Diaz & Associates
reviews and complaints

called back after a month to collect on a fake account that wasnt mine and said he had COVID over 4th of July weekend when asked to send me the transaction list for *** of America credit card he stated he wasnt sending me anything because he wasnt wasting anymore money on my account I told him to never call me again and that he was a fraud.

Received "collection" letter from Diaz & Associates for a Discover Card balance seeking settlement.Have never had such card for the balance they were attempting to collect. Called the number and operator was attempting to verify my last four of social security number.when I declined to verify operator refused further customer service and hung up.Scam alert1

This company has sent me 2 letters about 2 different companies they say I owe money to. Problem is that I've never had any accounts with the 2 companies mentioned. My opinion is that these guys are scamming people and just shooting out letters to see who bites. DO NOT SEND ANY MONEY until they prove you owe them. By law they have to show proof of a debt owed.

This company is run by scam artists. I received a letter from them about a collection back in 20 This was all part of a bankruptcy charge off and *** and associates keeps running my credit. Not sure why? Or what the intentions are. I contacted The people i supposedly owe and they said they have no relationship with this guy or company, and that I do not owe them anything.

I receive a letter stating they was collecting a debt from a credit card file no ***, I've never owned. I looked at my credit report to verify that a card hasn't been opened in my name without me knowing and there where none. From what I've read this is a scam company that needs to be shutdown. They probably send thousands of letters out and people freak out and pay it to save their credit.

Diaz & ASSociates seems to be running scams. I received a letter them claiming that owe *** a company I have no dealings with, money. Their site and links provided in the letter look questionable.After looking the company up I would several others who've recently received letters of the same nature. This company has to be a scam and I encourage anyone who receives anything from them to ignore them.

I received today a letter from *** & A stated I owed *** and that *** would settle for less if I ***. I have never had any business with *** or their associates. I see on this Complaintsboard.com website, that *** & A does this quite often. I didn't bother contacting this company because I know this is a "SCAM". The *** should have been involved by now.

I received a collections letter form this company. I call the debtor (discover) and they told me this company might be a scammer, they looked the phone number online and it seem like the letter it's a scam. I still called the company, afraid to give any info of mine and they can't even spell a name. When the person said the last 4 digits of SS and I said it is wrong, he just cut off the line. I guess now the scam are mailing letters. Be careful.

Hello,I received today a letter from Diaz & Associates for a balance of $1,009.44 and that they would settle for less if I resolved this account in full for the balance of $353.30 I have never had any business with American General Finance or their associates. I see on this Complaintsboard.com website, that Diaz & Associates does this quite often. I didn't bother contacting this or the *** AGF" company because I know this is not my debt. I have spotless credit.

Yes, this is one of the WORST scam companies, around. They send letters to senior citizens in retirement homes and wait for someone to send a payment even though they don't owe the credit card that states on their letter. I have reported them to numerous organizations as well as the *** Attorney General, Consumer Affairs and Complaintsboard.com.If you have received one of their DEMAND letters, PLEASE contact the local authorities.They NEED TO BE SHUT DOWN!

Hello, I just received a letter from Diaz & Associates claiming that I have a balance of $1477.83 and that I need to pay $517.24 to settle the debt for ANB Bank- Classic Card. I have never obtained a credit card or financed anything through that particular bank. I monitor my credit closely and do not have any blemishes on it. I know, I do not owe that debt. Diaz & Associates is trying to scam and target one TOO many people. Someone needs to look Into that business.

This business sent me a notice offering an opportunity to resolve my account in full for the balance of $743.61 to satisfy a supposed debt of $2124.60 for a credit card I have never possessed. This is some supposed debt collector trying to get money out of me for a debt I dont owe for a credit card I have never owned. There is not even anything on my credit report so I know no one opened an account in my name -this is just a fraudulent attempt to extort money from me.

Victor D called me from a California number about a outstanding cancellation of service charge from ADT security that was only cancelled because of illegal authorization of account debts. Victor refused to hear my story and proceeded to stay ma'am you sound masculine. How professional is that? Victor than ranted that my ancestors weren't proud of me and a whole 10 in conversation verbally abusing me. I than got an alert today from *** that Diaz and Associates ran my credit because I applied for credit a hard inquiry. I will be pursuing and taking legal action for the abuse I suffered from Victor D.

I was contacted by Mail that I owed a Texaco debt from ***, I called Diaz & Associates "spoke to ***" that I've never owned a gas card in my life. he was professional and told me that I should call Texaco and provided me with the 800# I called and was told they didn't have anything on file concerning my case. I then called back and spoke to "***" who told me that something from *** should have been processed and that he would wipe it out of his system. I represented complaintsboard.coms Nationally for 17 years as a consultant. I have to say that the way it was handled was a deserving 5 stars, Thanks!

