DebtOrCC.org
reviews and complaints

So, I was on the phone with DebtOrCC.org and the representative was asking me about my debt. I gave him all the specific answers he needed, but then his manager, Landes, cut into the call and told me that I would have to call back with my information. Landes didn't even try to help me out, he just kept saying that he was the "manager". I mean, come on, just because he's a manager doesn't mean he can't be helpful. He should have just explained to me that they needed my total debt and not the itemized debt that the representative was asking for. It was really unprofessional and frustrating.

I recently used DebtOrCC.org to complete a course on debt management. The first part of the course was easy to follow and understand. However, when I reached the "Chat" section, I was paired with someone who asked repetitive questions and took an excessive amount of time to complete the section. It was frustrating and not worth the effort. Unfortunately, this section is required to receive the certificate. If I had known how time-consuming and frustrating it would be, I would have chosen a different company. I strongly suggest looking for other options and avoiding DebtOrCC.org.

This website, DebtOrCC.org, is supposed to be a helpful resource for those who are seeking an alternative to filing for bankruptcy. However, my experience with this site was not a positive one. They failed to deliver on their promises and left me feeling frustrated and disappointed.

First of all, it is important to note that this website is not a trustee and they do not have any knowledge of who will be handling your case. This was a major concern for me, as I wanted to know exactly who would be in charge of my financial situation. Unfortunately, even after going through the process, I still do not know who my trustee was.

Furthermore, the manager of this website had no right to my private information. While I understand that they may need some information in order to assist with the process, I should have had the right to choose what information I shared with them. After all, they are not officers of the court and do not have the same level of authority.

To make matters worse, I now have to wait for them to refund my money. This is unacceptable, as I feel like I was misled and taken advantage of. It seems like this website is nothing more than a scheme to take people's money without providing any real value or assistance.

Overall, I would not recommend using DebtOrCC.org. They do not live up to their promises and seem to be more interested in making money than helping people. It is concerning that they are allowed to use the .gov name, as this may give people a false sense of security. If you are looking for help with your finances, I would suggest looking elsewhere.

So, I had to go through DebtOrCC.org (debtorcc.org) to get my certificate, and let me tell you, it was a bit of a hassle. First off, you have to go through a representative before you can even get your certificate. And let me tell you, this representative was not the most efficient. His name was Calvin, and he asked me the same questions I had already answered in the earlier sections. It was like he wasn't even paying attention. And to make matters worse, he would draw out asking me the questions so I couldn't proceed. It took me over an hour just to get my certificate!

And the questions he was asking were so basic. Like, "are you enjoying the course?" Seriously, every answer was either yes, no, or thank you. It was a complete waste of time. And to think, this is the law we have to follow. *facepalm*

Overall, I would say that DebtOrCC.org (debtorcc.org) is not the most user-friendly website out there. The representative I had to go through was not efficient and the questions he asked were redundant. It's a shame that we have to go through this website to get our certificate, but unfortunately, it's the law.

DebtOrCC.org, also known as DebtorCC, is a website that I recently stumbled upon while searching for affordable credit counseling courses. I must say, I was pleasantly surprised by the user-friendly interface and the low prices offered by this website. As someone who is going through a tough financial situation, I was relieved to find a resource that didn't break the bank.

The process of signing up and taking the course was fairly simple and straightforward. It took me about an hour or so to complete the course, which was a relief considering the amount of stress I was already under. After completing the course, I had a chat or call with one of their counselors, who provided me with some valuable insights and advice on how to manage my finances better.

One thing that I would recommend to anyone taking this course is to have a breakdown of your debts and assets before starting. This will make the course a lot easier to complete and will help you get the most out of it. Luckily, my attorney was able to provide me with this information, which made the course a breeze to complete.

Overall, I would highly recommend DebtOrCC.org to anyone who is looking for an affordable and effective credit counseling course. The website is easy to use, the prices are unbeatable, and the counselors are knowledgeable and helpful. If you're going through a tough financial situation like I am, this website is definitely worth checking out.

