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Infinity Group Finance review: budgeting program scam sold by graeme holm 4

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Infinity group australia bella vista graeme holm scam scam property and budgeting scam. Liar liar liar scammer graeme holm bella vista

Infinity group australia bella vista graeme holm speak about best rates and helping families and small businesses but never do anything about it. Infinity group australia bella vista graeme holm day they want to help reducing your debt by a phoney budget program.. This is scam.

Infinity group australia bella vista graeme holm say its mission is to eliminate debt and start us on our way to creating wealth and securing your future. Grrrrrn this is rubbish infinity group australia bella vista graeme holm reckon they have a unique debt reduction service which helps you pay off debt and pay off your home loan in half the time. Liars liars and cheats and scam.

I know persons that was burnt with infinity group australia bella vista graeme holm grrr! They have many complaints about that company. Financially they are more screwed than they were prior to joining them. The set-up fee was very high they had so many letters of demand coming in with so many numbers on them they don't know to who or how much they owed and only had a one income family. The initial interview it seemed like the answer the salesman oops consultant made it sound like wow! One less major stress... The accountant husband you have when you don't have one. They had only been with the company I think for 2mths during this time the trouble had already started. They had to put a hold on funds to infinity group australia bella vista graeme holm prior to that they advised to call their company payroll office to change their bank account for wage. I told them and encouraged to contact the accc which they and from they said something a out breached "section 74 subsection 1 of the trade practices act 1974" in short not delivering the service they promised. Now they are applying to the consumer affairs for action. They will do all I can to make right what they feel they have wronged. Maybe it's a coincidence maybe not but after joining infinity group australia bella vista they are now medicated for depression. Hmmm! There is help out there to protect the "little people" or should that be the "gullible people" either way don't let infinity group australia bella vista graeme holm get away with it. Neither you nor I i'm sure are the first or will be the last who will be burnt. There is power in numbers or so they say maybe if enough people come forward with their complaints of infinity group australia bella vista graeme holm the company will then be investigated and the proprietor stripped of his home loan rip off award which I feel he should never have been nominated for. Sorry to sound so bitter but I am angry... These people are now broke.. And degraded by having to contact with infinity group australia bella vista graeme holm plead... Explain to my creditors.
Good luck to anyone that usesinfinity group australia bella vista graeme holm. I am not asking people to boycott infinity group australia bella vista graeme holm what i'm saying is the company and this complaint need to be investigated and/or to have an unbiased mediator to act as a middle-man to resolve issues before they escalate. They could not get any satisfaction no matter which person in that company was spoken to with and for me that isn't good enough.
An example of a few dealings I ab e heard about infinity group australia bella vista graeme holm :
The person was casually employed which means irregular wages. I thought it ridiculous that infinity group australia bella vista graeme holm had drawn up a budget on a hunch on a higher income... Ok der! Ummm! You earned $1000 last week and 2 this week lets throw a dart lets take a chance and say you'll earn 1700 next! Where did infinity group australia bella vista graeme holm come up with that logic? How can a budget be carried through on earnings that may not earn common sense says to work on a minimum. Yet no matter how many times it was asked to have it amended and work on a minimum income infinity group australia bella vista graeme holm would agree but then not follow through with the adjustments. To have money for medication I could not register my car to accommodate juggling the account... Mind you they work in the community and a lot of work day is spent driving... Ok... Hmmm... Lets see what should have chosen... Should I not have my medication... Get sick but be able to drive legally to the gp to get another prescription that infinity group australia bella vista graeme holm won't budget for or should have my medication... Stay well and drive illegally risking the license which would entail in loosing job! It's a good thing infinity group australia bella vista graeme holm had taken their fee and reserved their following months fee from my income because the funny thing is if I lost my job there wouldn't be any money for anyone!
There was money in reserve, infinity group australia bella vista graeme holm assigned money for household insurance which I didn't have also they set aside $400.00 for a bill not owe... Go figure!
The facts aren't complimentary to infinity group australia bella vista graeme holm that is their own fault for not resolving the issues they created also for not giving the satisfactory service they offer.
I should mention; before they took any action they had written to infinity group australia bella vista graeme holm with grievances to try and get some answers/solutions, to make sense of it all the reply I received from infinity group australia bella vista graeme holm was that they will only confer through their lawyers!
Hmmm... Why is that?
Isn't that a bit of a contradiction?