Received a letter in the mail stating I have to pay over $4000 by the end of May . Something about FIA Credit Card Services then some account number and file # I have never heard of this company. Looked it up and it is from some Canada company then Bank of the West. Have never done business with any of these. Checked my credit report and nothing on there remotely close to this amount that I owe. Did not call cause the phone number that they had on the paper was a *** which was a completely different number on the Diaz & Associates website. None of this adds up and sound so fishy. Total scam. not calling anyone back and Will get an attorney that specializes in FDCPA if I have to. Beware people! All the crazies are out in full force. Zero stars if I could.

In the past few months I have been receiving calls that I owe a *** to this company. I assumed it was a scam so have not called back. Today I checked my credit report and they have placed a negatative on my credit report. I pay my bills monthly, I am very careful about that. If you check my payment history, you will see I have always had an excellent rating. I have no clue what this is about & have never not paid any of my bills. With all the scams out there I was not worried about this, but now that they have place it on my credit report this is too much. Looking on line, it seems they are known for doing things like this. They have even called my kids, telling them I have a *** owed and am going to put me in jail This needs to be stopped, very stressful situation and not my ***. I am tired of the harrasement, this has gone above and beyond. I also reported it to Trans Unions as well, hopefully they will help me get it removed from my credit report. Please stop these people from what they are doing, the world is such a mess, this is not needed. As I owe no *** to this company I have nothing to upload as proof.

Received a letter, dated October 21, from Diaz & Associates regarding a supposed debt that I owe to a company called HRSI. It states an account #*** and File #*** - showing a balance of $815.96 and asking for a settlement amount of $285.59 to be paid "NO LATER THAN NOVEMBER 30".Here are my issues/complaints about this demand letter:I have no idea what/who HRSI is or what this supposed debt is for?I have absolutely NO outstanding or previous account with this HRSI company and never have.The letter was sent to my MAIDEN name (***), which I have not used for many years?This is the first letter of any kind from this company or any company regarding this HRSI supposed debt and as I have stated, I do NOT have any outstanding debts owed with this or any company.I see 86 other complaints regarding this debt company from people who have received similar letters and I KNOW this is a debt scam.Unless Diaz & associates can provide me with information regarding the original SUPPOSED debt (which they have not and will not because it does not exist), I will absolutely not be sending them any money and would like for this company to STOP contacting me.

I have received a letter in the mail dated 2/18/22 stating that *** (signed by @@@@@, Legal Administrator) is collecting on a debt for another business. Account #:@@@@@@@@@@, File #@@@@@, for a balance of $6208.08. But is willing to negotiate a payment $2172.83 to satisfy the debt and consider it paid in full. The letter does not share any information about date of services, and any additional details. Correspondence shared discussions of money needing to be paid and how it can be paid, what negotiated payment can be paid, clearance of payment to be released from liability, but again, no more than that. As I have reviewed Complaintsboard.com about @@@ and Associates. It appears this is a common practice by @@@@ and Associates to send random people falsified debt collection letters. Therefore, my request to Complaintsboard.com regarding the letter I received to document this situation, to help others avoid such false claims, have @@@@ and Associates rectify the false claim and contact me no further. @@@@ and Associates, I have no recollection of this debt and am requesting that this collection be closed immediately. Please provide data showing this account has been closed and is no longer referenced to my good name and my credit backing.

I have received a letter in the mail dated 1/19/22 stating that Diaz & Associates (signed by ***, Legal Administrator) is collecting on a debt for another business. Account #:***, File #***, for a balance of $1,006.82. But is willing to negotiate a payment $219.30 to satisfy the debt and consider it paid in full. The letter does not share any information about date of services, and any additional details. Correspondence shared discussions of money needing to be paid and how it can be paid, what negotiated payment can be paid, clearance of payment to be released from liability, but again, no more than that. As I have reviewed Complaintsboard.com about *** and Associates. It appears this is a common practice by *** and Associates to send random people falsified debt collection letters. Therefore, my request to Complaintsboard.com regarding the letter I received to document this situation, to help others avoid such false claims, have *** and Associates rectify the false claim and contact me no further. *** and Associates, I have no recollection of this debt and am requesting that this collection be closed immediately. Please provide data showing this account has been closed and is no longer referenced to my good name and my credit backing.

