NJ EZ Pass – Unfair Credit Reporting

My account was placed into collections and I am banned from EVER holding an EZ pass again because I didn't use it for a few months and the account was negative $1.00!
I was given NO OPPORTUNITY to settle account. No phone call. Just an email with subject - Your NJEZPass Statement is available.
That is it.
Completely unfair. Damaged my credit and there are no other alternatives for me to use the system.
ABSOLUTELY RIDICULOUS!

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