LowPayCard.com review: scamming money from poor folks! 44

Thank you for puttin that out there. I too got the $7500 credit limit and had be thinkin about it for a few days and thought i wolud look in to it first and i am glad i did.

Thank you for tellin the truth to try and stop them some one needs to! Thanks agian you post saved me!

It amazes me how many people would even consider a "credit card" that you can only use at 1 online location. I don't even think about using these types of cards, especially since they usually cost over 300$ to "activate"

My mom taught me well, in that any "credit card" regardless as to whether it's a Visa, or one of these "our goods" cards that charge any type of fee aren't worth getting. My mom has 3 or 4 credit cards, and she's paid nothing for any of them(except the balance and interest, which on hers are also low)

If anyone gets any type of card in the mail, and it isn't a visa or mastercard, shred it. A "credit card" that you can't use anywhere is worthless anyways.

I'm actually researching right now to see if anyone has actually thought "wow a 7, 500$ credit card, that I can only use at 1 online location that has a very small amount of things to buy, and will cost me 400$ up front, plus only 30% of the total payments on items for a down payment, what a good deal"

God I pray no one has been that stupid

I recieved a LPC card in the mail today, i dont ever remember applying for this approved $7500. Line of credit. I thought i'd do some research and than i read that they needed acceaa to my checking and savings accounts thats when i knew there was something wrong. I called to see if i could just activate the card without giving my account information, They instantly want you to put the $7500 card information in and not have an operator on the phone. If i cant talk to a live voice iam not falling for this scam!-thanks Denise.

thanks for everyones coments you probably saved me a fortune

A definite scam. I'm not sure, but I think that the practice of mailing credit cards to someone unsolicited has been illegal since the 60's-70's? I'm sure they have found a loop hole around that, but I'm going to research it a little. If anyone is aware of this law, please feel free to reply.

I am following up to my previous post with the following web site that states very clearly that this card is illegally sent. I have sent back the card with a request that this acct be closed at once. I'm just afraid it may appear on my credit report even if I don't activate it. I've seen other sites that recommend contacting your state AG and the FTC. Hope this helps someone in doubt.
http://www.cga.ct.gov/2007/rpt/2007-R-0682.htm

I have not received anything.

I cancel my order for this card after further investigating the company. I spoke with several reps that were very rude and had no sign of taking money from my account. They made a with withdrawal and when I called to cancel they pretended as if they hadn't received payment my bank was able to send me a copy of a check they sent. Which I didn't send them, which would mean they have fake bank check. After I spoke with Adam and Bob who are suppose to be supervisors and told them to take me out of there system. Two hours later they hit my account account again. This company should be under investigation I don't plan to stop here.

They also sent me card for 7500 and didn't ask for it. They want me to send in 29 dollars so we can get start it. I don't think so!

Took money out of my checking account unnecessarily. Was charged twice for same service. Beware all!

I just want to let everybody know, that I used to work for the company. I'm writing this as unbiased as possible. What I'm doing here is releasing secrets to help the people that are idiots and don't read their letter to give them a fighting chance. Let's get a couple of things straight, this company isn't a fraud. They do ship out products, but I do agree, the products could be a little cheaper. Most people get this document and plastic card that seems real and just dive straight into this. That is your fault you ###s. You jumped into something you didn't even read before you electronically signed the agreement. Now, if you haven't called into cancel yet, but your $79 processing fee is soon to be due, all you have to do is call them up, and tell them that you're under the impression that one of your family members activated this using your information. They'll deactivate the account, put it on Family Fraud Alert, and you won't be charged a dime. That's about the only way you'll be able to cancel this service without being charged anything. If you were charged the $79, it's probably better that you cancel as soon as possible if you don't plan on shopping through their catalog because as soon as the $120 hits, you can say goodbye to that too. They say it's refundable, which is true but when the $8500 credit line is established, your First year membership fee of $198 is billed to it. So what will happen is that you have 2 choices. Either pay the $198 to get your $120 back, or use the $120 to pay off the $198 and end your account. Again, this is in the contract so for all those people who didn't make it to High School, read your letter!

i received a card just the other day and was wondering if it was anygood two Cindy

i don"t want to get scamed but i sent some money in yo get card but now they want 300.00 to get yhe card going cindy

i don"t want to get scamed but i sent money in to get card but now they want 300.00 to get the card going and i have been hit with idenity theft twice before so i don"t know if this is a scam i have no credit because of it and that is why i thought this would be a good idea but i guess it wasn"t Cindy

i don"t want to get scamedbut i sent money in to get card but now they want 300, 00 to get card going and i have been hit with idenity theft twice before so i don't know if thisis a scam, i have no credit because of it.and that is wgy i thought this would be a good idea but i guess it wasn't . Cindy

please i don't need yrs card i never no this card u stealing my money from my account 79 doller and 139 doller what is this, so let me talk to customer service than also not pick up
so is company is stealing company and haker company
so stop and send my money back

I have not received anything! I need the kit, card and information on my account.

