GC Services are a bunch of crooks. Most collection agencies are in one way or another. NEVER agree to anything or sign anything, even if it is over the phone.
If you want to pay off a debt, contact the original creditor and see if you can them directly instead. You should NOT have sent them the letter. They are NOT your friend and they do NOT have your best interest at heart.
"THey are no such innocent victims! I saw the word harassment thrown around a couple times... harassment?"
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
I have people who owe ME thousands of dollars that haven't paid me back. I don't whine about it. I just won't loan them any more money. That's how credit USED TO work. If someone borrowed money (like, say, ran up a bar tab), they can't borrow any more money until they pay it off! When you loan someone money, you are MAKING A GAMBLE that you'll get it back with interest. Don't cry because someone else doesn't want to play your game.
Think about it this way, while you are HARASSING people on the phone, the statute of limitations is wearing out. After THAT happens, then you can NO LONGER sue to acquire a judgement for MOST debts.
Chapel Sales is definately a Scam.
The scam isn't only on the customers. It's also on the workers.
I used to 'work' for them back in the mid-90's, so I should know.
Of course, I didn't make many sales. I'm too honest.
Anyhow, while I was there, they tried to get me to do all kinds of unsavory things. There is a strong peer pressure environment where they try to condition/brainwash their 'employees' into basically hating "Miss Jones" (Their name for potential customers while I was there). If you don't believe that, then inext time you meet one of them, tell them that your last name is Jones and watch them snicker. They made us practice our sales pitches every day and it was policy that we be made to come up with songs to mock 'Miss jones'.
The college pitch is a complete sham. When we start there, we are told to use that pitch because nobody will turn away a struggling college student. So, we were instructed to ask people for their 'Vote for Education'.
The job was also very dangerous.
A few girls had gotten raped while running the routes. I, myself almost got shot because my partner was being very rude and pushy, which was uncalled for. On top of that, there was a incident involving a gun that had occurred at the hotel where we stayed while in Detroit.
When I quit and returned home, I tried to get the news out, but had no luck. Nobody seemed to care about this terrible organization.
Anyway, this is the song we were told to sing while I was there.
"I'm a positive person,
I'm a positive man,
I'm gonna take Miss Jones for all I can,
All her money, all her cash, it all get's took,
I'm gonna sell miss Jones nine or ten books,
I'll get her money and be on my way,
Haha, I made my quota today."
Seriously, don't buy from these kids. Advise them to give it up and live a real life instead. Working for Chapel is a waste of life.