I have received a letter in the mail dated 11/26 stating that Diaz & Associates (signed by ***, Legal Administrator) is collecting on a debt for another business. Account #: ***, File #:***, for a balance of $4, ***. But is willing to negotiate payment $1,484.40 to close this debt and consider it paid in full. The letter does not share any information about date of services, what this company does, services provided, etc. Correspondence shared discussions of money needing to be paid and how it can be paid, what negotiated payment can be paid, clearance of payment to be released from liability, but again, nothing about what it is. As I have reviewed Complaintsboard.com about *** and Associates in ***, . It appears this is a common practice by *** and Associates to send random people falsified debt collection letters. Therefore, my request to Complaintsboard.com regarding the letter I received to document this situation, to help others avoid such false claims, have *** and Associates rectify the false claim and contact me no further. *** and Associates, this debt is not mine and I am requesting that this collection be closed immediately. Please provide data showing this account has been closed and is no longer referenced to my good name and my credit backing.

I received a letter from Diaz & Associates dated February 18, 2022. It reads:As of February 18, 2022 Diaz & Associates, *** is prepared to offer an opportunity to resolve this account in full for the balance of $231.45 to satisfy the above referenced debt, provided that the funds are received on or before 3/31/32022. We are not obligated to renew this offer.Once the funds for the above referenced account have cleared your bank, *** and Associates, *** will release you from all claims and liabilities pertaining to this account.If you are unsure whether the payment will be received in our office on or before the due date, you may contact the undersigned Manager to obtain instructions for sending funds via OVERNIGHT DELIVERY SERVICES OR CREDIT CARD. Please feel free to contact us at any time if you should have any questions regarding your account.To make a payment online please go to: https://app.***.com/7454/pdcflow or scan this code with your smart phone.Sincerely,*** Legal Administrator The referenced account information they gave is: Re: *** (), Account #: ***, File No #: ***, Balance $661.28.I have a currently active *** credit card that is paid on time. This is NOT the account number or the correct balance.

On 2-26-22 I received a letter from *** dated [protected], addressed to *** RE: Kinecta FCU (Checking) Acct #: ***; File #: ***; Balance: $308.49. The letter states that they want to offer the opportunity to settle the account in full for the balance of $107.97 if funds are received by 3/31/2022. On 3/1/2022 around 9:30 a.m., I telephoned *** at *** and spoke to *** to inquire about the alleged debt. He asked for the last 4 of my social security # but I did not provide it - instead, I gave him their File # and informed him it's not my debt nor do I know of Kinecta. He stated this is a debt incurred in Feb. 2014 at Nixx Check Cashing. I asked if they had documentation regarding the debt and he stated they have everything there. I asked if he would email the documentation; he said I had to contact Kinecta FCU directly to obtain more account information. Again, *** was informed this is not my debt nor do I have an account with Kinecta. I stated that it has been 8 years and this is the first time I hear of this debt and this debt (which it's not mine) has passed the statute of limitations - his response was that I owe the stated amount and that I just don't want to pay it - he laughed. I said I will be filing a complaint with the complaintsboard.com and he hung up.

On 12/23 and 4/20/2022, I received a communication from Diaz & Associates in an attempt to collect a debt by a debt collector. Both letters were in reference to a Citibank account, which after researching my credit reports and my husband's credit reports, I did not find this account on our credit reports. Per my research of this company's reviews, there are several comments that this is a fake collection letter. Why has this company not been confronted about these collection letters? When I received this letter, I was totally stressed out and wondered how in the world were we going to pay this. We currently are being represented by a debt reduction company, and they have basically resolved the majority of our accounts. How does a company like this get by with sending out these letters, especially in such a hard financial time for most Americans? I would like to know where this company got this account information, and what would make them think I would just up and send them money without researching this further? My husband is a liver transplant recipient, and we live on his Disability and my VA annuity. I also work part time from home and my husband is only allowed to work 50 hours per week at $10 per hour in order to continue receiving his Disability. I would appreciate your providing me with more information about this company and its history.

A debt collection letter dated February 18, 2022 has been received at my address stating that This communication is from Diaz & Associates, *** a debt collector. This is an attempt to collect a debt by a debt collector The issue here is that, I do not owe to this company nor to the company stated on letter as Cash Advance Network. I have since checked my credit report where said company is not listed. Recently, I worked with a credit repair company in order to help get things in order as we were purchasing a home. Not once was this debt ever mentioned on any credit report. I even contacted the credit repair company that I worked with to see if they could verify this claim. They were nice enough to go ahead as a courtesy to help and confirmed that the letter I received was legitimately a scam and advised to not send any money and to not scan their barcode as stated on debt letter. The letter received has been uploaded, as I covered the barcode for photo upload purposes only. I do not have any accounts nor do I have any loans with a Cash Advance Network. I am requesting that all attempts to collect this debt are stopped and that all my personal information not be sold. I am also requesting a validation letter be issued and sent to show that I have no relation to this debt and that it has been cleared and deleted upon acceptance. Also, today a notice to cease and desist letter has been sent to the address listed under Diaz & Associates.

