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Credit Loan, LLC
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Credit Loan, LLC
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3.0 2 Reviews

Credit Loan, LLC Complaints Summary

1 Resolved
1 Unresolved
Our verdict: While Credit Loan, LLC has an above-average resolution rate, there’s room for improvement. Investigate common issues reported by customers and understand how they were resolved. Be prepared to follow up on your queries if needed, and keep detailed records of all interactions.
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Credit Loan, LLC reviews & complaints 2

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L
2:26 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Credit Loan, LLC Get the approved us bank loan funds released to me.

I received a US Bank loan approval from Loan Manager Jennifer Smith, but first I had to pay $150 for insurance before the funds are transferred. I paid $150 and asked for an insurance contract, but received no response. Then a $450 fee was required, which I paid. I received a Summary Letter of approval. But then, I received a call from someone angrily threatening me, saying I must pay $550 immediately in order to receive the loan. Gift card purchases were required by Ms. Smith, and I complied and sent the card image to Ms. Smith, who said the funds would be sent in about an hour. Instead, Ms. Smith called to say that Apple said the $500 Apple Card had no money loaded and was malfunctioning. I returned to the purchasing store with the card and receipt, and the Store Manager verified that the card had been activated and was functioning, but could not tell if it contained $500. The manager called a corporate manager who offered to submit the card to his security protection group on Monday, 7/26/2021 to be evaluated and will share their findings. Ms. Smith then demanded that I buy another $500 card. I explained that I had already paid $1,150 in fees and was not able to buy more. This Manager has created many costly roadblocks placed before me, multiple requests for additional fees added one by one, totaling $1,150. Each time I pay an additional fee, I receive an approval for the loan, but then more payments are required. I am in distress over the very unprofessional treatment and concern of the legitimacy of the company.

Desired outcome: Funds from my approved loan transferred to me or refund of all the $1,150 fees

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M
10:57 am EST
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The complaint has been investigated and resolved to the customer’s satisfaction.

Credit Loan, LLC Fraud and cheating

I was searching for Loan Companies for Bad Credit and found a link on Google saying this company is legit. I checked the internet out to make sure they are not a fake. Long behold paid a fee for what their FAQs page says will give anyone a loan if the steps are followed. I did all the steps and even paid for a credit report. All the companies they had referred me to denied me for the same reason. Bad Credit. The FAQs page says guaranteed money back if you follow the steps or you can ask for a second search. I did not ask for money back only a second search.

Well when I emailed the company. The person on the other end was rude thru the email and refused to give me a second search. I have contacted my credit card company. The company is a FRAUD. If you promise a service then you need to provide it regardless. Please do not spend $59.99 as I did to G.H. Services for a Referral Fee for a loan that is not possible to get. All the companies you can apply at directly like Chase, Wells Fargo and AGF as I already had applied at those companies. It is not true if you have a 578 credit score as I do. It is impossible to get a loan with any finance company especially in this economy. Unless, you have a cosigner or collateral. AGF said they are not affiliated with this company and they are using their name.

Be careful and aware of all these scams. I am done looking will just deal with my financial struggles until tax time.

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A
A
Art Munoz
, US
Jun 09, 2017 7:15 pm EDT

MAN I AM SCARED NOW

L
L
louise love
, US
Dec 06, 2011 11:55 pm EST
Verified customer This comment was posted by a verified customer. Learn more

It is a well known fact, many of the rich amass their fortunes using "Trickonometry" on the poor. Banks and other financial institutions would rather make loans to individuals who have a hard time making payments because they know there will always be a potential late charge. In other words, they will never collect a late charge on those individuals who pay on time. Wake up people, there is no such thing as a free cup of coffee. Too bad many of these rouge companies will never be brought to justice. No wonder the world is in the shape it is in today. I don't know why there has not been an economic uprising in this great country called America, but stay tuned, I believe that performance will be airing soon!

C
C
CreditLoan.com
Apollo Beach, US
Oct 16, 2010 7:52 pm EDT

Not TRUE. There is no record of a "Mirana' ever applying at Creditloan.com This is completely a FALSE Accusation to spread lies and start rumors that are unfounded.

Creditloan.com has established itself as an entity that focuses on operating with the highest integrity. As such, the Website has secured a number of other important certifications. For example, we have been awarded the TRUSTe seal (http://www.truste.org/ivalidate.php?url=www.creditloan.com&sealid=101), which shows are compliance with best practices and rigorous online privacy standards. The seal is awarded by TRUSTe(r), an independent organization that monitors Website privacy and email policies.

In addition, Creditloan.com has been issued a Verisign SSL certificate (https://sealinfo.verisign.com/splash?form_file=fdf/splash.fdf&dn=WWW.CREDITLOAN.COM&lang=en), attesting to its use of the highest level of encryption and security online. The site also has the stamp of approval of the Internet Content Rating Association (ICRA), which is an international content labeling system that strives to provide consumers with a safer online environment.

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