I agree with you both as well because i was in a rear end accident in sept (2009) by a holder of Young Amarica why at a stop sign. They guy who was driving asked me not to call the cops and did try to run after seeing my Fiance who was in the car with me was on the phone to my mother who was in front of us for we had been moving and was making a trip over to one home to load more stuff to take to the new place we where moving too. I was shocked that some one had hit me and pushed me into my mothers friends truck and it caused my car to stall but it scared me because that is the first time I had ever been in a accident that I was the driver. My mother acted fast and was on the phone to our insurance when the guy tried to take off but a person saw what was happening and blocked him in till the cops showed up. Because of the shock and a panic attack for I feared of being hit again I got out of the car and out of the road to sit down because I was shacking and later after going to the hospital to find out that my left shoulder had been sprained and then two days later my doctor told me not to use my left arm for two weeks. I have been trying to settle with Young Amarica since then and they pretty much was blowing me off till I got a hold of our insurance to even get a hold of any one at Young Amarica and they asked for my bills and I sent them which was close to almost 5, 000 just the doctors bills. They where getting me all upset that I told them I was going to let my mother handle it because it was stressing me out so much because the woman I was talking to kept trying to get me to settle for 3, 000 to pay the bills and if I was lucky I would get maybe 500 left over. I told her I would talk to my health provider which because of a injery to my back and right knee I had been taking out of work so was on state health which I am greatful for. I did get a hold of my health providers and found out they mixed up something but I got it fix which Young Amarcia should of handled but it took me to do it because they seemed to be lazy. After I got that tooken care of I talked with with the woman from Young Amarcia again and tried at first tell me she never offered me a settlment at all which I had two witness with me who heard the hold talk between the two of us and also in formed me that they would pay back my health provider the close to now 2, 000 to them but I would still have to pay the remaining doctor bill which is almost 300 out of my own pocket and they only wanted to give me 1, 000 now after offering me 3, 000. I then asked her if they where going to settle with my Fiance who was in the accident with me and she said no because he didn't call them which was funny since when she called once after the accident she had talked to him and told him she couldn't talk to him but had to talk to me. She refused to talk to him about the accident at all even after he informed her that he had been in the car with me and got knocked around some but not enough to go to the hospital. Its pretty funny that unless you are hurt enough in a car accident that you have to go to the hospital to even get a settlement is just sad. Since dealing with Young Amarica I have been stressed out, bullied and upset by them so much that it is getting to the point that I just want to scream and pull my hair out. It just makes me scared to know that there is insurance company's out there that are like this who seem like people who are just greedy, its just sad what this world is coming to.