I was recommended to DebtOrCC.org by my attorney and decided to give it a try. I paid the $20 fee and proceeded with the process. However, I encountered some issues with the live chat feature. After waiting for over an hour, I was asked for my name and social security number three times and was told that a counselor would be with me shortly. Unfortunately, this caused me to miss an appointment.

Feeling frustrated, I decided to call and complain about the live chat feature. The counselor I spoke with suggested that I could have done the live chat over the phone. I wish I had known this earlier, as I would not have missed my appointment and would not have had to wait for an hour.

Later on, I called again to complain and asked to speak with a supervisor. However, the counselor I spoke with hung up on me. I was extremely disappointed with the service I received and requested a full refund. Unfortunately, I cannot recommend this place to others due to my negative experience.

Overall, I found the process to be frustrating and time-consuming. While the website itself was easy to navigate, the live chat feature needs improvement. I hope that DebtOrCC.org can address these issues and provide better customer service in the future.

This course was pretty easy to use and understand. I gotta say, it took me a full 60 minutes to complete, even though I already had all of my budget information ready to go. At the very end, you gotta chat with someone, which is kinda annoying. It said I was first in line, but I ended up waiting for like 40 minutes. I kept checking and all I got was a "we'll be with you momentarily" message, but I eventually gave up. After that, I logged back in and they gave me a phone number to call instead of chat. I called right away and got someone on the phone right away, which was a relief. But they won't tell you how long the call might take, so I guess you just gotta have like 3 hours set aside or something. I mean, I don't know about you, but I got a job to go to and kids to take care of, so this was kinda frustrating.

I had to use DebtOrCC.org because it was legally required of me. I had just started making money after being underemployed for two years. I was struggling to make ends meet and was spending $100 a month on food. However, the folks at DebtOrCC.org told me to cut back on my food expenses. I was also spending an average of $5 a month on clothes, but they told me to cut back on that too. I keep my heat on 64 degrees to save on electric, but they still suggested that I try to save more in this area.

What I found most surprising was that they suggested I eliminate my excesses, even though I don't have cable, a landline, or a new cell phone. I have low-grade internet, which I need for work and other essential tasks. However, they still told me to try to get rid of it. I found their ideals to be outdated and unrealistic. In today's world, we all need internet and some kind of phone.

To make matters worse, I had a Lexus SUV that was repossessed, and I'm currently borrowing a car. The folks at DebtOrCC.org suggested that I try to bargain and get my car back, even though my income isn't at that level anymore. I found this to be odd and unhelpful.

Overall, my experience with DebtOrCC.org was not great. While I understand that they were trying to help me get out of debt, I felt like their suggestions were unrealistic and out of touch with my current situation. I would not recommend this service to others who are struggling with debt.

I recently came across DebtOrCC.org while searching for a debt management company. After reading through some of the reviews, I noticed that there were a lot of complaints that seemed to be consistent across the board. However, I also noticed that many of these reviews were fairly recent, so I decided to reach out to the company to get some more information.

I sent an email to DebtOrCC.org outlining some of the concerns that I had seen in the reviews, and I am currently waiting to hear back from them. One thing that I found confusing was that the company has an A+ rating on the Better Business Bureau website, despite the negative reviews that I had seen. I wonder if some of these complaints have been reported on that site.

One of the things that I think is important to consider when choosing a debt management company is how long they have been in business. According to my research, a company needs to be in business for at least 7 years to be considered reputable. Additionally, they should be a non-profit organization and be either NFCC or AICCCA approved. Finally, their fees cannot be over $50, although some people may qualify for a fee waiver.

When I asked these questions to DebtOrCC.org, they directed me to their terms and conditions, which I found to be unhelpful. I'm glad that I didn't call them, as I still have a lot of questions that need to be answered before I feel comfortable using their services.

Overall, I think that DebtOrCC.org has some work to do in terms of addressing the concerns that have been raised in the reviews. However, I am still open to using their services if they can provide me with satisfactory answers to my questions.

The first course on DebtOrCC.org was a breeze and I learned a lot in just an hour. It was really eye-opening and I felt like I had a better understanding of my finances after completing it. However, the last requirement of the course was to chat with a live credit counselor, and that's where things got a bit frustrating.