Low Pay Card has taken money out of my checking account to activate this card. However I'm not able to contact anyone on the phone, or am not able to contact any customer service through their website. I have been scammed, and that's a shame that there are people out there scamming good innocent people llike us. Wow I can't believe that anyone would have to guts to take money from innocent people, especially single mothers. it's hard enough trying to make a living by myself raising kids, but to have someone take money from my kids mouth just makes me angry. Don't go for their b.s. they aren't a company.

I received the information, but thought I was getting a credit card not a shopping card. Then tried to cancel and couldn't get any help out of customer service. They are stealing money from hard working people who don't deserve it.

I'm sure glad I found out about this card before I tried to activate it. These complaints were very helpful. I can't afford to be scammed either. I hope someone has turned them in for their scam. I guess I didn't read the papers well enough either.

Thanks alot!

i can not believe that stuff like this happens.i cannot afford to be scammed by anyone. ive just started a new job and have not recieved my first payceck yet. so therefore cannot afford to lose money in scams. so if you are reading this, this company is no good they are scamming good people.

They stole money from my account and then told me i had to pay more to be able to have some of my money that they stole refunded.

This company mislead me into thinking I was getting a legitimate credit card. They called me when I was asleep and
eager to get off the phone. They fed me the hype and before
I knew they hit my account for $200.

When I called to cancel and get reimbursed, they told me that
there are no refunds. So I had to swallow a $200 loss that put
me in an overdraft situation for other important bills, ie car loan.
Thank Heavens my car wasn't repossessed.

Low Pay? No high pay for what? What catalog?To order pay 30% to ship, so where's the 7k credit? And where's the catalog, anyway? Low credit, credit cards are ok if you get up with payments. Having some credit os better than none. They have carried through to the next pay day all the time. Glad for those.
Low Pay, More like high scam!
Like the banks with, three dollars, ($3.00), a day overcharge fees, afther intial thirty-two dollar, ($32.00) over limit fee. Ouch!
But don't yell and scream, she is only trying to make it painless as possible, and earn her car payment rent, etc.
Just disconnect the phone and listen to the messages every so often. More peaceful that way, eh?

I received a LPC card in the mail. I did not apply for this card. I did not know what it was. I called the company and the would not give me any information as to who they were or what they sold. The told me to go to the website. I told them I did not apply for this card and they could not give me any information as to why or how this happened. I was then again instructed to go to the website. I went to the website and checked it out. After reading the brief intro I thought you must be kidding me.

we were just taken for 139.00 by this fraudulent comp.the better bussiness doesnt even have them list by addy or number.they called and said they were one of our credit cards..and all we oked was 22.00 ck.by phone and put us in the hardship program.funny thing is that we talked to our credit card people and they got there payment of 22.00.on the 11-25-08.and we're on a hardship plan..and they stated that they did not take the 139.00 out on the 11-28-08.but the funny thing is that the ck. that was used was from 2003.so now all of our cks. are bouncing and there will be no x-mas for my grandkids.i dont understand how these theifs get away with this..now we cant even reach them by phone and we will proably never get our money back..umemployed in ohio.

I received two cards in the mail stating that I have a 7500 credit limit. I tried to contact the company on several occasions but they was always closed and when I finally got to spead to someone they were more worried about my first payment which was due in feburary rather than the real problem.I never used or activated the card but yet the continue to bill me for what I have no clue but I do know that they won't see a dime from me and that I will be calling the better bussiness berue to report them.

took money out of my checking account phone number a scam and I have'nt received any info they said I would get.

I HAVE ACE CASH EXPRESS VISA ALREADY. HOW DO I GO ON THROUGH THIS WITH YOU ALL.

I mailed my 45.00 dollers and I am still waiting for my card.

They are taking money out of my husbands account, and won't allow me to cancel the card why?

I just want to cancel this card, and the computer will not allow it.Please cancel this account.

I fill they should be reviewed fully.

look them over

See this is what I'am talking about.Why do you keep asking questions.

It's a scam

This company took me for over $300 and that's not including the overdraft fees they caused me to have. And on top of that when I call to cancel my card the credit card worker told me I had talk with representative on the phone and accepted all charges and fees. I told her I had NEVER talked with anyone on the phone and I had put m;y application over the internet. Everythi;ng was done on the internet. No talking with anyone. So I told her I would cancel my card and put a complaint of fraudulent in the better business bureau.

i had never receive any thing in mail about this ### before and they took it out 3 times in a length of a year they need to get their ### in trouble for people money that we work hard for

call 1877 netspend and press 9 and speak to a rep and ask where your card is?

this company took money from me as well or i am pretty sure they have cause i have 99 dollars that was taken out of my account. and i know they said in the papers i got that there would be a 99 dollar fee taken out and then i would be charged 198 dollars a year or something to that effect. I don't even know how these people got my information inless it's from the surveys i did which i found that to be a scam too. But i will be sure to file a complant with my bank and fill out the papers to have my money returned or the charges reversed. i swear people need to find something better to do with there days and there lives then taken money from people that need that money to survive.