Update by Sheree Werrington
Jun 18, 2018 6:42 am EDT

Justice needs to be served on Graeme home and his QLD PROPERTY And budgeting SCAM SCAM.

4 comments
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Scammed and disgruntled
, US
Jun 17, 2023 12:22 am EDT
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Justice does need to be served. Many have walked way from their losses but lost thousands of dollars to Infinity group and Graeme Holm's scam, sales pitch with elaborate marketing schemes.

Is thee a way of connecting the authors of complaints on here?

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Henry Smerk
, US
Jun 22, 2018 11:57 am EDT
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Vow Financial Pty Ltd Australian Credit Licence 390261 at 11/1 Chifley Square Sydney is helping Graeme Holm from Infinity Group Australia run a property marketing Scam selling Queensland property.

Graeme Holm from infinity group Australian Bella vista are ripping off mums and dads and scamming people to buy QLD properties. A royal commission should be called TODAY!

This rip off Budget scam by Graeme Holm with the help from VOW Financial are ripping off investors by selling and financing over priced QLD PROPERTY. Vow Financial Pty Ltd ABN [protected] are the people that are supporting Graeme Holmes SCAM.

Graeme is hiding behind financial planners Vow Financial Pty Ltd ABN [protected] Australian Credit Licence 390261 at 11/1 Chifley Square Sydney.

Graeme Holm is a property scammer. It’s clear that he only has his wealth as a number 1 priority. PROPERTY consumer advocates around Australia have warned people from Graeme Holm and his Infinity Brand for years and Years.

They paint a sorry picture of what he terms "investment ghettos", where house after house is owned by disenchanted investors who have been ripped-off in an investment scam that is gathering pace. It is clear that Graeme Holm from Infinity group Australia at Bella Vista is making all the money.

The scam Graeme is involved in is to sell house-and-land packages and units to unsophisticated investors at greatly inflated prices with the package arrangement intended to disguise the true value of the properties. He even throws in the finance and budgeting programs for a fee. If he’s really nice on the day he will pay for your legal fees from an independent lawyer friend he recommends.

And, in turn, the units and houses Grame sells are almost inevitably neglected by tenants with cars jacked up on front lawns and windows broken and then in a year or two once he’s sold about 100 of them they are at best getting half of what he promised in rent or at worst untenantable.

"Houses that may be just three or four years' old look as if they were built 15 years ago, " one consumer advocate reports. "There are rows and rows of them."

The investors in these house-and-land packages have been sold a false get-rich dream by property spruikers like graeme Holm from infinity Group Australia at Bella Vista and Cronulla. And the spruikers' targets range from battlers to battlers, says consumer advocates.

These residential property scams he runs may include unregistered investment schemes and superannuation scams pushed by his unlicensed investment advisers or Bankers as he likes to illegally call them. He convinces clients to illegal access there superannuation early and sell them an investment property with the monies. Graeme Holm from infinity is doing this. He is hurting Mums and dads all over the country and needs to be stopped. We all need to get together and stop him.

The Australian Securities and Investments Commission warns that typical characteristics of numerous investment scams are promises of extraordinarily high, low-risk returns; claims of new techniques to provide an edge over others; and pressure to make an urgent decision or miss out.

It is clear Graeme is operating this scam. A very sophisticated scam that entices unsuspecting Mum and dads to buy into his wealth strategies. Many are providing testimonials on his website. He uses these real testimonials to get other unsuspecting naive mums and dads into his scam, he uses them to further his scam and rip off more and more people off.

These unsuspecting people that provide these testimonials don’t know it but they are paying for Graemes mansion he lives in and all the expensive cars he drives and dinners he has and the first class flights to Europe and the Americas.

They are fuelling his lavish lifestyle while everyone gets scammed scammed. This must stop. These people providing these testimonials must test the real values of their properties by calling the local agents and finding out they have been conned by the conman, Graeme Holm.

People like DOUGLAS & LETETIA GEARY, CARLOS AND LYNELL ZAPATA, BELINDA SHELLEY, JESSICA ANNE HOLMES, PATRICIA PAYNE & CATHERINE THOMAS, WAYNE & GRACE BAKER, IAN + TANYA JONES, LYN ANDERSON, ANDREW & KARENE SHEPHERD, THEMIS MAGLIS, CHRISTINA DAVIES, TRENT COOK, RACHAEL NINHAM, ANDREA JOSEIT, PETER SHAW, MITCHELL HILL, D & B SMITH, J NAPPER, AARON & WENDY PATTERSON, MEGAN ANDREWS, CHERYL DELLOW, MICHAEL BURKE & BELINDA CAVEY, PAUL TUMINELLO, GRANT MILLER, IAN ABELA, DANIEL & BERNADETTE SMITH, KAREN CINI, SHARON AND ANTHONY LIEVORE, EDWIN & ROWENA PUA, LUCA ST CENERI and PAUL TUMINELLO have all been scammed by Graeme holm Infinity Group Australia at Bella vista.