The course stated that the chat should take no more than 30 minutes, but unfortunately, that wasn't the case for me. The lag time between my messages and the credit counselor's responses was sometimes over five minutes, which made the chat take much longer than anticipated. In fact, my chat ended up taking over an hour and a half to complete this portion of the course.

But, after I posted my original review, I was pleasantly surprised when a manager from debtorcc.org reached out to me to discuss my issues and concerns. I was impressed with their level of communication and customer care. The manager assured me that the lag time I experienced was an internal issue that they were working on addressing. I am hopeful that they can fix this issue so that others don't have to go through the same frustrating experience that I did.

Overall, I appreciate the level of customer care that debtorcc.org has shown me and I have updated my review accordingly. Despite the lag time issue, I still believe that the course was enlightening and helpful in improving my financial literacy.

So, I decided to give DebtOrCC.org a try and boy, was I surprised! The website was easy to navigate and the course was straightforward. I was able to complete it in no time and received my certificate immediately. No need to wait for someone to answer the phone or respond to an email.

I also appreciated the affordable price. Other companies were charging double the amount for the same course. DebtOrCC.org saved me money and time.

The only downside was that the website was a bit slow at times, but it wasn't a big deal. Overall, I highly recommend DebtOrCC.org for anyone in need of a debt education course. Don't waste your time with other companies that may not even answer your calls or emails. DebtOrCC.org is the way to go!

I gotta say, I tried using DebtOrCC.org (debtorcc.org) to help me with my debt problems, and I was pretty disappointed. The people I talked to on the phone and through chat were not very helpful, and they seemed to talk down to me like I was some kind of idiot. I mean, I get that they probably deal with a lot of people who don't know much about finances, but that's no excuse for being rude and condescending.

The whole process was also way more complicated than it needed to be. I thought I was just going to be able to fill out some forms and be done with it, but there were all these extra steps and requirements that I didn't understand. It felt like they were just trying to make things more difficult for me so they could charge me more money.

Honestly, I wouldn't recommend using DebtOrCC.org (debtorcc.org) to anyone. There are probably better options out there that won't make you feel like an idiot and won't waste your time with unnecessary steps. Maybe try talking to a real financial advisor or doing some research online before you go with these guys.

So, I was looking for some help with my debt and stumbled upon DebtOrCC.org. At first, I was a bit skeptical because the website looked a bit outdated, but I decided to give it a shot anyways.

I filled out the online form and waited for a response. Unfortunately, I didn't hear back from them for a few days. I was starting to get frustrated and was about to give up, but then I received an email from them.

The email was a bit confusing and had a few spelling errors, but I was able to understand what they were trying to say. They offered me some options for debt relief and even gave me some advice on how to manage my finances better.

I decided to go with their debt management program and it has been a lifesaver. They were able to negotiate with my creditors and lower my interest rates. They also helped me create a budget and gave me some tips on how to save money.

Overall, I am very happy with the service I received from DebtOrCC.org. Yes, there were a few hiccups along the way, but they were able to help me get back on track financially. I would definitely recommend them to anyone who is struggling with debt.

So, I was checking out DebtOrCC.org (debtorcc.org) and I gotta say, I'm not too impressed. I mean, sure, they offer some courses on managing debt and credit, but there's a catch. If you choose to watch a video course, they charge you extra for the transcript version. That's right, you gotta pay double! And honestly, I don't see the point. If the video already has captioning, why would I need the transcript too? It just seems like a sneaky way to take advantage of people who are already struggling with debt.

But that's not the only issue I have with DebtOrCC.org. The website itself is pretty clunky and hard to navigate. It took me forever to find the information I was looking for, and even then, it wasn't very helpful. Plus, the design is just plain ugly. I know that's not the most important thing, but come on, a little effort goes a long way.

Overall, I wouldn't recommend DebtOrCC.org to anyone. There are plenty of other resources out there that are more user-friendly and don't try to nickel and dime you at every turn. Save yourself the headache and look elsewhere.

This company, DebtOrCC.org (debtorcc.org), is not very good. I had to sit through a couple of hours of questions that I had already answered before they finally asked me to call them during business hours. They didn't give me any certification either. I wouldn't recommend doing business with this company.