Received letter dated 2/18/22 from Diaz & Associates RE: Bank One, Account #***, File# *** Balance$6898.86 Letter stated as February 18 2022 Diaz & Associates, *** is prepared to offer opportunity to resolve this account in full for balance of $2414.40 to satisfy the above debt, provided that the funds are received on or before 3/31/2022. We are not obligated to renew this offer.Once the funds for above referenced account have cleared your bank Diaz & Associates, *** will release you from all claims and liabilities pertaining to this account If you are unsure weather the payment will be received in our office on or before the due date you may contact the undersigned Manager to obtain instructions for sending funds overnight delivery services or credit card please feel free to contact us at any time if you have any questions regarding your account To make payment online please go to Https://app.***.com/7544/pdcflow or scan this code with smartphone.S***erely ***, legal administrator My complaint is Diaz & Associates have implied I have a unpaid account with Bank One, an account I dont recognize, a debt that isnt on my credit report from a Bank BankOne that hasnt been in business for around 20years with out sending any documentation validating their debt claims I think Diaz & Associates is a scam would like this debt collection challenged, addressed and dissolved, thereby ensuring no damage/harm comes to my name or credit and credit rating

I received a letter (Acct #*** file #***) from Diaz & Associates in regards to a debt for a Jewelry store I have never heard of or purchased from saying I owe over $1,000 and they want to settle for $360. I spoke to a *** on the phone and he stated this was from [protected] time frame. I told him that I didn't purchase anything from that store nor have I ever heard of that store. When I googled the store it shows that it's in Georgia. I live in Arizona and I have never been to Georgia. *** proceeded to tell me that this would have been on my credit for 7 years and that the $360 settlement would close this account. I continued to tell *** that this was not mine he then stated that if I paid them $250 that the account would be closed. I told him I was not paying it and he proceeded to tell me that he will make a note on the account that I'm not going to pay my ***. I then proceeded to tell him that I'm not paying for something that I did not purchase and that if this ends up on my credit that I will be reporting it as fraud and reporting them as well. This is not acceptable this is the first time I have ever rec'd anything in regards to this so called debt and it's supposedly 18 years old. This is not right and if I have to take legal action, I will. I want proof that this debt belongs to me. I want to see the original paperwork along with my signature. This was obviously done on credit and there should be a paper trail.

I received a collection letter from Diaz & Associates months ago regarding a debt I supposedly owe from 2016. It was for Wyck Furniture sofa and loveseat that I paid out right for. I tried calling the number on the letter and I could not get through, coincidentally someone on there end ended up calling me. I explained that we are in 2022, and that furniture store is now closed permanently for business. I dont know why after all these years I am being sent a letter of collection for something I already paid for. The agent seemed like he was listening and taking down everything I said, and was aware that I had no intention of paying for something I already paid for. He asked if I had a receipt or anything to show that I had paid for it, and I explained that I paid cash at the time because I had received a settlement from a fall so I was able to pay upfront. Also, it has been so long that theres no way I could come up with that receipt if I even still had it. Fast forward I looked at my credit report last summer and that company is on there, it shows that I owe years worth of payments, and that I have never given not one. Its a derogatory *** on my credit report, *** tried to dispute it and just yesterday I looked and its still there. I thought I just had to give them time to remove it after our telephone conversation. I have received no further correspondence from that collection agency since that telephone conversation. I didnt want to take the next step in clearing this debt on my credit report but they are giving me no choice.