If you read their testimonials they read like they have received financial planning advice. They have been scammed because they have not. They are unprotected and have been scammed by Graeme Holm. Graeme Holm doesn’t even have a financial planning license, we have made many complaints to the financial ombudsman about his bad advice, they will put him out of business soon. He is a scamer. Call ASIC APRA AND ACCC AND REPORT THIS SCAMMER to stop him today. Act now.

It is clear that the prices of these so-called investment packages are sometimes hiked up by $40, 000 to $100, 000 (and even more in some cases) above the real market price.

Some example of these clients that have bought a unit or a house-and-land or unit being sold by Graeme Holm of infinity group Bella vista cronulla scam for $420, 000 when the market price is really $310, 000. There are hundreds of these properties being sold, consumer advocates state that "Whole suburbs are being setup in this way." These clients and other client of Graeme Holm of infinity group Bella vista cronulla scam should call their local agents and find out how much they have been ripped off. Scammed and complain now. Call ASIC, APRA AND ACCC, now about this scam.

Graeme Holm of infinity group Bella vista cronulla investment scams is often promoted through telemarketing. A clue your being ripped off is if the person selling the package is located a long way from the location of the house and land and Graeme Holm of infinity group Bella vista cronulla is often reluctant to reveal the all-up price of the property being sold. He gets back handed deals that no one knows about. He gets secret commissions. He will never open his real books because everyone will see how much money he is making off these unsuspecting clients. He is a scammer.

Graeme Holm of infinity group Bella vista cronulla’s traps investors across the socio-economic scale, but its the poor battlers who bother me most. I have seen a case of a couple whose home was worth $400, 000 with a $100, 000 mortgage. This couple then borrowed against their home and other sources of finance to buy a land-and-house investment package in QUEENSLAND they thought was worth $450, 000 but its market value was really just $240, 000. And they had also paid $60, 000 in fees and other expenses.

The couple is left deeply in dept after losing all of the equity in their home. They are about to walk away from there home and the Queensland investment with nothing. They are a victim of Graeme Holmes greed and his scam. They have been ripped off by Graeme Holm. They are complaining to everyone that will listen to them. They need to come forward now. He is a scammer a scammer a scammer.

The exploits of Graeme Holm of infinity group Bella vista cronulla carry some key general warnings for investors including: beware of what you are told by motivational, get-rich-quick spruikers and beware of offers which are too good to be true.

Call ASIC NOW. Call the financial Ombudsman Now. Make a complaint to APRA NOW. If you feel you have lost money, complain now about Vow Financial Pty Ltd. Vow Financial Pty Ltd is responsible for his advice and the services provided by Infinity Group Australia Pty Ltd. They are helping Graeme Holm scam Ordinary Australians. Graeme is hiding behind financial planners Vow Financial Pty Ltd ABN [protected] Australian Credit Licence 390261 at 11/1 Chifley Square Sydney. Call vow and complain.

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Henry Smerk
, US
Jun 22, 2018 11:49 am EDT
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Graeme Holm is a scamer.

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MarkHajen1960
, US
Jul 23, 2018 5:40 pm EDT
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Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off

We’ve all heard horror stories about intelligent, every day Australians who have somehow been sucked into a real estate rip off scam by people like Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off that stripped them of their hard earned money.

Who among us is not tempted by the thought of making a quick buck? Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off are ready to steal your hard earned money.

Despite working hard for their money, many Australians feel stuck on the treadmill of money coming in and money going straight out again.

They just can’t seem to get ahead.
Sure, we’re told that the best things in life are free and while I don’t disagree with this, in order to be fully free to enjoy our lives we need enough financial freedom to focus on what matters to us.

Residential property is a great way to make money but the gains are built over the long term.

But most of us are in too much of a hurry to wait years and that’s why many investors are susceptible to the get-rick-quick schemes like the ones that Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off proliferate not just in residential property but all parts of the investment pond.

If you are an impatient investor you could end up in hot water so it is important to tread very carefully when assessing the merits of a new venture. Particularly when dealing with Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off!

