Kriscol Lending review: Promised Refund 3

I submitted an application on line with [protected]@lendingcenter.com on April 27th, 2013. Amanda Whiteman from Kriscol Lending contacted me on April 29th, 2013 and advised that I had been approved. She emailed me the loan papers and I sent them the 3 months payments on May 8th. Amanda told me that they would reimburse me the money for the western union and that I would have the funds in my account between 11am and 4pm on May 9th. Then Justin Ford contacted me on May 9th and advised that I need to send more money that the private lender was advised by my creditors that they should not put the funds in my account without more security. I advised Justin Ford to cancel my loan. He then advised that I had to call back on May 18th for my refund as it is their policy to wait 14 to 18 days. I left messages on May 18th and then finally reached Justin on May 25th to arrange for the refund. He then told me that I needed to have someone home between 11 am and 3 pm on June 5th to sign for the refund. My husband said home all day and no courier came to our home. I left message after message at [protected] ext 418 and ext 0 but no one will return my call. I gave them $1194.00 and I could really use this money right now. I needed the loan and could not afford to send money that a company that is guaranteeing a refund. Very unhappy Ontario citzen.