ever known. I am thinking about calling Better Business too. I have sent emails and they never respond.
[protected]@yahoo.com

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We are selling our home to a buyer trying to get a loan through FHA. He qualifies without a doubt for the loan. He was paying $125, 000 and we were giving him $5, 000 towards closing costs. Our home was appraised in December by an FHA appraiser for $125, 000. We had our house appraised for $123, 000 last June. We have moved out of the home thinking that the...

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