Here are a few things to look out for:

1. I’ll take care of everything - some thing that Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off do for all their clients.

Graeme Holm comes along and offers to “take care of everything” giving the naive investor a feeling of relief.

2. A one-stop shop sounds convenient, but be wary. Another typical standard of the Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off
3. Use their financial planner - Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off he owns the financial planning service money management masters James Lucas Scam https://www.moneymanagementmasters.com.au
4. Use their recommended lawyer. Another scam that Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off uses to RIP OFF CUSTOMERS
5. Protect yourself by getting advice from an independent lawyer and financial who has no connection to the company selling the property, a finance broker who represents you and either a valuer or independent confirmation of the property’s value. Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off HE USES HIS OWN FINANCE COMPANY!
Telemarketing materials
Watch out for those calls offering free gifts and tablets and vouchers that promises the world.
“Guaranteed income, ” it assures you. “Risk-free investment.”
Or even, “Become a millionaire in 3 years.”
If it sounds too good to be true it probably is.
Beware the seminar

Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off call Australians and letbthem know they have won a tablet or other gift and sucker them in to hear about how they can deliver you to financial freedom in six easy steps in their office in Bella Vista scam, Cronulla rip off.

There is usually engaging, upbeat music and charming presenters who will tell you that they hold the key to unlocking the secrets of successful property investment.

Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off has a highly sophisticated sales operations with everything conveniently available to tempt inexperienced investors to buy on-the-spot.

Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off owns the Mortgage brokers and the mortgage company are ready and waiting in-house to assess your financial situation and approve your loan.

Contracts are already drawn-up. Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off work with lawyers to make sure the process is simple.

Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off will convince you they are selling the deal of a lifetime.

Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off will pressure you to make decisions instantly, or risk losing out.

My advice would be to give these schemes a wide berth.

Often these scams and Rip Offs in residential property are fronts for developers wishing to offload stock to investors. Always in QUEENSLAND!

Sure they may promise huge rental returns and great properties, but you have to ask yourself the question: if the properties are so great why are they not brought to local market where more people can fight over them and potentially up the sale price?

The truth is, properties sold by Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off are often priced well above their worth. I’ve seen clients ripped of by $200, 000 on properties in Queensland.

Off the plan
Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off often convinces you to buy a property off-the-plan which means signing a contract to purchase before the property has been built.

Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off usually offers incentives such as reduced stamp duty, tax and depreciation benefits, rental guarantees and below market prices.

The problem with a lot of off the plan stock is that you are investing in an unknown and all of the risk is yours and Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off will leave you high and dry when you need help. The same way he left his other clients that bought in Queensland.

You put a deposit down on a property at a value that has been determined by the developers, even though that property may not be ready for a few years.

As we all know, a lot can happen in the residential property market in that time.
The contracts lock you in, you have very little room to get out of the contract, and Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off will make sure they keep your deposit and take every last cent off you.

There are many unknown – will the market be like when the development is completed, what will the standard of finish be will there be other competing developments? Will Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Me off like he did his last 100 clients.

With all these uncertainties you should be paying discount for “off the plan” properties however when you buy from Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off you pay a hefty premium of $50, 000 which includes the developer’s margin and marketing costs

A word of warning, too, about rental
guarantees that Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Offers. They are a scam and you can’t count on them!

If Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off has to offer this kind of inducement to sell their new development, then ask why? Because they don’t honour it that’s why!

House and land package

Entire new suburbs area mushrooming all around Australia with house and land packages being offered to first home buyers.

But there is also a whole industry of property marketers built around selling these properties to unsuspecting investors.

The lack of scarcity in these estates, the demographics of young families who are very interest-rate and jobs sensitive and the lack of tenants for these locations often means that Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off has sold you a dud.

Unfortunately, you may not realise you’ve been scammed by Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off until years later when the value of your property is still below your original purchase price.

Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off has ripped off so many, don’t be his next victim.

There is no path to financial freedom other than hard work, patience, due diligence, a good team and a bit of smarts.

And it certainly isn’t going to come from investing with Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off. How do you think he can afford to

Give away a free Jeep car valued at $50, 000
Give away a Disneyland holiday valued at $30, 000
Give away a $30, 000 home renovation
Give way $25, 000 off someone’s mortgage.
Give away hotel spends, lavish restaurants.

He does this because he is ripping you off. Graeme Holm scam Infinity Investments Rip Off Bella Vista Cronulla Rip Off is a RIP OFF.

REPORT HIM NOW!