I gotta say, I was pretty disappointed with DebtOrCC.org. The people they got working there are just not up to snuff. I mean, seriously, some of these reps are just plain rude. They act like they're doing you a favor by even talking to you. And don't even get me started on how unhelpful they can be. It's like they don't even care about your problems. They'd rather just talk about themselves and their own feelings.

Honestly, I don't know how this company stays in business. They're nothing but a bunch of crooks if you ask me. I wouldn't trust them with my money if my life depended on it.

If you're thinking about using DebtOrCC.org, do yourself a favor and find another company. There are plenty of other options out there that are way better than these guys. Trust me, you'll be glad you did.

This company ain't good at all! They be lyin' and tellin' you what you wanna hear, then turn around and say they never said that. I had some recorded lines with them where they said there wouldn't be no problem and that the problem could be fixed, but now they say they never said that. I'm in a bad spot now 'cause of their behavior. Might not even be able to file for bancrupcy 'cause of them.

Let me tell you, DebtOrCC.org ain't no good. They be sayin' one thing and then denyin' it later. I had some recordings where they said everything would be fine and that they could fix the problem, but now they say they never said that. It's messed up, man. I might not even be able to file for bancrupcy now 'cause of them.

I gotta say, I'm not happy with DebtOrCC.org at all. They straight up lied to me and then denied it later. I had some recordings where they said there wouldn't be no problem and that they could fix it, but now they're sayin' they never said that. It's really messed up. I might not even be able to file for bancrupcy now 'cause of them.

So, I tried out DebtOrCC.org and I gotta say, it was a bit of a mixed bag. On the one hand, the course itself was pretty straightforward and easy to follow. I didn't have any trouble working my way through the material and getting a good sense of what I needed to do to get my finances in order.

But when it came time to chat with a counselor, things started to get a little frustrating. I tried to connect with someone online for a couple of hours, but every time I tried, it said they weren't available. I mean, come on, it's not like I was trying to chat at some weird hour or anything. I started at 9 am EST and kept trying until 11 am, but no luck.

So, I decided to call instead. And that's when things really went downhill. I was on hold for a full hour and still hadn't spoken to anyone by the time I had to hang up. I mean, I get that they're probably busy and all, but an hour on hold is a bit much, don't you think?

All in all, I'd say that DebtOrCC.org is a decent resource if you're looking to get your finances in order. But if you need to talk to a counselor, be prepared to wait a while. And if you're hoping to chat online, don't hold your breath.

So, I just completed the first course on DebtOrCC.org and then decided to chat with their customer support team. Let me tell you, these guys are not the brightest bulbs in the box. They kept asking me the same question over and over again, even though I had already explained my situation clearly. I mean, how hard is it to understand that I have absolutely no income and am completely broke?

Despite my frustration with their lack of comprehension skills, I still gave them one star because the system required me to rate them. But honestly, I wouldn't recommend this website to anyone who wants to get out of debt. If their customer support team can't even understand basic information, how can they be trusted to provide helpful advice and guidance?

Overall, I was disappointed with my experience on DebtOrCC.org. The website may have some useful resources, but their customer support team needs to step up their game if they want to be taken seriously. If you're looking for a reliable and trustworthy debt relief service, I suggest you look elsewhere.

So, I was using DebtOrCC.org to get my certificate and everything was going smoothly until I clicked on the chat button. I was hoping to get my certificate after that, but nothing happened. I tried clicking it again and again, but still nothing. So, I decided to call their customer service to get some help.

After confirming my information, the agent put me on hold and never came back. I waited for a while, but still no response. I tried calling again and again, but the same thing happened with four different agents. I was really frustrated because I needed my certificate urgently to file my papers today.

I don't understand why it's so hard to send a certificate. I mean, I did everything that was required of me, and now I'm stuck because of their poor customer service. It's really disappointing to see such a lack of professionalism from a company that claims to help people with their debts.

Overall, I would not recommend using DebtOrCC.org if you need your certificate urgently. Their customer service is terrible, and you might end up wasting your time and money. It's better to look for other options that are more reliable and efficient.