I got calls from this company, as did my friends in reference to me. They used the name Kim Moore and Kelly Johnson, saying they were collecting on a payday loan and that my case would be downloaded today if I didn't send them money via western union in 3 hours. They said that I would be arrested and face all kinds of federal charges, unless I cleaed this debt today. I didn't send them any money, as I thought that they ere a scam. I mean, with 4 different phone numbers, and then Very american names for people with very heavy accents, it just didn't add up to me. I did some research on here and I believe that they are a scam, and I hope that they are caught for it. I sure was scared that I was going to be arrested. They wanted the name of my attorney and they even told my friends that if they didn't return the call, on my behalf, that they too would be arrested and charged. I hope they get caught.