I agree with all of the comments! This company was HORRIBLE to deal with! I had a 6-month no interest plan and was paying extra each month so as not to incur interest. Well, one of my payments reached them early and they applied it incorrectly. So now they have charged me interest on the entire amount and won't remove it. They are incredibly un-helpful! They make it seem like it's totally your fault when it's not. Defnitely think twice before using this company!