I just had a lovely conversation with a supervisor where she had to explain a "secret" screen that you must click on to see your ACTUAL balance when your items were deducted, not the screen that we all see when we log in and click "see account activity". So there are two different balances going on at the time of your purchases.
Beware! I will close my account also, and I hope that someone does blast this corrupt bank on the news, they need taken down a few hundred notches from their throne, where they think they have the right to take money from us at their whim!