The standard brick plan is a do not pay for three months...Interest doesn't start until after... I'm also fairly certaib kiting is frowned upon in canada...
People are so quick to assume fraud, when in fact the brick as no intention of scamming you... I've been a brick customer for years, and human error does happen, but the customer service people always take care of me!
There are more people extremely satisfied than there are in your shoes, but I get it...