I did receive a call too. Sounded interesting. Decided that if they could reduce interest rates it would be worth it. I completed a profile on line with my credit card information. A consultant followed up with me and made the calls directly to my credit card companies with me on the line. They were able to reduce 2 of my cards by 1%. I believe I could've done the same thing without paying Clear Breeze $800. If they could've reduced several of my cards then the $800 would've been a wash. I asked a lot of questions and found them to be of a credible nature. Given the opportunity again, I would just handle this myself.