I received a letter dated February 18, 2022 from this company; *** and associates at *** tel *** fax ***. I have no outstanding debts and have verified as such through multiple credit agencies and the Chase *** which this request states is a valid debt. See text in letter which read: RE: CHASE MANHATTAN *** (Account #: *** File No #: *** Balance: $966.19 As of February 18, 2022 Diaz & Associates, *** is prepared to offer an opportunity to resolve this account in full for the balance of *** to satisfy the above referenced debt, provided that the funds are received uh dr before 3/31/2022. We are not obligated to renew this offer.Once the funds for the above referenced account have cleared your bank, Diaz & Associates, *** will release you from all claims and liabilities pertaining to this account.If you are unsure whether the payment will be received in our office on or before the due date, you may contact the undersigned Manager to obtain instructions for sending funds via OVERNIGHT DELIVERY SERVICES OR CREDIT CARD. Please feel free to contact us at any time if you should have any questions regarding your account.To make a payment online please go to: https://app.***.com/7454/pdcflow or scan this code with your smart phone.Sincerely,*** Legal Administrator THIS COMMUNICATION IS FROM DIAZ & ASSOCIATES, *** A DEBT COLLECTOR.THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

My elderly disabled uncle has received numerous letters from Diaz & Associates. He even settled a debt in August when he received one of the letters because he thought his recently deceased spouse must have made the debt, since he was unaware of their claim. Unbeknownst to him that this is not legitimate debt collection agency, they knowingly took money from an elderly disabled man. The most recent letter he received in the mail dated 2/18/22 stating that Diaz & Associates (signed by ***, Legal Administrator) is collecting on a debt for another business. Account #:***, File #***, for a balance of $1,809.46. But is willing to negotiate a payment $633.31 to satisfy the debt and consider it paid in full. The letter does not share any information about date of services, and any additional details. Correspondence shared discussions of money needing to be paid and how it can be paid, what negotiated payment can be paid, clearance of payment to be released from liability, but again, no more than that. As I have reviewed Complaintsboard.com about *** and Associates. It appears this is a common practice by them to send random people falsified debt collection letters. Therefore, my request to Complaintsboard.com regarding the letter I received to document this situation, to help others avoid such false claims, have *** and Associates rectify the false claim and contact me no further. *** and Associates, my uncle again has no recollection of this debt and is requesting that this collection be closed immediately. Please provide data showing this account has been closed and is no longer referenced to his good name and his credit backing. You should be ashamed of yourselves, preying on the disabled elderly population.

On Aug 16 2021 and 1/2022 I received letters from this collection agency attempting to collect debt that does not belong to me. They state I owe $738.00 and will settle for a payment of $163.00. They have called my place of employment on numerous occasions and have performed 2 soft inquiries on my Experian credit report harassing me. They are looking at my credit report and I've never had any debt with any company they say I owe. I don't owe this company and there is no legitimate record of stated debt ever. I've only had credit for 1 year and there is absolutely no time that I've had any debt they mentioned. I have copies of my credit report to prove I've only had 1 year of established loans/credit of any kind. They are in complete violation of FDCPA and CA state law prohibiting this kind of collection activity. This serves as a formal complaint and request for cease and desist of harassing and attempting to collect debt which does not belong to me. I have no record of this debt and have obtained legal counsel to address harassment from this company and attempt to collect debt that I do not owe, I am also filing a report with the *** reporting this company. I am attaching a copy of 2 letters sent by this collection agency and screenshot of Experian Credit report soft inquiry request as proof of their fraudulent behavior. Account # that is provided by this company is #*** File #***. I also intend to request investigation of this company by CA attorney general as researching has unearthed a similar pattern of unsolicited zombie debt collection practices and harassment of others at their place of employment and attempt to collect debt owed in some cases over *** years, This debt does not belong to me!

I received a Letter from *** and Associates dated October 21 claiming that I owe $1852.99 and that they would settle the debt if I paid $648.55 before 11/30. The letter listed the following: RE: *** Services () Account #: *** File No #: *** Balance: $1,852.99 I also received a phone call from a lady on November 10 using an unlisted number saying that she was calling from the "Washington *** She said, "Are you home so that if a *** delivers a court 'Action' against you, you can sign for it?" I said that I was not home. She then said, "Have you received a letter from the party taking the 'Action'? I answered that I had not. She then said, "If you do get the letter, then you should call them and investigate what this all about." She never identified during the call who was taking the 'Action' against me. I do not know what debt these people are referring to. I do not have any delinquent debts. My credit score is excellent and there is no record of any activity from *** Services on my credit report. After reading the 100's of similar scams this company is conducting as reported by the Complaintsboard.com, this company has found a loop hole that lets them legally harass people. I want this company to cease harassing me with letters claiming an unsubstantiated debt. I do not want them to call me on the phone again threatening police or court action. I want the company to provide documentation for their claim. I want them to stop 'falsely advertising' that people owe debt when clearly they do not have any documents backing up their claims; surely stating a false claim without substantiation in writing is a form of false advertisement. Can the Complaintsboard.com escalate the claims against this company so that others are not cheated? Can the next step be taken to shut down the loophole that allows this company to claim unsubstantiated debt?